Dharmabharat Mohapatra

Business Development Manager

Bhubaneswar, Odisha, India6 yrs 8 mos experience

Highly Stable

Key Highlights

Over 5 years of experience in credit management.
Expertise in retail asset lending and risk assessment.
Proven track record in customer relationship management.

Stackforce AI infers this person is a Banking and Financial Services expert with strong credit management and customer relationship skills.

Contact

Skills

Core Skills

Credit ManagementRisk ManagementRetail LendingCustomer Relationship Management

Other Skills

Credit AnalysisLoan UnderwritingCredit MonitoringCustomer AcquisitionCustomer 360credit risk managementBanking analysisCredit UnderwritingLoansRisk mitigationEarly WarningMechanical EngineeringAutoCAD MechanicalIntrapersonal SkillsCustomer Service Management

About

Results-driven banking professionals with 5+ years of experience in credit appraisal, underwriting, and customer relationship management. Proven expertise in retail asset business, delivering high-quality financial solutions and fostering strong customer relationships

Experience

Hdfc bank

Credit Manager

Jul 2025 – Present · 9 mos · Bhubaneswar, Odisha, India · On-site

proficient in credit appraisal, risk management , credit worthiness of potential customers, portfolio management and team coordination

Credit AnalysisLoan UnderwritingCredit ManagementRisk Management

Icici bank

2 roles

Credit Manager (Deputy Manager II)

Promoted

Feb 2022 – Jun 2025 · 3 yrs 4 mos · Visakhapatnam, Andhra Pradesh, India · On-site

Experienced credit Professional with expertise in retail asset lending, credit appraisal, and underwriting. Proven track record of evaluating loan applications, assessing creditworthiness, and making informed lending decisions. Skilled in risk assessment, financial analysis, and portfolio management

Credit MonitoringCustomer AcquisitionCredit ManagementRetail Lending

Customer Relationship Manager

Jul 2018 – Feb 2021 · 2 yrs 7 mos · Hyderabad, Telangana, India · On-site

Results-driven relationship manager with proven experience in delivering exceptional customer service through effective communication, prompt issue resolution, and customized solutions. Strong ability to build and maintain strong customer relationships.

Customer AcquisitionCustomer 360Customer Relationship Management