Vikas Patil

Product Manager

Bengaluru, Karnataka, India14 yrs experience

Key Highlights

  • Expert in digital lending and product management.
  • Proven track record in leading cross-functional teams.
  • Innovative solutions for agriculture and rural banking.
Stackforce AI infers this person is a Fintech expert with a focus on digital lending and agricultural finance.

Contact

vikasap.inc@gmail.comLinkedIn

Skills

Core Skills

Product ManagementDigital LendingMicrofinanceAgriculture LendingRural Lending

Other Skills

Product LaunchDigital TransformationUser Experience (UX)Team LeadershipSoftware as a Service (SaaS)Product InnovationSalesforceAgile MethodologiesCross-functional Team LeadershipProduct StrategyProject ManagementProblem SolvingSoftware Development Life Cycle (SDLC)Micro Enterprise LendingP&L Management

Experience

14 yrs
Total Experience
2 yrs
Average Tenure
2 yrs
Current Experience

Q2

Manager of Product Management

May 2024 – Present · 2 yrs · Bengaluru, Karnataka, India · Hybrid

  • Leading a team of Product Managers, BAs & UX Designers.
  • Building world class digital lending platform for lenders across US,AUS,EMEA,APAC.
  • Product Focus : Loan Origination, Loan Servicing/Management, Integrations, Collections, Customer facing applications.
Product LaunchDigital TransformationUser Experience (UX)Team LeadershipSoftware as a Service (SaaS)Product Innovation+6

Lendfoundry- technology to power faster digital loans

Senior Product Manager - Digital Lending

Jul 2021 – May 2024 · 2 yrs 10 mos · Bengaluru, Karnataka, India · On-site

Project ManagementProduct LaunchProblem SolvingSoftware Development Life Cycle (SDLC)Team LeadershipProduct Innovation+5

Ujjivan small finance bank limited

Product Lead- Rural Banking

Sep 2019 – Jul 2021 · 1 yr 10 mos · Bengaluru Area, India

  • Led Agri & Rural Banking Product portfolio of both Secured and Unsecured Products. Managed Agri-tech & Fin-tech Partnerships for the vertical.
Product LaunchDigital TransformationMicro Enterprise LendingP&L ManagementProblem SolvingStrategic Partnerships+5

Agrostar

Product Manager- Lending

Dec 2017 – Sep 2019 · 1 yr 9 mos · Pune, Maharashtra, India

  • Set up Lending vertical for the company, Introduced Innovative Digital Lending products for small holder farmers. Introduced Straight- Through-Process for underwriting using alternate data.
Product LaunchDigital TransformationP&L ManagementProblem SolvingAgriculture LendingStrategic Partnerships+6

Rbl bank

Product Manager- Microfinance, Unsecured Lending & Development Banking

Sep 2016 – Dec 2017 · 1 yr 3 mos · Mumbai, Maharashtra, India

  • Managed Microfinance Product Portfolio, New Product Development & scale up. Process Re-engineering, Business Correspondent Relationship Management.
Product LaunchDigital TransformationProblem SolvingStrategic PartnershipsPortfolio ManagementProduct Innovation+3

Axis bank

Deputy Manager (Product) - Rural Lending

Feb 2015 – Sep 2016 · 1 yr 7 mos · Mumbai, Maharashtra, India

  • Managed Wholesale Microfinance & Retail Microfinance Product Portfolio
Product LaunchCommercial LendingDigital TransformationBusiness PlanningRural LendingMicrofinance+2

Ing vysya bank

2 roles

Senior Product Associate- Agri and SME

Promoted

May 2013 – Feb 2015 · 1 yr 9 mos · Bengaluru, Karnataka, India

  • Managed Agri & SME Products
Digital TransformationAgriculture LendingBusiness AnalysisProduct Management

Relationship Manager- Agri and SME

May 2012 – May 2013 · 1 yr · Bengaluru, Karnataka, India

  • Agri & Allied Loan Products Sales and Portfolio Management

Education

Indian Institute of Plantation Management, Bengaluru (IIPMB)

PGDM-ABPM — Agribusiness and Plantation Management

Jul 2010 – Apr 2012

JAIN College

BSc Biotechnology

Jan 2006 – Jan 2009

Guruvarya Dadoji Kondadev Sainiki Shala,Tasgaon (Sangli)

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