Hunny Aggarwal

Business Development Executive

Gurugram, Haryana, India14 yrs 8 mos experience

Highly Stable

Key Highlights

Over 13 years of expertise in Real-Time Payments.
Proven ability to bridge technical and business teams.
Skilled in Agile methodologies and payment lifecycle management.

Stackforce AI infers this person is a Fintech expert with strong capabilities in payment solutions and business analysis.

Contact

hunny.agg1990@gmail.com LinkedIn

Skills

Core Skills

Business AnalysisPayments

Other Skills

SQLInstant PaymentsBankingBusiness AnalystComputer ScienceRequirements AnalysisSoftware RequirementsSystems AnalysisCommunicationTroubleshootingBusiness KnowledgeData ScientistPython (Programming Language)Machine LearningCore Banking

About

Experienced Business Analyst specializing in Payments with over 13 years of expertise in Real-Time Payments (like SIC5 IP, SEPA Insta, FED Now, TCS, SWISH, IPS, NPSS), SWIFT. I am adapted at gathering and analyzing business requirements, designing payment solutions, and ensuring regulatory compliance across global banking ecosystems. Proven ability to bridge the gap between technical teams and business stakeholders to deliver seamless, scalable, and secure payment processing solutions. Skilled in Agile methodologies, user story creation, and end-to-end payment lifecycle management, driving digital transformation and operational efficiency in financial institutions. * Real Time Payments (IMPS, SWISH, FPS, IPS, NPSS, FED Now, TCH, SIC5 IP, SEPA Insta) * SWIFT (Pacs.008, Pacs.009, Pacs.009COV, Camt.056, Pacs.004) * Local Fund Transfer * MASAV / ZAHAV (Israel Clearing) * Unitary And BULK Payments

Experience

14 yrs 8 mos

Total Experience

14 yrs 8 mos

Average Tenure

14 yrs 8 mos

Current Experience

Tata consultancy services

6 roles

Business Analyst

Jan 2020 – Present · 6 yrs 3 mos

Map user stories to deliver scope and business value of a given feature as defined by a Product Owner
Conduct detailed analysis for user stories and work closely with the development team to explain and elaborate stories
Ensure that the acceptance criteria are clearly and unambiguously stated
Support the team through development, providing domain expertise as required
Active participation is daily stand-ups
Agreeing and gaining sign off for business requirements with client or a Product Owner
Defining scope for each client implementation feature and setting acceptance criteria
Organizing and conducting client implementation feature kick-off walk through with delivery teams
Conducting demos for each delivered client implementation feature
Maintaining user story backlog for a given feature

SQLBusiness AnalysisPayments

Project Lead Developer

Promoted

Jan 2018 – Jan 2020 · 2 yrs

Developed and maintained robust server-side applications, ensuring high performance and responsiveness to front-end requests
Designed and implemented RESTful APIs to facilitate seamless communication between the client-side and server-side components
Collaborated with cross-functional teams to gather requirements and translate them into technical specifications
Optimized database queries and performance, ensuring efficient data retrieval and storage using SQL databases
Conducted code reviews and provided mentorship to junior developers, promoting adherence to coding standards and best practices
Participated in Agile/Scrum ceremonies, sprint planning, daily stand-ups, and retrospectives to enhance team collaboration
Integrated third-party services and APIs to enhance application functionality and improve user experience

Production Support Analyst

Nov 2015 – Apr 2017 · 1 yr 5 mos

Client Communication
Driving SIT, UAT, Dress Rehearsals
After Go-Live Production Support

Project Lead Developer

Promoted

Apr 2015 – Dec 2017 · 2 yrs 8 mos

Market Study
Conducted market study across different geographies like India, US, Europe, Middle East to understand instant payments
Developed Instant Payments functionality from scratch as per different geographical locations
Enhancing TCS BaNCS to make it market compliant with growing real rime payments needs
Development Of Instant Payments for TCS BaNCS Product
SME + Module Lead for Instant Payment Solution • Framework development for TCS BaNCS from scratch • Credit Transfers, Request-To-Pay, Request for Cancellation • Centralized Alias Management
Support of multiple Instant Payment schemes
IMPS (India), IPS (Bahrain), SCT Insta (Europe), FED Now (US)

SQLInstant PaymentsPaymentsBusiness Analysis