Aparna Bihany — Business Development Manager
I am a leader in the BFSI sector, passionate about driving financial inclusion and building scalable, high-impact businesses. Over the past 22 years, I have led teams, built and expanded portfolios across lending and financial services in the MSME and Consumer domain A Chartered Accountant and Delhi University B.Com topper, I began my career in audit, taxation, and project finance before entering the BFSI with ICICI Bank for setting up their MSME business in Rajasthan which later got extended to Agri Lending and expanded across four states in North India. At IndusInd Bank, I led credit and risk underwriting for Supply Chain Finance and Trade Finance, followed by Clix Capital, where I transitioned to Product and Business leadership, managing an unsecured lending portfolio of ₹3,000 Cr+. Later, at Paytm, I led the cross-sell of financial services. Today, at Stashfin, I lead the lending vertical, driving innovation, strategic growth, and financial inclusion. I thrive on challenging targets, and pushing boundaries is what fuels me. At every organization, I have scaled businesses successfully, and building and growing businesses remains my core passion. With experience managing 1,500+ professionals, I take pride in nurturing talent and empowering future leaders. Coming from a business family, I have an innate drive for entrepreneurship and scaling enterprises. I love meeting new people, traveling, and exploring cultures—because learning never stops.
Stackforce AI infers this person is a Fintech leader with extensive experience in lending and financial services.
Location: Gurugram, Haryana, India
Experience: 22 yrs 10 mos
Career Highlights
- 22 years of leadership in BFSI sector.
- Expert in driving financial inclusion and scalable businesses.
- Managed teams of over 1,500 professionals.
Work Experience
Stashfin
Business & Growth Leader | NBFC & Lending Expert (1 yr 9 mos)
Paytm
Business Head - Cross Sell (6 mos)
Clix Capital
Business Head - SME Unsecured and Alliances (3 yrs 7 mos)
Head of Product - SME (1 yr 3 mos)
Head of Credit & Risk - Fintech Alliances & Supply Chain Finance (1 yr 6 mos)
IndusInd Bank
Deputy Vice President (BBG, SEG, Channel Finance and Trade Finance) (6 yrs 5 mos)
ICICI Bank Ltd
Senior Regional Credit Manager: - Rajasthan & Delhi (5 yrs 5 mos)
NAV Backoffice IT Solutions Pvt. Ltd
Account Executive (10 mos)
D.R. Mohnot & CO
Senior Associate (1 yr 9 mos)
Education
Diploma In Information and Systems Audit at The Institute of Chartered Accountants of India
Chartered Accountant at The Institute of Chartered Accountants of India
B.Com (Hons) at Delhi University
