Apr 2024 – May 2025 · 1 yr 1 mo

• In my role as a Channel Manager, I managed the acquisition and lifecycle of Loan Against Property (LAP) clients, overseeing deal sourcing, channel development, and regulatory compliance. I worked closely with credit, legal, and operations teams to ensure seamless execution of transactions. My ability to assess client requirements and align offerings accordingly reflects my keen analytical mind set and understanding of credit and risk frameworks. Additionally, I led partner training sessions, thereby strengthening the distribution network and ensuring adherence to evolving credit policies.
• Key Responsibilities: -
• Analysed client financials to determine loan eligibility and structure loan proposals accordingly.
• Set up distribution channels and assessed business partner performance through quantitative metrics.
• Sourcing of small and micro LAP business from conventional business partners and alternate sources (direct/connectors)
• Interpreted credit policies and ensured compliance in documentation and loan processing.
• Collaborated with credit, operations, and legal teams for smooth disbursement cycles.
• Monitored and reported monthly sourcing KPIs and business health indicators.
• Performed asset allocation consultations based on risk profiles and market performance.
• Partnered with product specialists to provide comprehensive wealth and business banking solutions.

Jul 2023 – Mar 2024 · 8 mos

• I served as an Insignia Relationship Manager at RBL Bank, where I was responsible for managing High Net Worth (HNW) clients and promoting investment products, including mutual funds, corporate bonds, and insurance. I consistently deepened wallet share through strategic cross-selling and helped increase Assets Under Management (AUM) through in-depth analysis of customer profiles and financial goals. My approach involved tailoring wealth solutions by conducting risk profiling, asset allocation consultation, and utilizing financial modeling tools to showcase product benefits and performance metrics.

Jul 2022 – Jun 2023 · 11 mos · India

• My expertise in investment advisory and portfolio management. I have advised clients on macroeconomic trends, conducted due diligence on financial instruments, and built robust investment portfolios. My role as a Senior Relationship Manager, required the identification of optimal investment avenues through rigorous financial analysis, simulations, and client-specific risk assessments.

Oct 2020 – Jun 2022 · 1 yr 8 mos · India

• I specialized in providing investment advisory services and portfolio management solutions to a diverse client base. My role involved conducting in-depth financial analysis, market research, and risk assessments to identify suitable investment opportunities aligned with client goals. I advised on a range of financial instruments including mutual funds, sovereign gold bonds (SGBs), corporate bonds, fixed deposits, and insurance products. By leveraging macroeconomic insights and client profiling, I helped clients build robust and diversified portfolios. This experience strengthened my analytical and consultative skills, as well as my ability to interpret financial data to support sound investment decisions.
• Key Responsibilities: -
• Conducted financial research and simulation-based analysis for investment products.
• Designed and optimized investment portfolios considering economic indicators and client goals.
• Advised on diversified asset classes including mutual funds, SGBs, corporate deposits, and bonds.
• Performed due diligence and risk assessments prior to product recommendation.

May 2019 – Jun 2019 · 1 mo · Jalandhar Area, India