Apr 2022 – Nov 2022 · 7 mos

Apr 2021 – Sep 2022 · 1 yr 5 mos

• Owned ~150 Cr Monthly collections portfolio for BNPL and EMI comprising strategy development, optimization, implementation, testing, risk forecasting, and monitoring
• Developed multiple credit risk models for BNPL and personal loan products for Underwriting, Life cycle management, and collections
• Developed Propensity model for targeted marketing efforts
• Worked on building end-to-end conversational AI voicebot for collection calling
• Managed 4 analysts to effectively enable them to take up responsibility and deliver, contributed to Underwriting, LCM, Collections, Fraud and Compliance
• Redefined Dewhitlisting and CLD policy for BNPL products; Formulated lockdown remedial action plan to reduce exposure by 43% and NPA by 35%.
• Developed and automated ~20 risk dashboards for risk monitoring and promptly performing RCA in case of deviation of risk. Metrices owned- PDD, Recovery rate, Default rate and NPS

Oct 2020 – Mar 2021 · 5 mos

Apr 2020 – Oct 2020 · 6 mos

• Safety Managemnt Plan: Ensuring Safety across 11 Business units, producing ~200 KBopd
• Managing process safety in projects of CAPEX up to $200M+
• Analyzed historical incident data, to strategically deploy resources to reduce the Incident rate
• Incident Hotspots: Advanced visualization packages, Chloroplethmaps and Clustering in Python
• Conceptulized Driving training & assessment using Augmented Reality; 100% increase in drivers trained per manhour spent

Jun 2019 – Apr 2020 · 10 mos

Jul 2018 – Jun 2019 · 11 mos

Apr 2020 – Aug 2020 · 4 mos · Mumbai, Maharashtra, India

• covidahaarhelp.in is an online portal to bridge the gap between those in dire need of food/ration and NGOs providing food supplies
• Coordinated with 200+ NGOs/ Individuals/ Organizations to arrange over 1 lakh meals and supplies for 800 people in need, during Covid19 Pandemic
• Contributed towards fundraising campaigns for partnered NGOs, successfully gathered funds worth 10,00,000 IN

May 2017 – Jul 2017 · 2 mos · Mumbai, Maharashtra, India

• “Eduvanz financing is a leading fintech company which provides financing solutions in skill based education through P2P lending.”
• Automated loan product model to gauge feasibility using IRR, ROIC, ROI; Included factors for customization of loan product
• Formulated a report on total Expected Loss for a portfolio of 34 outstanding loans, estimating the probability of default and recovery rate
• Analysis of 340 rejected leads to demonstrate INR 11,17,593 of loan amount could be extended to increase portfolio size by 144.34 %
• Developed lending model using Alternative Lending parameters & model for Institute onboarding through social and industry profiling

May 2016 – Jun 2016 · 1 mo · Raipur Area, India

• Project: "Distributor Effectiveness Improvement and Micro Market Analysis for a client Lubricant Brand in Raipur and Bhilai region"
• Involved in Collating, Categorizing and Analysing Data points from 400 client retailers, to devise sustainable growth in sales strategies; Identified gaps at all levels of the purchase funnel, to effectively improve sales by 18 KL per month, ~ 100% increment

Jun 2015 – Jul 2015 · 1 mo · Khetri, jhunjhunu (RJ)

• Worked closely with Manager Blasting and got experience of various sections of mine namely –geology, ore handling system dumping and hoisting, ventilation, mine planning, development, Drilling, Charging and Blasting; Studied Effective blasting techniques for reduction of cost of Explosive