Sowmya Shetty

Product Manager

Thane, Maharashtra, India18 yrs 3 mos experience
Highly Stable

Key Highlights

  • 18+ years in Banking and Payments domain
  • Expert in product lifecycle management
  • Proven track record in product innovation
Stackforce AI infers this person is a Fintech Product Leader with extensive experience in payment solutions and product development.

Contact

Skills

Core Skills

Product DevelopmentLeadershipProduct InnovationProduct ImplementationBusiness AnalysisIndustry ConsultingTechnology AnalysisConsulting

Other Skills

Team ManagementStakeholder ManagementProduct DesignCompliance ImplementationMerchant IntegrationMulticurrency ImplementationBRD CreationEnterprise Application IntegrationSOACore Banking SolutionsSDLCRequirements AnalysisSoftware Project ManagementRequirements GatheringBRD

About

Results-driven professional with over 18+ years of expertise in the Banking and payments domain. Currently serving as Incharge Product Development at NPCI's Bharat Bill Payment, responsible to build and scale Bharat Connect (Erstwhile BBPS). Proven track record of success with previous roles at Zeta, BillDesk, ISG, IBM, Infosys, and Oracle, transitioning from Software Developer to Business Analyst and now excelling as a Product Manager and Product Lead. A strategic thinker with a strong understanding of market trends and customer needs, driving innovative product solutions to achieve business objectives. Demonstrated leadership and team-building skills, delivering impactful results through collaboration and effective communication. A passionate problem-solver committed to delivering exceptional products that drive customer satisfaction and business growth. Throughout my journey as a product leader, I have successfully navigated the entire product lifecycle, steering products from ideation to impactful execution. Prior assignments include long stints at : Zeta - As a Senior Product Manager BillDesk - As a Senior Product Manager In-Solutions Global Pvt Ltd - As a Senior Business Analyst IBM India Pvt Ltd - As an Industry Consultant Infosys Technologies Ltd - As a Technology Analyst Oracle Financial Software Services Ltd - As an Associate Consultant Experience Includes Process Automation, New Design Flows, New Product Development Managing and designing solution for the process automation projects and create functional specifications. Managing merchant Integration and responsible for new work flow implementation for Payment Aggregator(Acquiring) Liaise between business and technical teams. Stakeholder Management. Clients Projects Handled : Tachyon Prepaid SAAS Sodexo HDFC Bank YES Bank ISGPay Barclay's Bank BDB Bank, Mexico Mifel Bank, Mexico People's Bank, US Tachong Bank SEB Bank, Lithuiania BDI Bank, Indonesia ABSA Bank TEBA Bank The Strong Business Functionality Acumen is fortified by a Bachelors in Engineering from University of Mumbai

Experience

18 yrs 3 mos
Total Experience
2 yrs 8 mos
Average Tenure
1 yr 10 mos
Current Experience

Npci bharat billpay ltd.

Incharge Product Development

Jun 2024Present · 1 yr 10 mos · Mumbai, Maharashtra, India · On-site

  • Build and Scale Bharat Connect (Erstwhile BBPS)
  • Proud to build for the nation and create impact
Team ManagementLeadershipProduct InnovationProduct Development

Zeta suite

Senior Product Manager

Nov 2021Jun 2024 · 2 yrs 7 mos · Mumbai, Maharashtra, India · On-site

  • Part of Tachyon SAAS product team.Responsible for designing product and solution.Key projects:
  • BharatQR implementation for Sodexo India(RBI Compliance requirement for interoperability)
  • Responsibile to design and solution the Tachyon Prepaid product for banks and fintechs
  • Responsible for solutioning US Credit Card compliance requirements

Billdesk

Senior Product Manager

Oct 2017Nov 2021 · 4 yrs 1 mo · Mumbai, Maharashtra, India

  • Responsible for product implementation as well as key merchant integration with BillDesk Payment Gateway.
  • 1. Key clients managed are Adyen,Stripe,Tatasky,Vodafone,Airtel,HDFC etc
  • 2. Key projects : multicurrency implementation, unified SDK for one time payments, Mandate registration and Payment as well as mandate set ups

In-solutions global ltd

Senior Business Analyst

Dec 2014Oct 2017 · 2 yrs 10 mos · Malad · On-site

  • Was responsible for gathering the business requirements from banks and creating BRDs for technology team.Providing demos to the client, taking sign off.Key projects were:
  • 1. Merchant On-boarding(HDFC)
  • 2. Consumer Connect portal for case filing and payment in consumer court.(https://www.consumerconnect.co.in/)
  • https://youtu.be/Jju3F1sQ0gQ?si=OR9CkVAbX-tIzu6b
  • 3. Responsible for creating BRD and FSD for ISGPay(Payment Gateway)

Ibm global services

Industry Consultant

Aug 2011Sep 2013 · 2 yrs 1 mo · Pune/Pimpri-Chinchwad Area

  • Barclays was the client for project Barclays Enterprise Middleware.An Enterprise Application Integration solution given by IBM to Barclays to top leading Banks of UK, based on SOA(Service Oriented Architecture) approach to map the client (barclays's) requirements with it's consumer's following EDI standards(like SWIFT,SEPA industry EDI standards).

Infosys technologies ltd

Technology Analyst

Mar 2010Jul 2011 · 1 yr 4 mos

  • Worked on Core Banking Product - Finacle(DULATAM region)
  • Mifel bank ,Mexico
  • BDB bank , Mexico

Oracle financial services software limited

Associate Consultant

Aug 2006Feb 2010 · 3 yrs 6 mos

  • Worked on Core Banking Product - Flexcube. Part of CASA and Service Charges team.

Education

University of Mumbai

B.E — E&TC

Jan 2002Jan 2006

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