Reshma Apte

CEO

Bengaluru, Karnataka, India16 yrs 5 mos experience

Highly Stable

Key Highlights

15+ years of experience in strategy and operations.
Expert in transforming chaos into structured execution.
Proven track record with top financial institutions.

Stackforce AI infers this person is a strategic operations expert in the Fintech industry.

Contact

Skills

Core Skills

Business ConsultingStrategic PlanningResource ManagementData AnalysisResearch SkillsFinancial AnalysisPlanning Budgeting & ForecastingFinancial ResearchFinancial ModelingEquity Research

Other Skills

Workforce StrategyFinancial Modeling & ForecastingStakeholder ManagementCXO AdvisoryBusiness Process ImprovementOperational EfficiencyData-driven Decision-makingFinancial PlanningProblem SolvingCommunicationCSRPolicy ResearchHeadcount ReportingCross-functional Team LeadershipPublic Policy

About

Most startups don’t fail because of bad ideas. They fail because execution breaks somewhere between strategy and reality. That’s where I come in. I’ve spent 15+ years across firms like Fidelity, Morgan Stanley, and Credit Suisse working at the intersection of strategy, finance, and operations—often as the person CEOs rely on to make things actually move. I’ve worked on: • Fixing cash flow and working capital issues • Building hiring and org structures from scratch • Driving cross-functional execution when teams are stuck • Translating strategy into operating cadence What I do best: → Identify where things are breaking → Bring structure to chaos → Help founders and leadership teams execute with clarity Increasingly, I’m working with startups (especially Series A–C) as a thought partner / operator—helping them scale without losing control of fundamentals. If you’re a founder or investor trying to fix execution, hiring, or financial discipline—I’m always happy to exchange notes.

Experience

16 yrs 5 mos

Total Experience

2 yrs 8 mos

Average Tenure

Current Experience

Multiple

Business Consulting

Apr 2017 – Jun 2024 · 7 yrs 2 mos · India · Hybrid

Business Management Consultant (Independent / Advisory Engagements)
Clients & Engagements
Morgan Stanley
Electronica Finance Ltd.
Credit Suisse
Aventus Technology India Pvt. Ltd.
Experience Summary
Delivered high-impact business management and strategy consulting engagements across global financial services and technology organizations
Partnered closely with CXOs and senior leadership to drive workforce transformation, operational efficiency, and data-driven decision-making
Led end-to-end initiatives spanning workforce strategy, financial planning, hiring transformation, and operating model redesign, impacting teams of 4,500+ employees across multiple geographies
Optimized hiring and onboarding processes to reduce time-to-hire by ~10%, restructured operating models to deliver up to 50% cost reduction, and enabled 2x improvements in workforce and operational efficiency
Owned strategic planning, budgeting, and treasury-like functions managing €200K+ budgets, while translating complex business data into actionable insights to support growth, scalability, and executive decision-making

Business ConsultingWorkforce StrategyFinancial Modeling & ForecastingStakeholder ManagementCXO AdvisoryStrategic Planning+1

Touchcore systems

Business Manager

Feb 2015 – Dec 2016 · 1 yr 10 mos · Pune, India

Defined the long-term hiring strategy, designed the policy manual for the
company and was responsible for key vendor creation + engagement and
management.
Designed the initial start-up budget (Rs. 1 Crore) and forecasted the 5-year
growth plan to inform strategic decision-making around operations in India

Strategic PlanningStakeholder ManagementProblem SolvingCommunicationResource Management

Thomson reuters

Research Analyst

Apr 2012 – Apr 2014 · 2 yrs · Bangalore Urban, Karnataka, India · On-site

Identified investible ideas for Reuters’ research clients (by performing
scenario, sensitivity, and time series analyses) on various financial metrics
across sectors and industries.
Published several analytical articles across various Financial themes.
Example: Increasing Inventory Stockpiles in the Chinese Consumer
Discretionary Sector.

Data AnalysisResearch SkillsCSR

Janalakshmi financial services

Sr. Financial Analyst

Nov 2011 – Apr 2012 · 5 mos · Bangalore Urban, Karnataka, India · On-site

Single-handedly redesigned the budgeting systems to achieve Financial
discipline of performance by branch, region, and line of business.
Reduced the budgeting cycle length by 25% across 300 branches and 4
product categories.
Designed financial models to analyse different cuts of revenues & and
expenses.

Planning Budgeting & ForecastingFinancial AnalysisStakeholder Management

Indian school of business

Research Associate

May 2010 – Apr 2011 · 11 mos · Hyderabad, Telangana, India · On-site

Developed financial models to analyse feasibility of a robust low income housing market in India, to identify a realistic price point (estimated demand in 2010 was over 1.8 crore units)
Researched global trends in financing housing for low income groups and analysed their applicability to the Indian markets. These were reported to the Ministry of Urban Development and used to facilitate funding for low income housing in India

Financial ResearchFinancial ModelingPolicy Research

Investment risk management systems

Research Analyst

Feb 2009 – Dec 2009 · 10 mos · Boston, Massachusetts, United States · Hybrid

- Analysed daily price data for 14,000 US mutual funds and ETFs over 25 years ending in Q1 2009 to identify macrotrends in past fund behavior along with predictors of fund performance

Equity ResearchData Analysis