Manish Baswante

CEO

Mumbai, Maharashtra, India18 yrs 6 mos experience

Highly Stable

Key Highlights

17 years of experience in financial services.
Expertise in credit risk and AI/ML automation.
Proven track record in leading cross-functional teams.

Stackforce AI infers this person is a Fintech expert with a strong focus on credit risk management and technology solutions.

Contact

Skills

Core Skills

Product StrategyRisk ConsultingBusiness DevelopmentCredit RiskFinancial AnalysisRisk Management

Other Skills

Organization SkillsBacklog ManagementUser StoriesTeam managementProduct DesignBusiness AnalysisProblem SolvingContract NegotiationBusiness NegotiationCommunicationTeam BuildingClient RelationsCredit RatingFinancial StatementsData Science

About

With over 17 years of experience in financial services, I specialize in credit risk, product strategy, and AI/ML-enabled automation. My core strength lies in bridging business knowledge with technology to design impactful solutions across the credit lifecycle. I currently lead teams focused on Credit risk technology solutions and risk consulting. My work involves close engagement with banks, NBFCs, and housing finance institutions to help them adopt data-driven decision-making and next-gen credit frameworks. I bring hands-on experience in: Managing cross-functional teams across product, analytics, and delivery Building business cases for AI/ML and Gen AI applications in credit Driving pre-sales and consultative engagements Certified in Data Science and Machine Learning from MIT IDSS, I believe in learning continuously and collaborating with integrity.

Experience

18 yrs 6 mos

Total Experience

2 yrs 10 mos

Average Tenure

2 yrs

Current Experience

Care analytics and advisory private limited

Head of Product & Consulting

May 2024 – Present · 2 yrs · Mumbai, Maharashtra, India · On-site

Building technology products and risk consulting for CARE Analytics & Advisory Pvt Ltd.

Organization SkillsBacklog ManagementUser StoriesRisk ConsultingTeam managementProduct Design+1

Crisil limited

Associate Director

Apr 2022 – Apr 2024 · 2 yrs · Mumbai, Maharashtra, India · On-site

Business Development for CRISIL Risk Solutions, Engaging with Financial institutions across India for their technology solutions needs, Providing automation solutions across the entire credit process and customer life cycle. Business Intelligence solutions to Banks, NBFCs.

Business DevelopmentBusiness AnalysisProblem SolvingContract NegotiationBusiness NegotiationCommunication+1

India ratings & research - a fitch group company

Associate Director

Nov 2018 – Apr 2022 · 3 yrs 5 mos · Mumbai Area, India

As part of analytics group, helping large corporate issuers in Commodities segment to obtain ratings

Financial AnalysisTeam BuildingClient RelationsCredit RatingProblem SolvingFinancial Statements+2

Smfg india credit

Asst Vice President

Dec 2017 – Nov 2018 · 11 mos · Mumbai Area, India

Credit underwriter for invoice finance product with pan-India responsibility
Responsible for credit approvals, streamlining credit appraisal process, resource training & development
Involved in risk policy design, system development inputs, sanction/disbursement process, legal documentation

Team BuildingProblem SolvingFinancial StatementsCommunicationCredit RiskRisk Management

Icici bank

2 roles

Chief Manager

May 2016 – Dec 2017 · 1 yr 7 mos

1. Team lead for CRMG responsible for appraisal, resource training & development, program design, ratings
2. Underwriting various SMEAG programs
3. Representing credit risk management group during various sanction committees
4. Approving authority for various non-financial post sanction matters, program deviations
5. Portfolio review on regular basis with identification of stressed assets, growth areas and stipulation of credit norms
6. Visiting corporate clients on regular basis for improving credit appraisal, understanding business needs and supporting business group for deal closure
7. Implementing an initiative of bank-wide common repository of undeserving cases for Wholesale banking group

Team BuildingProblem SolvingFinancial StatementsCommunicationCredit RiskRisk Management

Senior Credit Manager

Jun 2010 – Apr 2016 · 5 yrs 10 mos

1. Responsible for handling credit ratings for Corporate banking, SMEs for Rest of Maharashtra group
2. Diverse experience of executing fresh corporate loans from industries like Construction, Education, Jewellery, Dairy, Poultry etc
3. Financial analysis of a proposed borrower with a comprehensive study of financial data, market study and due diligence
4. Risk assessment of company or transaction rating with analysis of Industry, Business, Financial, Management, Structure risk
5. Provide a detailed credit rating rationale with recommendation on the proposed transaction or counterparty exposure
6. Presenting credit risk observations during sanctioning forum of senior management to facilitate decision making
7. Portfolio analysis in regular basis along with peer analysis, impact analysis based on events, government regulations etc.
8. Visiting multiple clients for requirement gathering, proposal discussion, negotiation of deal and financial closure

Financial StatementsCommunicationCredit RiskFinancial Analysis

Sebi

Intern

Apr 2009 – Apr 2011 · 2 yrs

Research and recommendation paper on Securities Lending and Borrowing in India.

Communication

Infosys

Software Engineer

Oct 2006 – May 2008 · 1 yr 7 mos

Software Engineer worked as a part of Quality Assurance team for project of JPMorgan Chase in Treasury & Securities Services. Managed Test Planning and Execution along with Defect Reporting and Analysis

Communication