Harit Talwar

CEO

Miami, Florida, United States40 yrs 7 mos experience
Highly Stable

Key Highlights

  • Led Goldman Sachs' entry into consumer finance.
  • Built Marcus into a leading consumer platform.
  • Recognized for innovation in financial services.
Stackforce AI infers this person is a Fintech executive with extensive leadership experience in consumer banking and payments.

Contact

Skills

Other Skills

AdministrationMarketingFinancial AdvisoryBankingPaymentsCardsLeadership

About

Harit currently serves as a board member of Mastercard (MA), KPMG US, Apexon, Inveniam.io and as Chairman of Better. He is a former Partner at Goldman Sachs (GS), was Founder/Head and subsequently Chairman of the firm's global Consumer business, Marcus by Goldman Sachs, including its partnerships with Apple (AAPL), Amazon (AMZN), and General Motors (GM). As a senior executive, Harit has worked in Asia, Europe and America, and has extensive experience running large businesses, building and scaling start-ups, and overseeing transformational M&A. Over his diverse career, he has created successful franchises by focusing on customer-centricity, innovation driven by digital capabilities and hiring diverse and talented teams. Harit previously served on the boards of Morgan Stanley Bank International Ltd and Morgan Stanley International Ltd in London. Passionate about philanthropy, Harit serves as the Board Co-Chairman of the American India Foundation and is one of the founder trustees of Ashoka University. He previously was a trustee of the Asia Society Global Board of Trustees. Harit joined GS in 2015 to lead the firm’s entry into the consumer space. As the first employee for the business, he helped build Marcus into a modern consumer platform that served millions of customers. The business was recognized as a successful disruptor, named one of Fast Company’s Most Innovative Finance Companies, and ranked #1 in J.D. Power Customer Satisfaction for Credit Card Issuers (2021) and US Personal Loans (2019). It has also been featured in a case study by Harvard Business School on successful innovation inside a large organization. Prior to joining GS, Harit was President of US Cards and Chief Marketing Officer at Discover Financial Services (DFS) from 2007 – 2015. From 2004 – 2007, he was EVP of Discover Payments responsible for the transformation of the payments network from closed loop to open architecture through partnerships with leading merchant acquisition platforms. Prior to Discover, Harit was a Managing Director for Morgan Stanley’s international Consumer business and held various leadership roles at Citibank. He has been named one of American Banker’s 10 to Watch, an Outstanding Asian American in Business, and an Outstanding Alumni of Shri Ram College of Commerce at Delhi University. Harit earned a BA (Hons) in Economics from Delhi University in India and an MBA from IIMA.

Experience

Kpmg us

Independent Board Member

Jan 2024Present · 2 yrs 3 mos

Inveniam

Board Member

Apr 2023Present · 3 yrs

  • Inveniam.io is a block chain technology company focused on creating platforms to digitize private market assets for multiple participants.

Better

Chairman of the Board

May 2022Present · 3 yrs 11 mos

  • Better is a digital mortgage company making home ownership simpler, faster and more convenient.

Mastercard

Board Member

Jan 2022Present · 4 yrs 3 mos

Goldman sachs

2 roles

Chairman of Consumer Business (Marcus), Partner

Jan 2021Dec 2021 · 11 mos · New York, New York, United States

Global Head of Consumer Business (Marcus), Partner

May 2015Jan 2021 · 5 yrs 8 mos · New York, New York, United States

Infostretch/apexon

Board Member

Jan 2021Present · 5 yrs 3 mos

  • Apexon, a digital-first technology services company, operating across three continents serving multiple industries bringing together distinct core competencies in AI, analytics, app development, cloud and e-commerce through quality engineering and UX.

Discover financial services

2 roles

President of US Cards

Promoted

Jan 2008May 2015 · 7 yrs 4 mos · Chicago, Illinois, United States

EVP, Head of Discover Payments

Jan 2004Jan 2008 · 4 yrs · Chicago, Illinois, United States

Morgan stanley

Head of Consumer Banking International

Aug 2000Dec 2003 · 3 yrs 4 mos

Citi

Various Roles

Jan 1985Jan 2000 · 15 yrs

Education

Delhi University

Bachelor of Arts - BA — Economics

Indian Institute of Management Ahmedabad

Master of Business Administration - MBA

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