Emanuel Balsa — Co-Founder
#1 secret to financial security: It’s never to late to start… ⬇️ 87% of people say their financial anxiety is getting worse. Not because they don't earn enough... But because their emotional patterns. They sabotage every dollar they make. Most professionals think they have a money problem. Here's the brutal truth: It's a psychology problem. Why? Because most people now suffer: - decision fatigue in their daily routine. - lack of mental space to plan the journey. Your brain makes 35,000 choices daily. By lunch time, you’re mentally exhausted. You leave your personal journey, and make life a prison. That’s when you make your worst financial mistakes. The result? - Financial stress is eating your relationships 💔 - Make emotional investment decisions 📉 - Delayed wealth building every month 💰 - Fear of career replacement by AI 🤖 But here’s what changes everything: Understanding your money psychology. Understanding your behaviors. Understanding your moods. I’m Emanuel Balsa. PhD in Behavioral Economics. 14+ years studying why intelligent people make terrible money decisions. My discovery: The difference between struggle and freedom isn’t intelligence. It’s behavior. Top 1% smart people think differently. They use evidence-backed psychology, not just logic. I teach you: → How to rewire money fears using Nobel Prize research 🧠 → Why your “smart” investments are emotional traps 📊 → AI tools that actually improve decisions 🤖 → Behavioral tips to fight inflation 🤺 My credentials: 📚 Professor of Finance | ISCAL 🔬 Behavioral Finance Researcher | 14+ years 🇵🇹 #1 Personal Finance Creator in Portugal (LinkedIn) 🌍 #40 Worldwide Personal Finance (Favikon, June 2025) My Mission is too help others to don’t lose where I lost in the past, and win more than I win 🏆 I am building a network to transform 100,000+ professionals through: 🏆 financial education for financial independence 🏆 psychology-based wealth education 🏆 self-help for business & finance No fluff. No get-rich-quick schemes. Just proven behavioral science. Ready to learn like the top 1%? Get my free psychology playbook: 👇 https://lnkd.in/d5Shnd83 Join 23,000+ community, and get 500 chatGPT prompts: 👇 https://lnkd.in/d5fXZeUQ ⚠️ Warning: Once you see these patterns, you can’t unsee them. I’m a professor, not a guru, so always Financial Psychology education, not financial advice. Speak soon, Balsa P.S. Message me to accelarate your learning. ✍️ Take my 5-minute test (direct link, free, take action): Investinggym.com
Stackforce AI infers this person is a Behavioral Finance expert with a focus on entrepreneurship and financial consulting.
Location: Lisbon, Portugal
Experience: 19 yrs 3 mos
Skills
- Financial Psychology
- Behavioral Finance
- Entrepreneurship
- New Business Development
- Data Science
- Investor
- Corporate Finance
- Consumer Behaviour
- Business Strategy
- Mergers & Acquisitions
- Financial Analysis
Career Highlights
- PhD in Behavioral Economics with 14+ years of research experience.
- Top personal finance creator in Portugal with a global ranking.
- Expert in financial psychology and behavioral finance.
Work Experience
Lavaali
Co-Founder (8 mos)
ISCAL-Lisbon Accounting and Business School
Professor of Financial Markets (3 yrs 7 mos)
Universidade da Beira Interior
Researcher (2 yrs 11 mos)
Sustainable Destinations
Property Investor (10 yrs 3 mos)
Climber Hotel
Behavioral Finance Advisor and Growth Mentor (11 mos)
JOPA - Núcleo de Jovens Profissionais de Águas (Young Water Professionals)
Coordinator (2 yrs 1 mo)
Spring Meeting of Young Economists - SMYE 2016 in Lisbon
Co-Coordinator - Growth: fundraising and sponsorship (1 yr 7 mos)
Blog - Para lá do Homo Economicus
Co-founder financial literacy blog (10 yrs 9 mos)
Refood
Volunteer Manager and Volunteer (8 yrs 8 mos)
ISCTE-IUL
PhD in Economics with a FCT Scholarship (4 yrs 8 mos)
Researcher (0 mo)
Independent
Data Scientist (15 yrs 3 mos)
KPMG Corporate Finance
Financial Services Associate (1 yr)
Financial Analyst (2 yrs)
ISCTE-IUL
Research assistant (1 yr)
Education
Doctor of Philosophy - PhD at Iscte - Instituto Universitário de Lisboa
Postgraduated degree in Art Market at NOVA FCSH
Master's degree at Iscte - Instituto Universitário de Lisboa
Bachelor's degree at Iscte - Instituto Universitário de Lisboa
Secondary education at Escola Secundária Doutor António Carvalho Figueiredo
Elementary school at Escola E.B. 2,3 do Alto do Moinho