Aug 2025 – Oct 2025 · 2 mos · Mumbai, Maharashtra

• Health, Travel, Music, Building with AI

Apr 2023 – Jul 2025 · 2 yrs 3 mos · Mumbai, Maharashtra, India · On-site

• Kissht and Ring are B2C consumer lending digital apps, which disburse personal loans without any collateral (unsecured) in under 5 minutes in an online journey.
• I led the conversion product team and took the 1D conversion rates from 1.5% to 3.5% over a period of 2 years as app scaled from 25->50M+ users through journey improvements, fixing and identifying technical issues at scale, building fallback and multi vendor pipelines.
• Handled strategic work Audits(2 RBI+ 3statutory audits), 10 + Debt Financing Due-Diligence, 2 financier onboarding, 2+ vendors onboarded for data pipelines and tech improvements, 2+ marketplace onboarding
• Built the bank-statement analysis journey and led vendor transition to improve coverage; switching vendors improved step conversion from 35% → 70% and reduced API cost per hit by 50%, driving margin and funnel efficiency.
• Delivered end-to-end integrations with lending marketplaces such as Paisa-Bazaar, Supermoney increasing loan acquisition by $3M+ USD per month.

Apr 2023 – Jul 2025 · 2 yrs 3 mos · Mumbai, Maharashtra, India · On-site

• Paywithring and Kissht are brands/Apps owned by same parent firm (OnEMI Technology Private Limited)

Aug 2022 – Mar 2023 · 7 mos

• Product Owner of ALTUS - LEAD's alternated B2B brand targeting premium customer segments in the market.
• ((Month 12- Month 18))
• Developed a solution to reduce data-entry effort of school teachers by 97% . This was a major painpoint and one of the top 3 issues leading to customer churn.
• Led the end to end development of a 0-1 product that uses AI to create customized teaching plans based on student scores.
• Led the effort to create a more efficient process for reducing customer support ticket volume which stood at 10,000 per month from visible capturing of issues to implementing better segmentation strategies, and creating action plans to address them.

Aug 2021 – Jul 2022 · 11 mos

• Product Owner of "ALTUS" - LEAD's alternated B2B brand for high paying customer segment, building this in a zero to one journey.
• (Month 0 - Month 7)
• Co-owned the 0-1 journey of LEAD's premium brand (ALTUS), targeting higher-paying customers, closing 125+ schools and 63,000 students in year 1, contributing 10% of revenue with new products offering a rigorous curriculum using interactive HTML5-based learning in classrooms and at home.
• Conducted Market Research, Sales and User Interviews and worked on product conceptualisation, requirement gathering, product notes, PRDs, User stories
• Conducted cross-product and cross-vertical team grooming and alignment calls
• Created product roadmaps, did release Planning and project Management
• Post launch sanity, UATs, Setting up SOPs, conducted RCAs
• (Month 7 - Month 12)
• Led the charge of an assessment creation platform reducing creation time by 85%. I identified and resolved critical gaps in the system’s logic, making it more robust and versatile
• Worked on Value Proposition of Altus 2.0 which included conducted Market Research, Competitor analysis, Sales and User Interviews and Feedbacks.

May 2020 – Jun 2020 · 1 mo

• Worked as an SME for Chemical Engineering with expertise in Heat and Mass Transfer. Worked on literature reviews, building excel tools and calculators, writing academic papers

Jun 2019 – Jul 2021 · 2 yrs 1 mo

• Launched to provide cooling comfort outside of buildings especially workers engaged in extreme heat conditions.
• Surveyed 100+ construction project managers, with 75% confirming willingness to pay for cooling apparel for workers.
• Secured a grant of 4.5 Lakhs to work on Patentable embedded cooling clothing tech
• Created a team of 5+ across engineering domains, along with a cofounder.
• We developed an MVP that provided 6 times higher cooling time than any other competitor’s product but couldn't achieve that while keeping similar cooling rate or crack a niche market for the same.
• We had to pause any further prototyping endeavours due to Covid and lack of funding.

May 2019 – Jun 2019 · 1 mo

• 1) Pitched the idea of a novel body cooling jacket technology to upper management at IIT Ropar and secured funding to create a prototype
• 2) Conducted user studies and competitor analysis to find user pain points, product shortcomings, and market gaps.
• 3) Worked on multiple iterations of the prototypes and created test rigs to collect experimental data using Arduino and IOT sensors

May 2018 – Jun 2018 · 1 mo

• Performed Research and literature review on Electric Vehicles Market and Lithium-Ion Battery Technology
• Built an Excel Tool for comparing different battery recycling methods to measure their cost and efficiencies and extrapolated the results to create future forecasts.