Hiren S. — CEO
🚀 Welcome to my LinkedIn profile! Over 10+ years in the banking industry and MNCs, I’ve had the opportunity to view finance from both the lender’s and the borrower’s lens. This journey helped me deeply understand the disconnect between what banks look for and what customers actually expect—an rare insight that now defines my professional approach. I am a Chartered Accountant and Corporate DSA, specialising in large-ticket Home Loans and Loan Against Property (LAP) for salaried professionals, business owners, and self-employed individuals across Mumbai & Navi Mumbai. With Active relationships across 50+ banks and financial institutions, We provide clients with a structured, multi-bank approach to lending — ensuring the most suitable interest rates, optimal loan structures, and maximum possible eligibility based on their profile. My engagement model is fully transparent and client-centric. We do not charge any consultancy fees to borrowers — banks compensate us directly for successful sourcing. This allows us to remain completely unbiased while representing our client’s best interests. Core Specialisations: • High-value Home Loans (purchase, transfer & top-up) • Loan Against Property (LAP) for business and liquidity needs • Working Capital Facilities (like Cash Credit, Overdraft, Bill Discounting etc) • Eligibility optimisation & multi-bank comparison • End-to-end documentation, sanction & disbursement management • Specialised in serving complex ownership structure for entrepreneurs and business owners. Client Segments I Work With: • CXOs, Senior Professionals & Corporate executives • Business Owners, Promoters & Self-Employed professionals Collaborating with : • Builders & Developers • Real Estate & Property Consultants • Chartered Accountants & Wealth Advisors I am building a advisory firm focused on delivering speed, structure, discretion, and execution certainty in complex and large-ticket funding requirements. 📍 Service Coverage: Mumbai & Navi Mumbai 🤝 Open to strategic collaborations with builders, developers & professional intermediaries !
Stackforce AI infers this person is a Fintech expert with a focus on risk management and loan structuring.
Location: Mumbai, India
Experience: 11 yrs 1 mo
Skills
- Loan Structuring
- Risk Management
Career Highlights
- Over 10 years of banking industry experience
- Chartered Accountant specializing in large-ticket loans
- Strong relationships with 50+ banks and financial institutions
Work Experience
Experto Consultancy LLP
Managing Partner (7 mos)
VFS Global
Deputy General Manager - Enterprise Risk Management (2 yrs 5 mos)
Jio Financial Services
Enterprise Risk Specialist (3 yrs 5 mos)
IDFC FIRST Bank
Senior Manager - Retail Liability (2 yrs 4 mos)
HDFC Bank
Manager - Wholesale Credit Risk, Business Banking (2 yrs 4 mos)
Education
Qualified Chartered Accountant at The Institute of Chartered Accountants of India
Bachelor of Commerce - BCom at SIES College of Management Studies - India
Bachelor of Commerce (B.Com.) at University of Mumbai