Sep 2022 – Jan 2023 · 4 mos

• Affinidi is founded by Temasek, a global investment firm headquartered in Singapore.
• Launched multiple programs for lending and skill matching use cases leveraging decentralized networks to empower individuals to own, control and share their verifiable data to unlock value across platforms and geographies.

Sep 2020 – Aug 2022 · 1 yr 11 mos

• Envisioned, built, and launched a SME neobank platform to address the long pressing SME's financial pain points on cash flow management, enabling contextual credit at right time and right price, and connected banking ecosystem.
• Enabled Cash flow based lending for SMEs with access to credit at the right time and right price.
• Launched a cobrand Visa infinite business credit card, FoundersCard, for SMEs to manage their working capital and business expenses.

Oct 2019 – Sep 2020 · 11 mos

• Worked directly with Founder & CEO on setting up a business unit focusing on financial services and Fintechs. Strategized and executed on building a comprehensive suite of APIs to enable digital lending and customer onboarding. Built digital onboarding platform, digital lending workflows with integrated APIs and video KYC products.
• Achieved 5X increase in transaction numbers on the platform within a year.
• Responsible for building the SaaS platform and setting up distribution by extensive collaboration with Banks, NBFCs (B2C and B2B), Insurance companies, credit bureaus, LOS/LMS vendors etc.

Jan 2016 – Apr 2019 · 3 yrs 3 mos

• Part of leadership team that built the startup from grounds up and led the strategy of startup to evolve from a SaaS fintech company to a digital NBFC(www.davintafinserv.com).
• Strategized on building a Merchant Ecosystem, including demand side, supply side, operations and workflows, for rural and semi-urban areas with transaction/acceptance points to facilitate transactions such as Aadhaar based account opening, cash deposit, fund transfer, credit/lending (Group and Individual), and VAS such as recharges, bill payments etc.
• Built a SaaS platform that integrates with asset and liability side business of banks for enabling financial transactions at doorstep of the customer.
• Earned multi-year deals with Banks and NBFCs by spearheading the complete business development cycle for both tech and operations business.
• Spearheaded strategic alliances on both demand side (customer that are borrowers) and supply side (Banks/NBFCs that are lenders) to build a financial inclusion ecosystem enabling lending for masses.
• Extensive experience of working and collaborating with Central Govt.’s institutions and State Govts. at various levels.

Jan 2014 – Dec 2015 · 1 yr 11 mos

• Worked with Banks and customers to conceptualise the financial inclusion platform.
• Responsible for Strategic initiatives and Business Development activities working with Financial Institutions in India.
• Built business and market intelligence to develop tech platform including branchless banking, lending and payments module.

Apr 2013 – Dec 2013 · 8 mos · Bangalore, India

• Formulated market entry strategy for the African market for the company’s Financial and Telecom (Mobility Technology) products. Analyzed 40 African countries and recommended top 15 target African countries based on market potential, political and social conditions, and overall industry conditions.
• Devised product pricing by analyzing product costs incurred, competitors pricing strategy, customers, and current market conditions. Built Revenue-Cost Benefit Model that is used for the firm as well for the potential clients to present value-add by analyzing their costs and revenues obtained by using our products.
• Responsible for business development and client relationships by targeting potential customers and presenting value proposition to C-level executives.

Nov 2009 – Aug 2011 · 1 yr 9 mos

• Responsible for assessing the size of the project from a delivery perspective and creating a pack covering all the required delivery phases. The pack includes the Cost Model, Delivery Schedule and Delivery Estimate.
• Supervised all activities of the Project management process throughout the project life cycle.
• Created business opportunities for Mahindra Satyam,and built effective client relationships.

Nov 2008 – Oct 2009 · 11 mos

• Estimated for the time, resources and budget required for development and testing, defined the execution strategy, and reviewed test documents.
• Managed SIT and UAT projects of software delivery.

Sep 2006 – Oct 2008 · 2 yrs 1 mo

• Liaised with business analysts and test teams to resolve the technical & functional issues in software platforms.
• Designed & developed the development and test plans based on the business requirement document.