vinayak Pagare

Operations Associate

Bhopal, Madhya Pradesh, India4 yrs 3 mos experience

Highly Stable

Key Highlights

Proven track record in debt collection and NPA reduction.
Achieved 99% of monthly targets consistently.
Expert in handling diverse loan portfolios.

Stackforce AI infers this person is a Banking Professional with expertise in debt collection and financial management.

Contact

Skills

Core Skills

Debt CollectionTeam Management

Other Skills

Microsoft OutlookProblem SolvingMicrosoft OfficePortfolio ManagementMicrosoft ExcelMicrosoft WordMicrosoft PowerPointMicrosoft Access

About

Result Oriented Banking Professional 2+Year Experience Responsible for Collection and NPA Reduction. Taking Care of Collection from Bkt x to NPA for CV,CE,LCV,RA,SA. ⏺️commercial vehicle loan ⏺️Construction Equipment Loan ⏺️Light Commercial Vehicle loan ( LCV) ⏺️Rural Assets (RA) (Low Cost Liability Banking) ⏺️ SARAL LOAN (old assets finance) 1year working Experience Two Wheeler , Consumer Durable Loan (BKT x ) Seizing control of critical problem areas and delivering on client commitments. Setting payment collection goals and targets for the department. Creating and implementing a strategy to improve the collection of outstanding credit. Implementing collection policies and procedures to avoid excessive outstanding credit. Ensuring that the company policy on recoveries is followed and that it is in line with state and federal regulations. Implementing deadlines for invoicing and payment collection. Negotiating with customers in cases when nonpayment occurs. Preparing monthly feedback reports on payment collections. Remaining informed of any legislative procedural training regarding debt collection.

Experience

4 yrs 3 mos

Total Experience

2 yrs 1 mo

Average Tenure

Current Experience

Kotak mahindra bank

Assistant

Oct 2022 – Jan 2026 · 3 yrs 3 mos · Bhopal, Madhya Pradesh, India

Collection Associate
Debt Recovery Agents
⏺️commercial vehicle loan
⏺️Construction Equipment Loan
⏺️Light Commercial Vehicle loan ( LCV)
⏺️Rural Assets (RA) (Low Cost Liability Banking)
⏺️ SARAL LOAN (old assets finance)
●Handling CE,CV,LCV,RA,SA,portfolio collection.
●Working in field on 30 plus and delinquent cases.
●Regular follow-ups for collecting payments.
●Getting PTP from customers.
●Resolving NPA's and Rollbacks to delinquent cases.
●Handling cash and deposition on first priority.
●convincing to customer for regular EMI payment.
●Tracking of assets and handling repossession through repo agent.
●collaborated on collection and dispute resolution issues.
● offered friendly and efficient service to all customers handled challenging situation with ease.

Debt Collection

Idfc first bank

Collection Executive

Oct 2021 – Oct 2022 · 1 yr · Hoshangabad, Madhya Pradesh, India · On-site

@IDFC FIRST BANK ,Conneqt Business Solutions Tata Business Support Services Ltd. (Tata BSS). 2008
RURAL Collection (BKT 0)
Two Wheeler Loan, Consumer Durable Loan.
"I am handling a number of cases, including around 250 to 300 two-wheeler and consumer durable loans. I achieve 99% of my target every month according to my allocation."

Team ManagementMicrosoft Outlook