Dec 2020 – May 2022 · 1 yr 5 mos

• In the capacity of the Chief Digital Officer (CDO), Vaibhav was responsible to run the Digital Banking P&L with primary ownership of Payment products, Liability & Asset product distribution on B2B2C model and through digital channels. During his tenure he launched India's fastest growing Neobank 'NiyoX' along with few other Fintech programs such as FREOSave, Groww, FD on GPay, Open amongst others, . He launched the 1st FASTag led truck parking terminal at Khalapur. He conceived 'Equitech', a Fintech Accelerator that saw participation from 125 Fintech startups and a stellar line-up of mentors.
• He launched the new mobile banking for the bank during his tenure and carried out digital transformation across Asset products to embed new age tech along with traditional lending. He also oversaw the acquisitions, growth, partner management and product management. He developed digital CASA & FD riding on video KYC, digital lending and the Insurtech platforms.

Nov 2014 – Dec 2020 · 6 yrs 1 mo · Mumbai Area, India

• Vaibhav joined the bank towards the end of 2014, he led the Bank's Banking Correspondent business and helped it scaled to 1 million+ agents. The primary products distributed were domestic remittance, AEPS & micro ATM driven Cash out and BBPS driven bill payments. He setup the industry's first dedicated Digital Banking Sales & Business team back in 2016. As a part of that he created custom digital solutions to cater to various customer segments such as startups, corporates, MNCs, co-operative banks and Government. His solutions were designed for B2C, B2B as well as B2B2C across all payment products such as UPI, Prepaid (cards, wallets), Transit, API banking, digital lending etc. and were rendered through mobile app.
• During his 6 year tenure he was responsible for driving new business revenue for the bank on the digital banking side. He worked with many Fintechs during his tenure to see through their requirements and provide them with custom solutions meeting their requirements.

Oct 2013 – Nov 2014 · 1 yr 1 mo · Mumbai / Pune

• Post his tenure with ItzCash, Vaibhav wanted to experiment with startups and setup his own startup 'The Good Food People' on a cloud kitchen model. He also joined another startup as a founding member for the cards section 'Artha Payments'. Both these tenures were short term tenures and ran in parallel.

Mar 2012 – Oct 2013 · 1 yr 7 mos · Mumbai Area, India

Apr 2007 – Mar 2012 · 4 yrs 11 mos · Mumbai Area, India

• During his 5 year stint with Glodyne, Vaibhav donned multiple hats. He played the role of PreSales lead to Business Development lead and finally was leading the Business Consulting business. He worked on many turnkey projects and was responsible for many custom solutions that were given to various clients. He was responsible to certain critical turnkey projects such as eShakti Bihar that involved Financial Inclusion of 4 million beneficiaries and involved developing a complex application, micro ATM, setting up state level data centre, setting up BC network, capturing biometric attendance, opening no frill Bank Account and their wage disbursement via BC agents. Due to the work done on the eShaki project, Glodyne was invited to launch Aadhaar and the first Aadhaar numbers were rolled out by their team.

Dec 2004 – Apr 2007 · 2 yrs 4 mos

Aug 2000 – Jul 2003 · 2 yrs 11 mos