Gareth Richardson

CEO

London, England, United Kingdom27 yrs 6 mos experience
Highly StableAI Enabled

Key Highlights

  • Transformed fintech startup into a $2.4bn enterprise.
  • Built high-performing global teams across multiple regions.
  • Expertise in cloud-native banking solutions.
Stackforce AI infers this person is a Fintech executive with extensive experience in scaling technology services for major financial institutions.

Contact

Skills

Core Skills

FintechCloud-native BankingEmerging TechnologyAiCapital MarketsFinancial ServicesClient EngagementDelivery Management

Other Skills

Scaling fintechCustomer strategyMarket positioningCompany growthTechnical frameworksOperational frameworksRegulatory frameworksHigh-performing teamsCloud-native core bankingEmerging Technology consultancyArtificial IntelligenceDistributed LedgersCloudPrivate WealthGo-To-Market Strategy

About

Senior Executive and Digital native, with a proven track record in building world-class businesses ranging in size from a £25m privately owned business, to a £400m publicly traded global business. Analytical, strategic and pragmatic leader, who has developed innovative services which have delivered significant growth YoY. Built highly performant global teams, working internationally to deliver services to Fortune 500 organisations. As comfortable selling to clients as talking to engineering teams, shareholder groups or managing the finance team. Significant international experience: a board director of companies in 7 countries, a decade spent ensuring effective IT delivery from teams in India and China, and a further 7 years working with nearshore teams in Europe and the Americas, makes Gareth implicitly aware of the challenges and solutions that make global delivery and organisations work. ~20 years of experience of building solutions for clients in technology services, working across several industries from Retail, Government, Travel, Media, Telecoms and with extensive experience of Financial Services (especially Capital Markets). A digital native director, for a digital world.

Experience

Finova

Chief Executive Officer

Jul 2025Present · 9 mos · United Kingdom

Thought machine

Chief Operating Officer & Deputy CEO

Jan 2019Jul 2025 · 6 yrs 6 mos

  • Scaling fintech into enterprise-grade infrastructure for the world’s largest banks — delivering growth, resilience, and innovation at global scale.
  • I joined Thought Machine when it was a 60-person startup - ambitious technology, but little understanding of customers, tier 1 financial services or market strategy. Over the next six and a half years, I helped scale it into a global fintech leader serving the world’s largest banks, leading customer strategy, market positioning, and company growth during a period of extraordinary expansion — taking the business from early revenues to a $2.4bn enterprise value.
  • We built a business capable of delivering mission-critical infrastructure to tier-1 banks, solving the unique challenges of scale, resilience, and regulatory complexity. Partnered with 60+ institutions across 25 countries, from smallest to largest - including JPMorgan, Lloyds, Standard Chartered, Intesa Sanpaolo, and Grab - to power next-generation banking platforms across EMEA, APAC, North and South America.
  • Highlights include:
  • Scaled valuation from <£50m to double-unicorn status through multiple funding rounds led by top-tier global investors
  • Established technical, operational, and regulatory frameworks to support large-scale, highly regulated environments across multiple jurisdictions
  • Built high-performing global teams across product, engineering, delivery, customer success, and support
  • Positioned Thought Machine as a market leader in cloud-native core banking, defining the opportunity for headless core banking and enabling AI-driven innovation
  • Partnered closely with CEOs, CTOs, and CIOs at the world’s largest banks to transform their operating landscapes and deliver lasting change
  • Together, we transformed how banks operate — proving that fintech can meet the complex demands of the world’s largest financial institutions… and yes, we turned mainframes off. 🚀
Scaling fintechCustomer strategyMarket positioningCompany growthTechnical frameworksOperational frameworks+5

Mv37

Founder & CEO

Sep 2018Jan 2019 · 4 mos · London, United Kingdom

  • MV37 (Move37), an Emerging Technology consultancy and Product incubator, focussed on leveraging the power of new technologies to change business models and find new ways for businesses to win.
  • Focused on Artificial Intelligence, Distributed Ledgers and Cloud.
  • Transferred the business to Richard Miller to focus on Thought Machine.
Emerging Technology consultancyArtificial IntelligenceDistributed LedgersCloudEmerging TechnologyAI

Adaptive financial consulting ltd

Board Advisor

Jan 2018Feb 2022 · 4 yrs 1 mo · London, United Kingdom

Ems.ai

Investor

Nov 2017Dec 2019 · 2 yrs 1 mo

  • Sold to Nationwide Building Society

Seven feet apart

Investor

Jan 2017Feb 2020 · 3 yrs 1 mo

Gft group

2 roles

Managing Director - Atlantic Region

Feb 2016Jan 2018 · 1 yr 11 mos

  • GFT (ETR:GFT) is a global financial services specialist headquartered in Germany,
  • listed on the TecDax (30 largest technology companies in Germany). Delivering solutions to the World’s largest banks, asset managers, hedge funds and insurance companies.
  • +€400m in revenues, delivering for clients in Europe (UK, Germany, Italy, Spain) and the Americas (US, Canada, Brazil, Mexico, Costa Rica, Peru).
  • I was responsible for the Atlantic Region (GFT UK, GFT US and GFT Canada businesses), also responsible for GFT’s Capital Markets and Private Wealth ‘Go-To-Market’ Strategy, globally.
  • GFT Atlantic delivered ~€200m revenue, with ~1800 people from 8 offices and represented ~55% of the group. Primary focus on Capital Markets clients, counting 17 of the top 20 investment banks as clients, and various Buy Side Clients (Asset Managers/Private Equity/Hedge Funds). In Jan '17, launched our 'Retail Banking' offer to clients in the Atlantic.
  • Delivering services across our three service pillars of: 1) Risk, Regulation and Compliance, 2) Digitisation, and 3) Efficiency.
  • In 2017, I grew the Atlantic business - outside the top two clients - by 24% and delivered in year cost savings of ~€20m.
  • Capital Markets & Private Wealth ‘Go-To-Market’ is a global function in GFT, which is responsible for the sector strategy which covers: market research, strategy, thought leadership, offering development, marketing, pre-sales, IP investment, location strategy and M&A strategy. Created offerings in Blockchain (building a successful partnership with Google), Machine Learning/Artificial Intelligence, GFT’s award winning Regulatory Change Management Service, Regulatory Consulting (BCBS239, MiFID2, FATCA etc), Agile&Lean Nearshore Development Service, Cloud Platform Migration and several more.
  • Member of the Global Management Board.
Capital MarketsPrivate WealthGo-To-Market StrategyRisk and ComplianceDigitisationFinancial Services

Managing Director - UK

Aug 2014Oct 2017 · 3 yrs 2 mos

  • Managing Director at GFT, responsible for the conjoined GFT UK businesses also responsible for the integration of Rule Financial into GFT globally. Board director of the UK/US/Canadian/Irish/Polish businesses.

Rule financial

2 roles

Global Head of Delivery

Jan 2011Aug 2014 · 3 yrs 7 mos

  • Rule Financial was a leading independent provider of advisory, business consulting, IT and software services to the investment banking community, counting some of the world's foremost financial institutions amongst our clients.
  • I was responsible for the Delivery organisation in Rule Financial. This included operations in the EU: UK, Poland, Spain, and Americas:US, Canada and Costa Rica. 'Delivery' was responsible for the success of our client engagements, client satisfaction and evolving the capability and services that we offered. Driving significant growth across the organisation - ~25% revenue growth YoY, head count increased by ~200 in 2013. P&L owner for projects and delivery centres.
  • Responsible for defining and delivered market leading service offerings that took the company from a yearly turnover of £30m to £60m. Built a team of 700 delivery professionals who successfully delivered to 9 of the top 10 investment banks, across User Experience, Technology and Support services.
  • Member of the Global Executive Board and main board director of Rule Financial companies in Poland and Costa Rica.
  • Rule Financial was one of Britain's fastest growing private technology companies as demonstrated by our listing in The Sunday Times 'Tech Track 100' for three successive years.
  • Rule Financial was sold to GFT Group in June of 2014 and I was a member of the executive board that facilitated the sale.

Head of Near Shore Operations

Jan 2010Jan 2011 · 1 yr

  • Responsible for the definition and realisation of Rule's near shore strategy in Poland and Spain.
  • Integrated an acquisition into Rule and built a capability which scaled significantly and is used by several Tier 1 wholesale financial institutions.
  • Responsible for Definition of Rule's delivery methodology, including the RuleBook family, specifically Project:rulebook (which incorporates elements from SCRUM, XP, Lean and RUP)
Client engagementDelivery organisationMarket-leading service offeringsClient EngagementDelivery Management

Sapient

Senior Manager, Technology

Sep 2001Jan 2010 · 8 yrs 4 mos

  • Completed a large number of projects (see projects below), with various roles from Developer to Architect to Account Manager for Global 1000 clients.
  • Worked with teams across Europe, India and China. Managed client relationships driving a £25m a year portfolio in my last three years, and managed geographically distributed teams up to 270 people.
Delivery methodologyNear shore strategyDelivery Management

Organic

Interface Developer

May 2000Sep 2001 · 1 yr 4 mos

  • Internet Agency, designing and building various e-commerce and branding sites for a large variety of clients, ranging from multinationals such as to BT.com for British Telecom to boo.com, one of the most
  • prominent European 'failures' in the 'dot.com boom' - but launched the template for online commerce which has been widely copied

Contractor to cheshire magistrates

Consultant

Dec 1999Apr 2000 · 4 mos

  • Created Cheshire Magistrates first intranet solution. Including document sharing, instant
  • messaging and video conferencing. Hardware and Software design/build

Hewlett packard

Y2K engineer

Jul 1998Oct 1999 · 1 yr 3 mos · Böblingen, Germany

  • Migrating obsolete hardware for internal teams in readiness for Y2K.
  • Upgrading obsolete HP UX systems to new versions, installing wintel servers, migrating
  • old software to compliant languages.

Education

University

2:1 — Computer Science BEng(Hons)

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