Susan Richards

CEO

Delray Beach, Florida, United States32 yrs 3 mos experience
Highly Stable

Key Highlights

  • Transformed company revenue from $25M to $150M.
  • Expert in operational intricacies and sales hurdles.
  • Proven track record in strategic business development.
Stackforce AI infers this person is a seasoned expert in BPO and Operations with a focus on revenue generation and client management.

Contact

Skills

Core Skills

Revenue GenerationCro ManagementDebt Collection

Other Skills

Sales ExcellenceCall CenterCredit RiskCreditMortgageBankingCustomer RelationsCredit CardsRisk ManagementPortfolio ManagementSales ManagementLoansPaymentsCredit AnalysisRisk

About

★ BPO & Operations ★ Took a Company from $25 million to $150 Million in Revenue ★ Fractional COO & Business Development ★ √ Is your current recruitment strategy effective for securing highly experienced, well-trained, and compliant professionals, including collectors, back-office staff, and customer service representatives? With 34+ years of extensive experience, I specialize in helping companies by coming on board as a Fractional COO and Business Development Professional. My expertise allows me to help seamlessly resolve a spectrum of organizational challenges, ranging from operational intricacies & sales hurdles to issues related to growth, scaling, staffing & various ancillary concerns. What sets me apart is that I operate as a Freelancer/Independent Contractor, and I differentiate myself by orchestrating a tailored process based on your needs & goals avoiding the “one-size-fits-all” approach. Known for consistently connecting clients with precisely the right audience, I’ll cultivate an environment where our interactions resonate like a close-knit family, fostering meaningful & productive relationships. ★ NEXT STEP ★ If you’d like to chat, please DM me, contact me at susan.richards@credtechconsultingllc.com or schedule directly at https://calendly.com/susan-richards-consultation Visit www.credtechconsultingllc.com ★ What Makes Me Different ★ My commitment extends beyond the sale, as I stay closely connected with clients well into the future. Leveraging my proficiency in operations, I prioritize what truly matters, your organization's sustainable growth. ★ Outstanding Outcomes Include ★ Precision Exposure. Successfully positioning you in front of your ideal business prospects, ensuring strategic visibility in key markets. Business Generation. Actively driving and securing new business opportunities, translating into tangible growth and revenue for your ventures. Strategic Advisory. Providing invaluable guidance from a strategic standpoint, aiding in navigating challenges and optimizing your overall business approach. ★ Specialties Include ★ BPO, Off-Shore Call Center, Collections, Debt Collections, Accounts Receivables Management, Debt Buyer, Debt Recovery, Debt Sales

Experience

Tp

Chief Client Officer

Jan 2026Present · 3 mos · Delray Beach, Florida, United States · Remote

  • Spearheading our ARM efforts to acquire both contingency and first-party clients, enhancing revenue streams.
  • Leveraging my 37 years of experience in the ARM industry to drive performance and achieve strategic goals.
  • Collaborated with cross-functional teams to optimize revenue strategies and improve client engagement.
Revenue GenerationCRO Management

Credtech consulting llc.

Founder & CEO

Mar 2023Jan 2026 · 2 yrs 10 mos · Delray Beach, Florida, United States · Remote

Spring oaks capital, llc

Director Of Business Development

Mar 2022Mar 2023 · 1 yr · Chesapeake, Virginia, United States · Remote

Debt Collection

Ncb management services, inc.

4 roles

Chief Operating Officer

Nov 2016Dec 2020 · 4 yrs 1 mo

Senior Vice President Operations

Promoted

Jan 2010Dec 2016 · 6 yrs 11 mos

  • NCB Management Services, Inc. has been buying and collecting consumer debt on a large-scale and national basis for nearly 20 years. We are trusted by some of the most recognized banking brands in the country. Our operational capabilities and experience have made us very competitive in this vertical.
  • Strong funding sources through bank credit facilities
  • Exceptional compliance track record
  • Experienced National Debt Buyer
  • Buy & Hold Strategy
  • Aggressive Acquisition Plans
  • Vice President of Loss Mitigation-
  • Manage Our entire Purchase Portfolio
  • Participate in the Buying of our portfolio's
  • Access Performance on the Portfolio's
  • Building a brand that is superior to none
  • Customer centric base that is our primary focus
  • Team Building
  • Performance is our objective with compliance being just as important
  • Collection Industry continues to evolve and up-training is just as important with new regulatory demands.
  • Managing our Supervisor Team
  • We are coaches - Coaching a team isn't just showing up at the game. We take personal accountability. We build people that care about coming to work and helping people who are struggling with debt. We want to be a part of the solution not the problem. Our team knows with a strong work ethic and passion we can build NCB's brand for years to come.

Vice President of Loss Mitigations

Promoted

Nov 2005Dec 2010 · 5 yrs 1 mo

Senior Sales Executive and Operations

Nov 2000Dec 2008 · 8 yrs 1 mo

  • NCB Management Services, Inc. is a national collection agency successfully providing debt management services to major financial institutions. Founded in 1994, NCB has developed into one of the top performing agencies by combining both reputation and reliability to deliver consistent results. NCB blends its expertise, tenured staff, and technology with its hands-on management philosophy to deliver superior results that produce increased recovery of delinquent accounts. Through NACC, the debt purchasing arm, the NCB group of companies can offer maximum flexibility to banking clients who may need to adjust their recovery and collection strategies as the market changes.
  • Senior Sales Executive-
  • Direct Sales Processes
  • Participated in intensive coaching/mentoring training
  • Continue to protect current client base including Fortune 500
  • Continue to maintain customer relationships with all levels of management, including "C" level.
  • Operations-
  • Maintained Top Collection Performance along with sales
  • Trained new hires on all facets of collections
  • Implemented processes for performance training
  • Created work standards that increased recovery performance by 50%
  • Developed reporting and recovery metrics
  • Recruited top performing collectors
  • Managed Collection teams for our Debt Buying Project
  • Managed Collection teams for our Contingency Group
  • Collections- Collecting on all facets of the banking and commercial industry
  • Increased collections and benchmarks by 85%
  • Consistent top collector

Allied bond and collection agency/ osi

Operations

Dec 1989Nov 2000 · 10 yrs 11 mos · TREVOSE, PA · On-site

  • Senior Collector/Trainer-
  • Trained new hires on all facets of collections
  • Trained executive level managers on collection best practices
  • Maintained gross collections above $100,000.00
  • Maintained top performer position for 5 years
  • Collector-
  • Negotiated debt for best possible arrangement
  • Maintained 85% payment ratio
  • Skip-traced and located customers
  • Built and maintained post dated check file

Education

Community College of Philadelphia

Technical courses in the areas of Information Technology

Jan 1990Jan 1992

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