Sanjeet Kumar — Operations Associate
With over 6 years of experience in the retail credit and lending operations space, I bring a deep understanding of credit risk management, operational efficiency, and strategic execution. In my current role as a Lending Manager, I specialize in detail-oriented credit risk assessment and lending operations, combining data-driven decision-making with strong problem-solving capabilities to drive business outcomes. I have a proven track record of managing complex, multi-layered processes and ensuring timely and accurate execution across all stages. I take complete ownership—from anticipating and resolving potential blockers to delivering impactful results that align with organizational goals. Currently, I am actively involved in several high-impact, cross-functional initiatives focused on: Scaling operations across multiple categories Optimizing unit economics in collections Restructuring credit constructs Enhancing bureau reporting across CICs Strengthening legal filing, compliance, and auditing processes Driving process automation and improvements in financial operations I am passionate about continuous improvement, collaborative execution, and contributing meaningfully to the growth and stability of financial ecosystems.
Stackforce AI infers this person is a Fintech professional with expertise in credit risk management and operational efficiency.
Location: Bengaluru, Karnataka, India
Experience: 8 yrs 4 mos
Skills
- Credit Risk Management
- Compliance Management
- Lending Operations
- Customer Experience
- Fraud Risk Management
- Operational Risk Management
Career Highlights
- Over 6 years in retail credit and lending operations.
- Expert in credit risk management and operational efficiency.
- Proven track record in driving process automation.
Work Experience
udaan.com
Manager (1 yr)
Associate Manager (2 yrs 1 mo)
Fraud Risk Strategy & CX-Customer Experience (6 mos)
Risk Operations (4 mos)
Business Operations (3 yrs 4 mos)
Indo Autotech LTD.
Team Lead (1 yr 1 mo)
Education
B.E at Visvesvaraya Technological University
12th at GYAN BHARTI PUBLIC SCHOOL
10th at GYAN BHARTI PUBLIC SCHOOL