Julia Palam

CEO

Dubai, United Arab Emirates6 yrs experience

Key Highlights

  • Achieved $4M TVL in 1 month for a stablecoin.
  • Grew Telegram mini-app to 3.4M users and $200K revenue.
  • Expert in Fintech and Web3 product monetization.
Stackforce AI infers this person is a Fintech and Web3 product leader with a strong focus on monetization and user growth.

Contact

Skills

Core Skills

Fintech / Web3 ProductsProduct StrategySoftware Architecture

Other Skills

Business DevelopmentZero-to-One Product DevelopmentMonetization StrategyProduct LeadershipProduct ManagementGo-to-Market StrategyProduct PromotionBusiness StrategyUser StoriesCustomer Developmentunit economyOperations ManagementMarketingSalesJava Development

About

I’m a CPO / Product Lead for Fintech & Web3. I take products from zero to proven demand, PMF, and first revenue — owning the product end to end: from strategy to execution and monetization, with full responsibility for business results. Most products fail not because of technology, but because: • they scale before validating willingness to pay • they ship features without a clear PMF and monetization hypothesis • no one owns the commercial outcome • execution is slow while competitors capture demand I solve this by owning: • what we build, when, and in what form, and with which team • demand validation and monetization • unit economics and business results — not just delivery Selected results: • $0 → $4M TVL in 1 month (CDP stablecoin on TON) • 3.4M users in 1 month & ~$200K peak monthly revenue (Telegram mini-app) • 500K+ users and 1M+ on-chain actions (on-chain reputation system) My focus: • Zero → One • Early stage & high uncertainty • PMF & first revenue • Fintech & Web3 • AI-assisted product execution In addition to building products, I write and publish deep dives on fintech & Web3 launches and case studies, contribute as a media expert (e.g., Cointelegraph), and continuously analyze market patterns and product models. This gives teams ideas and hypotheses from the market, not “made up in a vacuum”. 👉 You can see my cases and approach in my contact info. If you’re a founder or CEO building a product and want a faster path to PMF and real revenue — feel free to message me.

Experience

Upscale | prop trading

Product Management Advisor

Jul 2025Present · 9 mos · Remote

Aqua protocol

СPO / Product & Monetization Lead

Jun 2023Jul 2025 · 2 yrs 1 mo · United Arab Emirates · Remote

  • Aqua Protocol – Decentralized Stablecoin Protocol (CDP) on TON
  • Took product from zero to $3.5M+ TVL and 2,000+ on-chain users
  • Owned product strategy, execution, and monetization end to end
  • Built testnet → mainnet pipeline: 11,000 testers → production
  • Key outcomes: #1 in TVL growth in TON competitions, 2M AquaUSD minted, $20K NFT drop revenue
  • Partnerships impact:
  • GemsWall — 5M users, $100K revenue in 1 month
  • Nomis — 1M+ reputation mints
  • Storm Trade — 15,000 new traders
Fintech / Web3 ProductsBusiness DevelopmentProduct StrategyZero-to-One Product DevelopmentMonetization StrategyProduct Leadership+4

Gravity layer

Product Lead

Sep 2021Aug 2022 · 11 mos · London, England, United Kingdom · Remote

  • Gravity layer was the product aiming to build an interoperable digital fashion infrastructure for metaverses and games using NFTs and blockchain.
  • +Launched product from scratch on Polygon
  • +1st place at hackathon with MVP
  • +Helped raise $200K investment from Outlier Ventures
Fintech / Web3 ProductsBusiness DevelopmentUser StoriesCustomer Developmentunit economyProduct Strategy+5

Cometrica

Back End Developer

Nov 2019Oct 2020 · 11 mos · Moscow, Moscow City, Russia · On-site

  • Cometrica – Custom Blockchain Development on Private Blockchains
  • Developed and deployed a blockchain subsystem for recording issued residence certificates in Moscow (still operational)
Fintech / Web3 ProductsSoftware ArchitectureJava DevelopmentBlockchain

Easychain – no-code blockchain platform for business process automation

COO / Sales & Marketing

Apr 2018Sep 2021 · 3 yrs 5 mos · Moscow, Moscow City, Russia · Remote

  • EasyChain was a platform for visual development of smart contracts for HyperLedger Fabric and Waves Enterprise.
  • + Led pilots with Gazpromneft, increasing implementation speed 6x
  • + Built and sold custom enterprise blockchain solution
  • + Drove B2B adoption and go-to-market for no-code blockchain platform
Fintech / Web3 ProductsBusiness DevelopmentOperations ManagementMarketingProduct StrategyZero-to-One Product Development+5

Sber

Backend Developer / Scrum Master

Sep 2017Nov 2019 · 2 yrs 2 mos · Moscow, Moscow City, Russia · On-site

  • Sber – Largest Bank in Russia
  • Developed no-code solutions for internal bank websites
  • Served as Scrum Master, coordinating cross-functional teams

Education

Innopolis University

Bachelor's degree — Computer Science

Jan 2015Jan 2017

Kamchatka State Technical University

Master's degree — Applied Informatics in Economics

Jan 2008Jan 2014

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