Sep 2022 – Mar 2024 · 1 yr 6 mos

Jan 2021 – Sep 2022 · 1 yr 8 mos

Aug 2018 – Dec 2020 · 2 yrs 4 mos

• Commercial Lending - Loan IQ

Aug 2016 – Aug 2018 · 2 yrs

• Commercial Lending - Loan IQ

Mar 2016 – Aug 2016 · 5 mos

Jul 2012 – Mar 2016 · 3 yrs 8 mos · Gurugram, Haryana, India

• Provides business processing and outsourcing services to the financial sector, bank and it provides last to last process management to the BFSI spectrum and global wealth management business to the world
• Evaluate, approve, and underwrite complex consumer loans, adhering to company and industry guidelines.
• Mortgage underwriter known for strengths in risk assessment, income/credit analysis and documentation review. Consistently commended for the timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality.
• Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan program mortgages. Work collaboratively with team members to drive deals to successful funding and close.
• Balanced the need for loan-volume growth with the equally important necessity of optimum underwriting quality to minimize risk while maximizing profitability.
• Ensured loan submittals met internal and external eligibility requirements. Gained good experience in underwriting Conventional and VA Loans
• Provided meticulous attention to detail in underwriting mortgages. Evaluated the financial strength of borrowers to determine risk and repayment capacity
• Serve as a subject-matter expert, assisting with difficult problems and questions, handling escalated cases.
• Mentor new hire underwriters on decision-making and departmental processes and policies, and provide performance feedback to their supervisors.
• Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan program mortgages. Work collaboratively with team members to drive deals to successful funding and close;

Oct 2011 – Jun 2012 · 8 mos

• A global leader in providing technology enabled business solutions and services
• Date of employment 31st Oct, 2011 – 27st June, 2011
• Responsible for handling all Surplus Disposition of Assets for the diversified accounts within the North American Region
• Act as the Single Point of contact for the Surplus Disposition relating to AON account
• Publishing various Weekly, Monthly Account Related Reports helping clients to better review, verify and analyze the Discrepancies if any
• Continuous Follow ups throughout the process with both Client and the vendor through calls, email and chat to avoid any chances of inconvenience and confusion
• In a short span of time have identified the GAP in effective communication between the Vendor and Client and worked towards minimizing them

Feb 2009 – Oct 2011 · 2 yrs 8 mos

• A nonbank subsidiary of BANK OF AMERICA; Bank of America is the one of largest banks in United States of America. The bank specializes in mortgage and refinance and has various departments, which makes sure that the customer is getting the best of the services that we have to offer.
• Designation Quality & Productivity SPOC
• Date of employment 1st Feb, 2011 –; Date of employment 1st Oct, 2010 – 31st Jan, 2011