Nikunj Jain

VP of Engineering

Delhi, India19 yrs 5 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

£3bn+ asset growth for Barclays UK
1M+ new card acquisitions milestone
40% annual FTE savings through pricing frameworks

Stackforce AI infers this person is a Fintech Analytics Leader with expertise in risk management and strategic decision-making.

Contact

Skills

Core Skills

Pricing StrategyStrategic AnalyticsCredit Risk ManagementPortfolio ManagementRisk ManagementPortfolio InsightsRisk StrategyAnalyticsMarketing CapabilitiesBusiness Enablement

Other Skills

Competitive AdvantageProduct KnowledgeBusiness Relationship ManagementMarket SegmentationMachine ToolsStrategy AlignmentInformation SystemsBusiness Process Re-engineeringMISData AnalysisBusiness TransformationProject ManagementCustomer EngagementBusiness InsightsCapability Development

About

Global Analytics & Consulting Leader with 18+ years of experience driving data-led transformation, commercial growth, and risk/capital/cost optimization across banking, payments, and financial services. I specialize in embedding AI/ML-driven decisioning into portfolios and organizations, delivering outcomes such as: - £3bn+ asset growth and £200m+ recurring PBT uplift for Barclays UK - 1M+ new card acquisitions – the best-ever milestone for UK Cards - 40% annual FTE savings through enterprise-wide pricing frameworks I’ve built and scaled Global Analytics Centres of Excellence, partnered with C-suite leaders and led high-impact strategies in risk, pricing, portfolio expansion, financial crime, and digital transformation. I’m passionate about transforming enterprises through data, AI, and advanced analytics, while nurturing the next generation of analytics leaders. Specialties: Analytics Leadership | P&L Growth | Digital & AI Transformation | Risk & Marketing Strategy | Pricing | Portfolio Management | BFSI Consulting

Experience

19 yrs 5 mos

Total Experience

4 yrs 10 mos

Average Tenure

13 yrs 6 mos

Current Experience

Barclays

4 roles

VP - Head of Pricing & Strategic Analytics, Retail Banking, Barclays UK

Promoted

Jan 2018 – Present · 8 yrs 3 mos

Leading a team of decision analysts to drive strategic/analytical initiatives for Barclays UK.
Actively driving decisions for marginal investment, capital/cost optimization and population expansion.
Managing the financial valuations and scenario modelling for pricing, channel and commercial strategy optimization.

Competitive AdvantageProduct KnowledgeBusiness Relationship ManagementMarket SegmentationMachine ToolsStrategy Alignment+2

Associate Vice President, Strategic Analytics, UK Cards

Mar 2017 – Jan 2018 · 10 mos

- Managed pricing strategy and supported resilient business growth through Cards ECM activities across Asset growth, Limit management and Customer engagement.

Competitive AdvantageProduct KnowledgeBusiness Relationship ManagementMachine ToolsStrategy AlignmentPricing Strategy+1

Assistant VP, Credit Risk Strategy, BCUS

Promoted

Aug 2014 – Mar 2017 · 2 yrs 7 mos

Established and managed in-house offshore risk management team for BCUS, supporting risk strategies and portfolio management. Primary responsibilities included:
Develop & review the Acquisitions and ECM strategies for the portfolio to maximize profitability, mitigate credit losses and maintain good customer relationships
Validate loss provisions to ensure a healthy balance of risk cover & growth appetite.
Ensure that Barclaycard US adheres to credit policy, assessing portfolio performance and maintaining it within established benchmarks

Competitive AdvantageProduct KnowledgeBusiness Relationship ManagementStrategy AlignmentCredit Risk ManagementPortfolio Management

Assistant Manager, Portfolio Insights & Analytics, Barclaycard

Oct 2012 – Aug 2014 · 1 yr 10 mos

Managed regulatory submissions on behalf of entire Barclaycard (~25 sub portfolios) ensuring its adherence to global risk policy, assessing portfolio performance and maintaining it within established benchmarks.
Managed the Annual results disclosure, Mandate & Scale assessment and EBA Stress Tests etc. for all Barclaycard portfolios, closely working with CRO.
Designed the framework for comprehensive risk monitoring for cross-geographical Barclaycard portfolio including UK, US, Germany, Spain, Portugal & Italy Cards portfolios.
Led FDSF exercise for Barclaycard since its inception, establishing definitions, liaising with Group-FDSF/I&F/Capital/other clusters, managing portfolio nuances and CRO/CFO attestations.
Performed analyses on Barclaycard portfolios to identify unusual trends and to provide business insights gauging the impact of macro-economic or portfolio level activities.

Product KnowledgeBusiness Relationship ManagementInformation SystemsRisk ManagementPortfolio Insights

Citicorp services india ltd.

Assistant Manager, Risk Strategy & Analytics, Retail Partner Cards

Dec 2011 – Sep 2012 · 9 mos · Mumbai Area, India

Managed offshore model management team handling separation, stability & accuracy analyses for variety of risk models across different stages of Consumer life cycle i.e. Acquisitions, ECM, Collections/Recovery etc. for Retail Partner Private Label Cards.

Product KnowledgeInformation SystemsRisk StrategyAnalytics

American express

Assistant Manager, International Marketing Capabilities, WWRIM

Dec 2007 – Dec 2011 · 4 yrs

Led multiple initiatives of business enablement and growth, through inbound/outbound cross-sell and loyalty/servicing campaigns in collaboration with partner teams across JAPA, EMEA & CAN regions.
Actively contributed to performance tracking & cost optimization of consumer marketing initiatives
Provided consultation on campaign strategy, planning, sizing, targeting, segmentation etc. using various data mining procedures.
Introduced Event Based Marketing (EBM) in International Cards business for enabling trigger-based cross-selling of travel insurance to Cardholders.
Identified optimum marketing frequency and designed capability to apply resting rules across marketing platforms leading to cost save and response rate uplift.

Competitive AdvantageInformation SystemsStrategy AlignmentMarketing CapabilitiesBusiness Enablement

Tata consultancy services

Analyst, Clinical Statistical Analysis

Oct 2006 – Dec 2007 · 1 yr 2 mos · Noida, Uttar Pradesh, India

Performed safety and efficacy analyses (involving ANOVA, Chi-square, Fisher's exact, GLM etc.) for several clinical trials through different phases for drug approval from FDA.
Led several studies with a team of 3-4 analysts and managed all phases of project management for six-sigma project