Fernando Bandeira

Co-Founder

Florianopolis, Brazil8 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Co-founded a payments platform achieving $1 billion+ annual volume.
Led technology turnaround enabling $300M+ donations in days.
Designed scalable architecture for high-demand payment solutions.

Stackforce AI infers this person is a Fintech expert with strong technical leadership in payments architecture.

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Skills

Core Skills

Payments PlatformsArchitectureTechnical Leadership

Other Skills

Serverless ComputingMongoDBKubernetesGo (Programming Language)Next.jsLaravelBootstrapPHPNode.jsAngularReact.jsYarnMochaIonic FrameworkUnit Testing

About

Experienced VP of Engineering with 10+ years building and scaling payments platforms—co-founded Alternative Payments, launched the MVP in six months, and helped grow to $1 billion+ annual volume while raising $22 million.

Experience

8 yrs 2 mos

Total Experience

2 yrs 8 mos

Average Tenure

4 yrs 10 mos

Current Experience

Alternative payments

Co-founder & Founding Engineer

Jun 2021 – Present · 4 yrs 10 mos

Phase 1 — 0→1 (2021–2025)
Built MVP alone in ~6 months → reached PMF
Secured $12.5M Series A and grew to 8-figure ARR
Defined domain model and initial architecture foundations (internal ledger, bounded contexts)
Led product discovery (JTBD), roadmap and user research
Built and led 15-person cross-functional org across engineering, product, design
Established SOC2/PCI-compliant controls and processes
Phase 2 — Platform & Scale (2025–Present)
Designed multi-product architecture enabling parallel team execution
Created Architecture as an enabling team to reduce cognitive load and unblock delivery
Built CDC pipelines + Data Engineering function for real-time ingestion & AI enrichment
Introduced DDD + Team Topologies to evolve internal platform and reduce coupling

Serverless ComputingMongoDBKubernetesGo (Programming Language)Next.jsLaravel+16

Goodworld

Chief Technology Officer

Jan 2020 – Jun 2021 · 1 yr 5 mos · Washington (Remote)

Goodworld acquired my previous company, after which I joined to lead a critical product and technology turnaround, enabling $300M+ to flow through a new payments platform in a few days.
Replaced the prior CTO and reset product and technical strategy, reducing time-to-market for new payment offerings
Designed a serverless payments architecture capable of handling massive giving spikes during global campaigns
Led end-to-end PCI compliance, implementing encrypted transaction flows and audit controls to support enterprise clients
Delivered tailored payment solutions for Mastercard and Citibank, replacing their internal systems in time-critical scenarios
Enabled two high-visibility fundraising broadcasts:
VAX Live (Global Citizen) → $300M+ in donations processed in days
ABC COVID Relief Special → seamless giving under emergency load

Node.jsNext.jsPayments Platforms

Cheerful

Co-Founder + Chief Technology Officer

Feb 2018 – Jan 2020 · 1 yr 11 mos · New York (Remote)

Joined during financial and technical crisis as the first engineer; rebuilt the product, led turnaround to profitability, and drove the company to acquisition.
Entered a near-bankruptcy situation as the first engineer; regained stability by rebuilding core architecture
Rewrote an agency-built codebase, improving reliability, performance and maintainability under extreme constraints
Defined long-term technical and product direction, aligning architecture with business model evolution
Hired and onboarded the initial engineering team, setting coding standards and culture of delivery
Transitioned into Co-founder & CTO, owning technical vision and vendor strategy
Led technical due diligence and integration work that resulted in a successful acquisition by a strategic buyer

Node.jsNext.jsTechnical Leadership