Jan 2024 – Present · 2 yrs 3 mos · Mumbai Metropolitan Region · On-site

• MYCAP Advisor India Pvt. Ltd. is a specialized real estate corporate finance and investment advisory firm, focused exclusively on funding solutions for real estate developers and corporates across India.
• We deliver end-to-end real estate financing advisory across the project lifecycle from land acquisition and approvals to construction, completion, refinance, and monetisation. Our expertise spans construction finance, project finance, structured debt, NCDs, private equity, and last-mile funding.
• With a senior team bringing decades of experience from institutions such as Deloitte, Edelweiss, Reliance Capital, Centrum, Xander Finance, UBS–K Raheja, and leading NBFCs, we offer institutional-grade structuring, deep lender insight, and strong execution capability.
• MYCAP Advisor has successfully syndicated and closed real estate funding exceeding ₹3,000 Cr, working with banks, NBFCs, private equity funds, and alternative capital platforms.
• Services Offered
• Construction Finance (Pre & Post CC)
• Project & Acquisition Finance
• Structured Debt & NCD Transactions
• Private Equity & Platform Deals
• Last-Mile & Inventory Funding
• Refinance & Take-Out Financing
• Land & Approval-Stage Funding
• Financial Closure & Cash Flow Structuring
• End-to-End Transaction Execution
• Project Monitoring & Transparency Advisory

Dec 2023 – Present · 2 yrs 4 mos · Mumbai · On-site

• As a business consultant working with early-stage startups across a range of industries including Fintech, Agtech, Wealthtech, Foodtech, Spacetech, and more, I provide strategic guidance and actionable insights to founders and management teams. My work spans various functions such as sales, marketing, product development, and operations, helping new ventures navigate the complexities of launching and scaling their businesses.
• Key Responsibilities:
• Collaborate closely with early-stage founders and senior management to drive growth, streamline operations, and refine product strategies.
• Offer practical, hands-on advice and strategic direction tailored to the unique needs of each startup in its early development phase.
• Support fundraising efforts by connecting startups with potential investors (VCs and angel investors), advising on pitch deck creation, and guiding them through the fundraising process to secure capital for product development and market entry.
• Work with early-stage companies to ensure the successful execution of growth strategies, product launches, and scaling operations.
• I have worked with 10-12 startups over the past year Through my work, I have helped these startups refine their market approaches, streamline operations, and navigate the challenges of raising capital and scaling their businesses

Mar 2023 – Mar 2024 · 1 yr

• Tried building a micro-savings , micro insurance and micro lending neo banking fintech with a focus on helping the underserved masses invest and save. Our mission is to democratise Finance for the Blue collar GiG economy workers ,Embedded Finance product offering a DAS (Deduction at Source) platform for earnings-linked finance solution for gig workers covering there savings, lending and wealth needs the focus was to simplify loan repayments, EMIs, insurance premiums, and savings contributions directly from worker payouts there by promoting financial inclusion

Jan 2021 – Feb 2023 · 2 yrs 1 mo · Mumbai, Maharashtra, India

• Analytics Foxis a fintech enabler that helps Banks/NBFC and FinTech in there Digital Lending journeys using cloud enabled LOS, and LMS. Along with providing state of the art tech services across AI/ML and Data Science.
• Spearheaded new product lines for SaaS enabled SCF Platform, Microservices & API enabled Digital Lending Platform for retail and business lending across lending products like LAP, PL, Gold, LAS, Auto, SME, BNPL etc and WhatsApp based Lending Product
• Built the entire sales organization from ground up creating a standardized outreach for current and future clients and oversaw its implementation across sales channels, client management, and marketing and communications.
• Developed growth strategies with the executive team and board of directors resulting in a 300% growth in revenue in 2 years.
• Drafted and monitored the strategies and processes across the revenue cycle from customer acquisition to engagement to success resulting in addition of 50+ new clients and pan India expansion.
• Added new sales channels and 3rd party resellers and partners- driving a "lean startup" style environment of constant experimentation and learning and building new capabilities across AI, Cloud and Meta.
• Build the GTM strategy for the product startup and started new product lines.
• Improved EBITDA margin, PAT and streamlined cashflows
• Build the SaaS Financial model have been instrumental in fund raising for the Product Startup. Along with driving product strategies, building pitch decks, building financial and revenue models.

Jan 2021 – Feb 2023 · 2 yrs 1 mo

• AutomatePlus Software Pvt Ltd is a software product company. Our flagship product Ezpayout streamlines payout process and related reconciliation overheads across industries

Sep 2020 – Jan 2021 · 4 mos

• Founded in 2010, Cropin is a pioneer in the Agtech space, having built the first global Intelligent Agriculture Cloud. Agri-lending companies leverage Cropin solutions to streamline their lending process, loan and claim disbursals, and monitor risk in real-time. Cropin solution provides historical data at plot and pincode levels, share weather-based advisory in real-time, disease and pests alerts, and business intelligence dashboards.Banks and agri-lending companies can now leverage real-time acreage insights, yield and harvest date estimates, crop and soil health monitoring to better mitigate risks. Cropin’s solutions solve challenges insurance companies face - risk variability, claim verification, insights into crop losses, farmer verification, plot-level insights, regional level insights, and help minimize the cost of operations by automating disbursals.Cropin helps you adjust premiums in real-time, monitor crop susceptibility, help you pinpoint affected crops, send weather, pest and disease alerts, and identify malpractice. Grow your agri-insurance portfolio with our solution`s while reducing your claim approval process time.

Jun 2019 – Aug 2020 · 1 yr 2 mos · Mumbai, Maharashtra, India

• Intain is a research-based technology organization building Intelligent Blockchains by combining Blockchain and AI. IN-D uses AI for fully automated digital operations – providing flexibility and reducing costs

Jan 2019 – Mar 2024 · 5 yrs 2 mos · India

• CreditAI is an Agri-sector fin-tech company in Bangalore, that supports the Agrarian economy with a cashless credit ecosystem, in India.CreditAI provides co-branded credit card is exclusively for farmers.

Feb 2018 – Jun 2019 · 1 yr 4 mos · Mumbai Area, India

• Harvesting is an award winning Silicon Valley based Fintech , which uses mobile data , alternative data, remote sensing AI and ML to help financial institutions lend better to the rural unbanked .

Sep 2016 – Feb 2018 · 1 yr 5 mos · Mumbai Area, India

• Digital Banking Labs (DBL) is the FinTech startup belonging to multi bank mobile payment solution Chillr and MobMe group of companies, Digital Banking Labs works hand-in-glove with leading banks to offer an intuitive & seamless mobile banking experience to end customers.
• As one of the most innovative companies in the FinTech industry DBL enables banks to bring artificial intelligence (AI) to their products, rated as one of India’s 100 Innovative Startups by NASSCOM.
• Responsibility Highlights :
• Building and maintaining effective long term relationships with a defined customer base .Own and set the sales strategy both short and long term. helping organisation enter new markets. Responsible for hiring, mentoring and scaling up a sales team across the region.
• Key Achievements:
• Built a sales , pre-sales and marketing team of 10 people. Skillfully guidied product strategy and roadmaps with limited resources and strict time constraints for products like contextual banking bots, voice enabled banking app.Created and implemented company sales training and incentives.
• Designed rigorous sales training program and presentation materials, sales collaterals.Produced new revenue stream by expanding and restructuring market territories.

Jul 2013 – Sep 2016 · 3 yrs 2 mos · Mumbai

• Byzan Systems is a 20 year old IT services and solutions company catering to clients in the Banking and Financial Services space with expertise in areas like Software Development, e-Banking Solutions, DMS, Mobile Apps , Enterprise Mobility. With esteemed clients comprising of 30+ major global financial services firms.
• Solutions
• Mobile Data Capture
• Field Sales Automation
• Mobile Wallet
• FMCG/Pharma Mobile Payment Solution.
• Key Accounts Currently Handled:
• Yes Bank, JPMC,HDFC, Ratnakar Bank, BNP Paribas, Rabo Bank, BOA, Axis, Barclays etc
• Roles & Responsibilities:
• Responsible for Strategic Accounts in BFSI Vertical
• Single point responsibility for driving the entire sales cycle starting from Lead generation, solution design with the help of the presales team, negotiations and contract closure and post sales transition and handover to the service delivery team.
• Driving Sales of Managed IT outsourcing Services/ Solutions, Application Management, End user support, staff augmentation, Analytics & Mobility Solutions.
• Develop business relationships with key decision makers/stakeholder at CXO level in the client organization.
• Mapping and binding of account at different hierarchy levels
• New Solution designing, Formulation & presentation to the client
• Handling client relationship, business developments and customer profiling
• Identification of business opportunities and initiatives
• Plan overall account strategy for meeting business objectives.
• Focused on solution based selling of Services portfolio
• Opportunity tracking & Deal reviews
• Key Achievements
• Added 3 new Clients .
• Successfully introduced Byzan Systems Services in other markets in Asia.
• 30-35% Qtr on Qtr increment in the revenue generation for the assigned accounts.

Sep 2007 – Jul 2013 · 5 yrs 10 mos · Mumbai

Jun 2002 – Jul 2007 · 5 yrs 1 mo · Mumbai, Maharashtra, India