P

Paeranbu Ganapathy A

Operations Associate

Chennai, Tamil Nadu, India2 yrs 8 mos experience

Key Highlights

  • Expert in banking operations and card support.
  • Proven track record in settlement and reconciliation.
  • Strong analytical skills in transaction processing.
Stackforce AI infers this person is a Banking Operations Specialist with expertise in Cards and Payments.

Contact

Skills

Core Skills

Banking OperationsPayments ProcessingSettlement Lifecycle ManagementTransaction Processing

Other Skills

End-to-End Transaction LifecycleReconciliation Review & Sign-offEscalations ManagementSettlement SupportCredit Card ReconciliationException HandlingSettlement & ReconciliationFinancial Services

About

Currently working as a Cards Support Analyst at Tonik, part of the Card Management team, supporting card operations and transaction processes. Actively exploring card lifecycle management, issue analysis, and testing support to ensure reliable and efficient card services. Bring prior experience in settlement and banking operations, reconciliation, and transaction processing within the BFSI domain. Passionate about building expertise in Cards Operations, Payments, and Business Analysis while contributing to operational excellence.

Experience

2 yrs 8 mos
Total Experience
2 yrs 5 mos
Average Tenure
3 mos
Current Experience

Tonik

Cards Support Analyst

Feb 2026Present · 3 mos · Chennai · Hybrid

  • Managing card-related issues, transaction support, and maintaining service quality standards within banking operations.
End-to-End Transaction LifecycleSettlement Lifecycle ManagementReconciliation Review & Sign-offEscalations ManagementSettlement SupportCredit Card Reconciliation+6

Hexaware technologies

2 roles

Settlement & Banking Operations Analyst

Promoted

Dec 2024Dec 2025 · 1 yr · On-site

  • Owned end-to-end settlement operations, ensuring timely cash / trade settlements with zero SLA breaches.
  • Led daily reconciliation and break resolution, proactively identifying risks and closing exceptions within TAT.
  • Acted as first-level escalation point for settlement issues, coordinating with cross-functional teams for quick resolution.
  • Managed high-volume transaction processing while maintaining strong compliance, controls, and audit readiness.
  • Drove process improvements to reduce errors, improve turnaround time, and enhance overall operational efficiency.
  • Prepared and reviewed MIS and performance reports, providing clear insights to management.
  • Mentored junior team members, supported knowledge sharing, and ensured process adherence across the team.
End-to-End Transaction LifecycleSettlement Lifecycle ManagementReconciliation Review & Sign-offEscalations ManagementSettlement SupportCredit Card Reconciliation+6

Junior Analyst

Jun 2023Nov 2024 · 1 yr 5 mos · On-site

  • Supported daily banking operations including transaction processing, settlement, and reconciliation.
  • Assisted in monitoring payments, identifying unmatched or failed transactions, and updating records.
  • Followed standard operating procedures (SOPs) and SLA timelines to ensure accuracy and compliance.
  • Coordinated with internal teams to resolve basic exceptions and data discrepancies.
  • Maintained reports and trackers to support operations and management review.
Transaction ProcessingSettlement Support

Education

Gurunanak college

M. Com — General

Aug 2021Apr 2023

Gurunanak college

B.com — Corporate secretaryship

Jan 2018Jan 2021

Sri Krishna Matric Hr Secondary school,Arakkonam

12th — Commerce

Jun 2017Apr 2018

Stackforce found 100+ more professionals with Banking Operations & Payments Processing

Explore similar profiles based on matching skills and experience