Kunal Tiwari

Co-Founder

Bengaluru, Karnataka, India18 yrs 5 mos experience

AI EnabledAI ML Practitioner

Key Highlights

Led product vision for category-leading AI/ML products.
Drove multi-fold ARR growth at GoKwik.
Built ML-driven platforms for global financial institutions.

Stackforce AI infers this person is a Fintech and E-Commerce product leader with a strong AI/ML focus.

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Skills

Core Skills

Product ManagementAi/mlData ScienceMarketing

Other Skills

AI Powered Operating SystemWealth Distribution MarketE-Commerce EnablementPLG StrategyB2B & B2B2C SAASLogistics ManagementCustomer EngagementSAASAI/ML Risk ManagementML PlatformsCompliance ManagementFinTechAI-Driven Investment StrategiesRisk ManagementAI-Driven Risk Selection

About

I led the 0→1 and 1→10 product journey at Gokwik, launching and scaling some of the category leading products - RTO Management Platform, Full Blown Checkout, Returns Management, and Customer Engagement Platform. Previously, I operated at global scale while working for Amazon, BlackRock, and AXA XL, building ML-powered platforms for risk management, compliance, and financial technology. I thrive at the intersection of product, AI, and business strategy, helping startups and enterprises scale, monetize, and optimize their growth engines. I have built and scaled ML-driven products in B2B and B2B2C across fintech and e-commerce domains.

Experience

18 yrs 5 mos

Total Experience

3 yrs

Average Tenure

Current Experience

Zinni money

Founder

Dec 2024 – Jan 2026 · 1 yr 1 mo · Bengaluru, Karnataka, India · On-site

Building AI Powered Operating System For Wealth Distribution Market.

AI Powered Operating SystemWealth Distribution MarketProduct ManagementAI/ML

Indian institute of management bangalore

Member Of The Board Of Advisors

Jan 2022 – Aug 2024 · 2 yrs 7 mos

Member of the advisory board for IIM Bangalore’s Data Center and Analytics Labs

Gokwik

Chief Product Officer

Dec 2021 – Nov 2024 · 2 yrs 11 mos

Scaling E-Commerce Enablement | AI/ML | PLG Strategy| B2B & B2B2C SAAS
Played a key role in defining and executing GoKwik's product vision during 0 to 1 and 1 to 10 journey, driving multi-fold ARR growth and market expansion.
Launched and scaled multiple AI/ML enabled products: Checkout, Payments, RTO (Return to Origin), Customer Data Platform, and Returns. These products have helped more than 10,000 D2C merchants improve conversion rates, reduce RTO & retain customers better.
Partnered closely with founders to shape the product vision, monetization strategy, and long-term roadmap.
Setup and led high impact cross functional team: Product, Program, Analytics and Product Marketing.

E-Commerce EnablementAI/MLPLG StrategyB2B & B2B2C SAASProduct Management

Amazon

Product Leader

Sep 2019 – Nov 2021 · 2 yrs 2 mos

SAAS | AI/ML Risk Management | ML Platforms
Led multiple product portfolios across 20+ global marketplaces, ensuring compliance at scale.
Conceptualized and built an ML-powered compliance platform, enabling real-time safety checks across 25B+ products.
Developed a centralized regulation management platform, streamlining compliance policies for Amazon’s global businesses.
Worked cross-functionally with engineering, legal, and operations to balance business growth, compliance, and seller experience.
Led a team of 15 Product Managers across India, US and EU

SAASAI/ML Risk ManagementML PlatformsProduct ManagementAI/ML

Blackrock

Director of Product Management

Feb 2016 – Aug 2019 · 3 yrs 6 mos

FinTech | AI-Driven Investment Strategies | $25M Revenue Growth
Led BlackRock’s banking product development team in India, overseeing an 80+ member team across product, analytics, and science.
Managed CXO-level clients across APAC & EU, driving $30M+ in annual revenues.
Designed and deployed ML-driven risk models for global banks, automating end-to-end stress testing.
Spearheaded the development of AI-powered risk assessment tools for institutional clients.

FinTechAI-Driven Investment StrategiesProduct ManagementAI/ML

Axa xl, a division of axa

AVP - ML embedded Products

Aug 2012 – Feb 2016 · 3 yrs 6 mos

AI-Driven Risk Selection | Insurance Tech | $50M Bottom-Line Impact
Led Product & Data Science functions, collaborating with underwriters and actuaries to enhance risk selection.
Developed ML-enabled underwriting solutions, improving efficiency and reducing loss ratios, leading to a $50M impact.

AI-Driven Risk SelectionInsurance TechProduct ManagementAI/ML

Bank of america merrill lynch

Senior Manager Data Science

May 2007 – Aug 2012 · 5 yrs 3 mos

Marketing Science | AI-Powered Customer Insights
Led the marketing sciences team across credit cards, mortgages, insurance, and deposit products.
Developed AI-driven customer segmentation models, improving cross-sell and up-sell conversion rates.

Marketing ScienceAI-Powered Customer InsightsData ScienceMarketing