Sanjeet Kumar

Operations Associate

Bengaluru, Karnataka, India8 yrs 4 mos experience
Highly Stable

Key Highlights

  • Over 6 years in retail credit and lending operations.
  • Expert in credit risk management and operational efficiency.
  • Proven track record in driving process automation.
Stackforce AI infers this person is a Fintech professional with expertise in credit risk management and operational efficiency.

Contact

Skills

Core Skills

Credit Risk ManagementCompliance ManagementLending OperationsCustomer ExperienceFraud Risk ManagementOperational Risk Management

Other Skills

Fraud AnalysisFraud PreventionCredit BureauAnti Money LaunderingCollectionData AnalyticsData IntegrityProcess AutomationFinancial OperationsLegal ComplianceLending operationDispute ResolutionPaymentsBusiness-to-Business (B2B)Credit Reporting

About

With over 6 years of experience in the retail credit and lending operations space, I bring a deep understanding of credit risk management, operational efficiency, and strategic execution. In my current role as a Lending Manager, I specialize in detail-oriented credit risk assessment and lending operations, combining data-driven decision-making with strong problem-solving capabilities to drive business outcomes. I have a proven track record of managing complex, multi-layered processes and ensuring timely and accurate execution across all stages. I take complete ownership—from anticipating and resolving potential blockers to delivering impactful results that align with organizational goals. Currently, I am actively involved in several high-impact, cross-functional initiatives focused on: Scaling operations across multiple categories Optimizing unit economics in collections Restructuring credit constructs Enhancing bureau reporting across CICs Strengthening legal filing, compliance, and auditing processes Driving process automation and improvements in financial operations I am passionate about continuous improvement, collaborative execution, and contributing meaningfully to the growth and stability of financial ecosystems.

Experience

8 yrs 4 mos
Total Experience
4 yrs 2 mos
Average Tenure
--
Current Experience

Udaan.com

5 roles

Manager

Promoted

Feb 2025Feb 2026 · 1 yr

Fraud AnalysisFraud PreventionCredit BureauCompliance ManagementAnti Money LaunderingCollection+6

Associate Manager

Jan 2023Feb 2025 · 2 yrs 1 mo

Lending operationDispute ResolutionPaymentsBusiness-to-Business (B2B)Data AnalyticsCustomer Experience+5

Fraud Risk Strategy & CX-Customer Experience

Promoted

Jul 2022Jan 2023 · 6 mos

Dispute ResolutionBusiness OperationsCredit ReportingRisk AssessmentFraud DetectionCIC+6

Risk Operations

Mar 2022Jul 2022 · 4 mos

Business-to-Business (B2B)Operational Risk ManagementData AnalyticsRisk Management

Business Operations

Nov 2018Mar 2022 · 3 yrs 4 mos

Business-to-Business (B2B)Data Analytics

Indo autotech ltd.

Team Lead

Aug 2017Sep 2018 · 1 yr 1 mo

Quality ControlSheet Metal Components

Education

Visvesvaraya Technological University

B.E — Mechanical Engineering

Jan 2012Jan 2016

GYAN BHARTI PUBLIC SCHOOL

12th

Jan 2009Jan 2011

GYAN BHARTI PUBLIC SCHOOL

10th

Jan 2007Jan 2009

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