M

Munish Gupta

CEO

Bengaluru, Karnataka, India27 yrs 8 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Architected scalable payment platforms processing billions of transactions.
  • Drove 50% faster partner onboarding and $1M+ cost savings.
  • Recognized thought leader with patents and publications.
Stackforce AI infers this person is a Fintech architect specializing in scalable payment systems and AI-native platforms.

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Skills

Core Skills

Distributed SystemsAi AgentsHigh Availability (ha)Solution Architecture

Other Skills

Digital TransformationSystem MigrationBusiness RequirementsBusiness AnalysisRequirements AnalysisDeep LearningPython (Programming Language)Cross-border TransactionsSecurityPlatformCryptocurrencyArtificial Intelligence (AI)Machine LearningPayment SystemsSDLC

About

Architected and scaled global payment platforms processing billions of transactions, with 25+ years leading distributed systems, platform engineering, and AI-native architectures. Drove 50% faster partner onboarding, $1M+ cost savings, and 60% tech debt reduction by modernizing monoliths into resilient cloud-native ecosystems. Recognized thought leader with patents, publications, and a track record of turning complex systems into scalable, high-impact platforms. Focus Areas • Payments & Domain - Real-Time Payments, Cross-Border Payments, Payment Gateways • Architecture - Distributed Systems, Event-Driven Architecture, Microservices, API Platforms, Cloud-Native Systems, High Availability • Platforms & Tools - Kubernetes, Kafka, Redis, Cassandra, Hazelcast, Docker, Consul, Vault • AI & Advanced Systems - Generative AI, AI Agents, Intelligent Routing, Decision Automation • Frameworks - DDD, SRE, Observability, Event Storming, Micro Frontends

Experience

27 yrs 8 mos
Total Experience
3 yrs 2 mos
Average Tenure
8 yrs 6 mos
Current Experience

Visa

3 roles

Chief Systems Architect (Visa Direct)

Promoted

Nov 2022Present · 3 yrs 6 mos

  • Reduced partner onboarding time by 50% by architecting a scalable as-a-service payment network with streamlined workflows
  • Improved payout success rate by 10% and onboarding speed by 20% by building a GenAI-powered metadata platform integrating APIs and intelligent workflows
  • Saved $1M+ in infrastructure costs by leading hybrid-to-cloud migration with zero downtime and improved system availability
  • Scaled real-time event delivery reliability to enterprise-grade SLAs by designing a multi-tenant distributed notification platform
  • Accelerated AI adoption across teams by 3x by launching an AI toolkit with reusable orchestration components (“recipes”)
  • Improved architecture decision efficiency by 30% by creating an Agentic AI governance framework for
  • compliance and design validation
  • Increased cross-team alignment and process efficiency by 25% by facilitating event storming workshops for cross-border payment flows
  • Enabled long-term transformation strategy by designing a DDD-based enterprise capability model adopted across programs
High Availability (HA)Digital TransformationSystem MigrationDistributed SystemsAI Agents

Chief Systems Architect (Real-Time Payments)

Apr 2020Nov 2022 · 2 yrs 7 mos

  • Built a global real-time payment network supporting multi-country transactions by designing a secure, scalable distributed architecture
  • Improved platform scalability and resilience by 40% by architecting multi-tenant microservices on Kubernetes
  • Reduced fraud and compliance risk exposure significantly by integrating tokenization, sanctions, and risk services into core platform
  • Improved engineering delivery velocity by 30% by defining reference architectures and reusable design patterns
  • Enhanced platform reliability (SRE maturity) by driving observability, SLAs, and operational excellence frameworks
Solution ArchitectureBusiness RequirementsHigh Availability (HA)Distributed Systems

Chief Systems Architect (Open VisaNet)

Nov 2017Apr 2020 · 2 yrs 5 mos

  • Reduced technical debt by 60% by transforming legacy VisaNet into a microservices architecture
  • Improved developer productivity by 40–60% by building service chassis, observability frameworks, and micro frontend admin platform
  • Strengthened platform security and transaction efficiency by redesigning authentication and clearing workflows
  • Enabled predictive operations and self-healing systems by architecting AI-driven operational dashboards and analytics
  • Led architecture across 5+ scrum teams, ensuring alignment with platform standards and scalability goals
Solution ArchitectureDigital TransformationDistributed Systems

Hsbc

Consulting Enterprise Architect

Dec 2016Oct 2017 · 10 mos · India · On-site

  • Established enterprise API strategy and governance model, improving API adoption and reuse across business units
  • Defined cloud-native architecture standards, accelerating migration readiness across teams
  • Improved API delivery consistency and scalability by designing reference architectures and orchestration frameworks

Visa

Consulting Software Engineer

Oct 2015Apr 2016 · 6 mos · Bengaluru Area, India

  • I played a key role in the digital transformation of the payment gateway application to a modern distributed application stack as part of the Merchant Acquirer Processing (MAP) platform team. My efforts were recognized for delivering a highly efficient and scalable payment gateway application that met the needs of the business.
  • To improve the performance and scalability of the application, I initiated a cache product evaluation, and led the architecture and design of a distributed caching framework. I benchmarked the options available and deployed non-production environments to test and optimize the framework. Ultimately, we selected Redis as the caching solution, and established best practices for its use.
  • I introduced and established a web framework using Vert.x for deployment of REST and GUI applications. I also defined best practices for distributed session management using Redis and for service call concurrency using Quasar.
  • In addition, I defined the migration approach and methodology for the platform, transitioning from Oracle to Cassandra, while ensuring a seamless transition for the end-users.
  • I led the team in defining the architecture and design for the Service Management framework, which included Bootstrap, JQuery, Vert.x GUI, Consul, Vault, Docker, and Swarm. This framework provided the team with a clear and effective way to manage services, and to ensure that they were highly available and scalable.
  • I also pioneered Forward Secrecy Protection for TLS communication between services, which was a pre-cursor to the Istio models.
  • Overall, my leadership and technical expertise helped guide the team in ensuring that the payment gateway application met all non-functional requirements, and was highly efficient, scalable, and secure.

Wipro limited

Distinguished Member Technical Staff, Principal Architect

May 2011Nov 2017 · 6 yrs 6 mos · Bengaluru

  • Designed high-performance distributed systems handling 25K+ messages/sec using Kafka, Akka, and Hazelcast
  • Drove enterprise cloud adoption across multiple BFSI clients, accelerating modernization timelines by 30%+
  • Built digital architecture advisory practice, impacting clients like Lloyds, Apple, SCB, Bank Mandiri
  • Launched Digital Architecture Academy, upskilling 100+ engineers in cloud, AI, and modern architecture
  • Developed consulting toolkits improving client solution design efficiency by 25%
Business AnalysisBusiness RequirementsRequirements Analysis

Ideaken pte. ltd.

Co-Founder | Chief Architect

Oct 2009Apr 2011 · 1 yr 6 mos · Bengaluru Area, India

  • In the early stages of ideaken, I worked with the co-founders to strategize and execute the idea, transforming it into a multi-tenant SaaS enabled technology platform in the innovation management sector. It was a unique and world-class product that I had the opportunity to contribute to in various capacities.
  • I wore different hats and oversaw IT operations, social media strategy, and lead generation. I was responsible for managing application development and maintenance of the platform, which was built on a LAMP stack on RackspaceCloud. I also led business requirement gathering, solution architecture, and managed development and maintenance teams, while exploring new technologies for future planning and potential implementation.
  • My contributions to the development of ideaken were significant, and it is now counted among the top innovation platforms in the world, serving customers like P&G, Unilever, General Mills, and FINISH.
  • Additionally, I was recognized as a member of the jury for Power of Ideas 2010 (http://www.ideas.economictimes.com/), highlighting my expertise and thought leadership in the field.

Wipro technologies

2 roles

Senior Architect

Oct 2006Sep 2009 · 2 yrs 11 mos · Bengaluru Area, India

  • Successfully led the architecture design and development of a 5 million Euro program for a large transformational B2C portal (internet banking site) for one of the largest banking institutions in the Netherlands. The solution was based on WebSphere Portal and Spring framework, integrated with a core back-end services based on MQ. Contributed to a significant increase in operational efficiency, cost savings and customer satisfaction.
  • Designed and developed an Auto Quote & Bind Solution for Nationwide Insurance as the Application Architect. The solution was based on J2EE, Spring Framework, and IBM WAS. The implementation of the new application led to a remarkable 400% increase in the business.
  • As an Architect for Development of a Portal Framework for Allstate Insurance, developed a comprehensive Portal Framework that included services, interfaces, and platform layer components such as Logging, Security, Search, Exception Handling, Messaging, Email Service, Caching, and Validation Services. The successful implementation of this framework led to significant improvements in performance, scalability, and usability.
  • In these assignments, I was responsible for various tasks, including requirements gathering, solution definition/architecture, design walkthrough/validation, and architectural sign-off. Through my technical expertise and leadership, I ensured successful project delivery and achievement of desired outcomes.

Portal Practice Manager / Senior Architect

Apr 2003Sep 2009 · 6 yrs 5 mos · Bengaluru Area, India

  • As a leader in the Portal and Content Management (PCM) Practice at Wipro Technologies, I have spearheaded multiple initiatives to drive business growth and innovation.
  • I have led demand generation and non-linear initiatives, managed branding efforts, and driven solutions sales to acquire new services and customers in the PCM space. I have also been instrumental in positioning Wipro as a strategic partner to our PCM clients, delivering high customer value through our solutions.
  • As an architect, I have designed and implemented a portal framework, including services, interfaces, and platform components for AllState and NYSE. Additionally, I developed a data synchronization framework for NYSE using Web Services-Axis SOAP API, delivering a seamless and efficient solution.
  • I designed an Open Source KM site for our ODC using the Plone and Zope servers. My innovative approach led to significant improvements in knowledge management and collaboration across the organization.
  • I am also an accomplished public speaker and have presented at JBoye 08, sharing my expertise and insights with the broader tech community.

Sapient

Senior Associate

Feb 2001Apr 2003 · 2 yrs 2 mos · Gurgaon, India

  • As a seasoned project leader, I have successfully navigated my team(s) through every stage of the SDLC, delivering top-quality projects within strict time constraints. My expertise has been applied across a range of domains, including Automobiles (Audi USA, Nissan USA, Infiniti USA) and Travel and Entertainment (California State Automobile Association-CSAA USA, Harrahs Entertainment Inc USA).
  • One of my proudest achievements was architecting an award-winning CRM solution for Harrahs, a US-based Gaming and Entertainment Client. This project had a major impact on the client's revenue, with first-year ROI exceeding $20 million.

Mindtree consulting

Senior Associate

Sep 1999Feb 2001 · 1 yr 5 mos · Bengaluru Area, India

  • As a seasoned consultant, I have a proven track record of helping clients like AVIS INC, USA, CAREER COMMUNITY INDIA, and Fabmart (Indiaplaza.in) define and solve complex business problems. Through my participation in client workshops, I have been able to provide valuable technical consultancy, system integration services, and data analysis (using CUBES) to Fabmart, positioning them as a strong player in the B2C space.

Siemens communication software (now nokia siemens networks)

Software Engineer

Jul 1998Sep 1999 · 1 yr 2 mos · Bengaluru Area, India · On-site

  • Designed and developed critical modules in Centrex Manager, an ENM V3.1 based application that provided centralized administration for network-wide Centrex Groups. Contributed to the application's coordination and administration capabilities, switch-based administration, profile administration, reporting, security, scheduling policies, logging, and effective data handling features.

Education

Thapar Institute of Engineering & Technology

Masters — Computer Applications

Symbiosis Institute of Management Studies

ePGDBM — Management

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