Naeem Siddiqi

Advisor

Canada30 yrs 9 mos experience
Highly StableAI ML Practitioner

Key Highlights

  • Authored multiple books on credit risk scoring.
  • Trained hundreds of bankers in over 30 countries.
  • Advised senior banking executives on credit risk strategies.
Stackforce AI infers this person is a Credit Risk and Analytics expert in the Fintech industry.

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Skills

Core Skills

Credit Risk StrategyRisk AnalyticsAdvanced Risk Analytics

Other Skills

Risk ModelingCredit RiskAnalyticsMachine LearningProduct DevelopmentCredit ScoringRisk GovernanceBasel IIPredictive AnalyticsSASFinancial RiskBankingStrategyStatistical ModelingManagement

About

Naeem Siddiqi is the author of Credit Risk Scorecards : Developing and Implementing Intelligent Credit Scoring, (Wiley and Sons, New York, 2005), Intelligent Credit Scoring : Building and Implementing Better Credit Risk Scorecards (Wiley and Sons, 2017), and various papers on credit risk topics. He has almost 30 years experience both as a consultant as well as a risk manager in financial institutions. Naeem meets with senior banking executives and decision makers globally, and provides strategic advice to them on areas such as the development and validation of credit scoring models, credit analytics strategy, infrastructure planning for analytics, climate risk and retail credit risk strategy. He has trained hundreds of bankers in over 30 countries on the art and science of credit scorecard development, and helps credit risk analysts develop better scorecards. Naeem has an Honours Bachelor of Engineering from Imperial College of Science, Technology and Medicine at the University of London, and an MBA from the Schulich School of Business at York University in Toronto. Specialties: Climate risk, Credit Scoring, Model Validation/Vetting, retail banking, credit risk strategy, risk scorecard development, credit risk analytics infrastructure, internal analytics capability. All views expressed in articles, posts and comments are my own and do not necessarily represent the views of my employer.

Experience

30 yrs 9 mos
Total Experience
5 yrs
Average Tenure
3 yrs 7 mos
Current Experience

Windmill microlending

Member Board of Directors

Sep 2022Present · 3 yrs 7 mos

  • Windmill Microlending is Canada’s only national charity offering affordable loans to skilled immigrants and refugees. Our microloans help our clients pay for the costs of accreditation, training and career development. Funded by the public and private sectors, Windmill has helped over 7,000 newcomers convert their potential into prosperity.

Sas

Senior Advisor, Risk and Quantitative Solutions

Aug 2019Present · 6 yrs 8 mos · Toronto, Canada Area

  • I advise C Suite and other senior bankers on end to end risk modeling and credit scoring lifecycle, risk analytics infrastructure planning, credit risk strategies and climate risk.
Risk ModelingCredit RiskAnalyticsCredit Risk StrategyRisk Analytics

Ey

Associate Partner, Risk Analytics & Solutions

Mar 2019Jul 2019 · 4 mos · Toronto, Canada Area

  • Leading a practice with a focus on advanced risk analytics. We have done successful POC's using Machine Learning for various banks, design future state architecture for the new world of AI/ML and do bespoke analytics to solve your toughest problems.
Machine LearningRisk AnalyticsAdvanced Risk Analytics

Sas institute

4 roles

Director, Credit Scoring and Decisioning

Promoted

Nov 2009Feb 2019 · 9 yrs 3 mos

  • Meet 40-50 banks worldwide annually to understand global issues in credit risk analytics, operations and governance. Use this to create innovative products.
  • Trusted advisor to C-level bankers and regulators on credit risk infrastructure, risk governance and credit scoring.
  • Manage product development, launch, pricing and roadmap for end to end solutions for credit scorecard development, validation and monitoring, as well as credit decisioning.
  • Speak at conferences and marketing events on credit scoring topics, and produce thought leadership material.
  • Teach a seminar on "Risk Scorecard Development and Implementation". Has been offered in over 25 countries to hundreds of students.
  • Hire, train and mentor staff.
Product DevelopmentCredit ScoringRisk GovernanceCredit Risk StrategyRisk Analytics

Global Product Lead, Credit Scoring

Mar 2008Oct 2009 · 1 yr 7 mos

Credit Risk Specialist, Global Risk Practice

Jan 2007Mar 2008 · 1 yr 2 mos

Credit Risk Specialist, Americas

Mar 2000Mar 2008 · 8 yrs

Td canada trust

Manager, Strategy and Policy

Jan 1997Jan 2000 · 3 yrs

Experian decision analytics

Project Manager

Jan 1995Jan 1998 · 3 yrs

Scorex canada inc

Project Manager

Jan 1995Jan 1997 · 2 yrs

Canadian tire financial services

Risk Analyst

Jan 1992Jan 1995 · 3 yrs

Education

Imperial College London

BEng (Hons) — Civil Engineering

Jan 1987Jan 1990

Schulich School of Business - York University

MBA — finance

Jan 1991Jan 1992

Davies's College, Hove

Jan 1986Jan 1987

St. Georges School, Bandar Seri Begawan, Brunei

Jan 1984Jan 1985

Victoria Institution, Kuala Lumpur

Jan 1981Jan 1982

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