Ambesh Pandey

Operations Associate

Gorakhpur, Uttar Pradesh, India9 yrs 1 mo experience
Most Likely To Switch

Key Highlights

  • Over 8 years of experience in Finance and Banking.
  • Expertise in Credit Risk and Retail Banking.
  • Strong background in Collection and Loan Management.
Stackforce AI infers this person is a seasoned professional in the Banking and Finance sector with a focus on Credit Management.

Contact

LinkedIn

Skills

Core Skills

BankingCredit Risk

Other Skills

CollectionRetail Wholesale CreditCredit ManagementMerging OperationsCollection ManagementApproval ProcessesLoan ManagementCustomer VerificationLoan HandlingPersonal LoansSales ManagementCross SellingMarketingOperations ManagementAdministration

About

Actively Looking for a good opportunity, Having experience of more than 8 years in Finance and Banking and want to build my career in , NBFC , Banking, Micro -Finance Sector and also capable for any other post. and ready to relocate at any where.

Experience

Axis bank

Deputy Manager

Feb 2024 – Present · 2 yrs 2 mos · On-site

  • Collection and Retail Wholesale Credit
CollectionRetail Wholesale CreditBankingCredit Risk

Poonawalla fincorp

2 roles

Area Credit Manager

Promoted

Jul 2021 – Feb 2024 · 2 yrs 7 mos · Gorakhpur, Uttar Pradesh, India

  • After merging with Magma Fincorp Ltd
Credit ManagementMerging OperationsBankingCredit Risk

Area Credit Manager {Magma Fincorp Limited}

May 2021 – Jul 2021 · 2 mos · Gorakhpur, Uttar Pradesh, India

  • Taking care of 0 to 90 collection bucket
  • Deals approval and escalation as per norms
Collection ManagementApproval ProcessesCredit RiskBanking

Cholamandalam investment and finance company limited

BRANCH CREDIT OFFICER

Sep 2019 – Jun 2021 · 1 yr 9 mos · Azamgarh

  • Here I'm handling CV, CE, TRACTOR, AUTO LOANS , CAR AND TW
Loan ManagementCustomer VerificationBankingCredit Risk

Hdb financial services ltd.

Credit Relationship manager

Oct 2018 – Sep 2019 · 11 mos · Mau, Uttar Pradesh, India

  • Here's I'm handling CV , Tractor and Car vertical
Credit ManagementLoan HandlingBankingCredit Risk

Shriramcityunionfinancelimited

Credit Executive

Jan 2017 – Sep 2018 · 1 yr 8 mos · Azamgarh, Uttar Pradesh, India

  • Here's I'm handling TW , SME, PERSONAL LOANS AND USED AUTO LOANS
Loan ManagementPersonal LoansBankingCredit Risk

Education

National Institute of Bank Management (PGDM)

Retail Credit Management — Banking

Jun 2025 – Nov 2025

Veer Bahadur Singh Purvanchal University, Jaunpur

Bachelor's degree

Jul 2014 – Jun 2016

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