Nov 2020 – Dec 2021 · 1 yr 1 mo

Jun 2018 – Oct 2020 · 2 yrs 4 mos

• Working in the Business Lending Team of Paytm and helping in the setting up of Digital Lending by scoping the potential base, based on the credit decisions made using the transaction pattern of the customers on the Paytm App, and other concentration variables helpful in analyzing the customer behavior.
• Identifying the potential customers for Digital Loans based on their risk assessment, using customer characteristic parameters and building a model using tools like Hive, SQL, Teradata, and basic R.

Oct 2017 – Jun 2018 · 8 mos · Gurgaon, India

• Worked as a Senior Business Analyst in the Retail Risk and Decision Analytics team.
• I have designed Credit Risk strategies (credit facilities, Pricing, CDA's) and Credit Risk Scoring modules (Decision tables, scorecards and functions module) for Barclay's UK Retail business using FICO's Customer Management, and TRIAD (PCTMS and Blaze).
• Analyzing the risk impacts in terms of challenger and champion strategies using Excel Macros, Base SAS and Mainframe technology and generate the stakeholder acceptance reports showcasing the volume shift.
• Having good knowledge of analyzing the databases, business forecasting skills, and well trained in agile methodologies.

Mar 2016 – Oct 2017 · 1 yr 7 mos · Gurgaon, India

Oct 2014 – Mar 2016 · 1 yr 5 mos · Gurgaon, India

• Have deployed tools to capture, transform, analyze and store terabytes of structured and unstructured data, for analyzing the business needs by collaborating with the stakeholders.