Sagar Nihalani — Business Development Executive

#Model Risk Management # Leader #Credit Risk Modeler # IIM Vishakapatnam #Data Modeling # Data Scientist # End to End Solution Design # Revenue Analytics # Growth Analytics #AI Solutions #AI Insurance #Digital Transfer action Solutions through Data. As a seasoned Data Science Leader with 9+ years in BFSI (Banking, Financial Services, and Insurance), I specialize in credit risk management, underwriting, and fraud prevention. I have a proven track record in developing cutting-edge models across Retail and Corporate Scorecards, including PL, CC, SME, Two wheeler , passenger vehicles ,MFI, and Microfinance segments. My work spans portfolio optimization, credit risk analytics, customer analytics, LTV, and fraud detection strategies, ECL, using advanced machine learning and AI. Key achievements include: Leading the development of robust underwriting models that balance risk and reward for optimal lending decisions. Building and validating scorecards across multiple credit segments, from application to collection and recovery. Demand Forecasting Model - Reduced costs, avoid stockouts, or overstock scenarios , improve customer satisfaction with availability of preferred products match in accordance to demand at targeted times. Propensity Models for tailor- made profuct offerings to customers. Spearheading fraud detection and AML model development to protect against financial crimes. Driving data-driven strategies for cross-sell, renewals, and collections. With expertise in Python, SQL, R and machine learning, I provide strategic leadership in transforming financial services through advanced analytics and AI, fostering innovation, and driving business growth. I’m passionate about leveraging technology to drive change in credit risk and financial decision-making. Let’s connect to explore how I can bring strategic, data-driven solutions to your business. Email - datasagar11@gmail.com

Stackforce AI infers this person is a Data Science Leader in Fintech specializing in credit risk and analytics.

Location: South Mumbai, Maharashtra, India

Experience: 9 yrs 3 mos