Nikhil Kumar

Business Development Executive

Gurugram, Haryana, India9 yrs 3 mos experience

Key Highlights

  • 9+ years of experience in Finance leadership.
  • Proven track record in scaling P&Ls and optimizing capital.
  • Chartered Accountant with strong analytical decision-making.
Stackforce AI infers this person is a Fintech professional with expertise in Business Finance and FP&A.

Contact

Skills

Core Skills

Business FinanceFp&aBusiness StrategyP&l ManagementData AnalyticsStakeholder ManagementFinancial ReportingCommercial FinanceFinancial AnalysisStatutory Audit

Other Skills

Corporate FP&AFinancial PlanningAnnual Operating PlanGroup Financial ReportingCompetitive BenchmarkingPortfolio ManagementCentre of ExcellenceTeam LeadershipInvestor RelationsBudgeting and ForecastingCorporate Finance & StrategyControllershipDigital TransformationProject ManagementCXO Management

About

Growth-oriented Finance Leader with 9+ years of experience in Business Finance, FP&A, Business Strategy, P&L Management, and Digital Transformation across listed companies and high-growth startups. Proven track record of building finance functions, scaling P&Ls, optimizing capital and liquidity, and partnering with CXOs and investors. Chartered Accountant with strong analytics-driven decision-making approach across Fintech, BFSI and FMCG sector in retail and enterprise space (B2C / B2B) Keywords: Business Finance, Financial Planning & Analysis, Business Strategy, CXO Management, Project Management, Competitive Benchmarking, Portfolio Management, Centre of Excellence, Team Leadership, Investor Relations, Budgeting and Forecasting, Corporate Finance & Strategy, Controllership, Data Analytics, and Digital Transformation

Experience

9 yrs 3 mos
Total Experience
2 yrs
Average Tenure
1 yr 3 mos
Current Experience

Bharatpe

AVP - Business Finance and FP&A

Jan 2025Present · 1 yr 3 mos · Gurugram, Haryana, India · Hybrid

  • Leading Business Finance and FP&A vertical for TrillionLoans - NBFC of BharatPe
Corporate FP&ABusiness FinanceFP&A

Indusind bank

2 roles

Senior Manager - Strategy & Finance

Promoted

Apr 2023Jan 2025 · 1 yr 9 mos · Gurugram, Haryana, India

  • > Directed a team of 5 professionals and established the Digital Finance vertical from scratch, shaping and driving financial strategies for Fintech division's growth aligned with CEO’s vision
  • > Worked directly with Digital Banking Head on P&L management, by achieving a ~15% increase in profitability over two quarters by doing in-depth financial analysis and identifying cost-saving opportunities
  • > Led data analytics initiatives to create performance dashboards that tracked critical KPIs, enhanced visualization of key metrics for stakeholders
  • > Identified cost-saving opportunities in loyalty programme for INDIE App, by doing in-depth analysis, saved more than ~50 Lacs / month
  • > Worked directly with senior management on personal loan and credit card business, achieving a 15% increase in new customer acquisitions
  • > Analyzed customer behavior data to tailor marketing strategies and optimized customer lifecycle campaigns, which increased customer engagement by ~30% and reduced churn rate by ~15%
Business StrategyBusiness FinanceP&L Management

Manager - Strategy & Finance

Sep 2022Mar 2023 · 6 mos · Gurugram, Haryana, India

  • > Managed the preparation of Balance Sheet and P&L statements for the fintech division, monitored KPIs, and delivered actionable insights to senior management
  • > Prepared a business plan and financial strategy for launch of INDIE app and achieved Brand profitability within 1 year of launch
  • > Developed and executed a growth strategy in coordination with Data Science, Product, Marketing and Business heads that increased MRR for business loan disbursements by ~65%
  • > Collaborated with Partnership team to evaluate opportunities in Fintech Space which expanded our customer base by 30%. Notable deals include Direct Assignment with Navi and Onboarded PayTm for Personal loans
  • > Optimized marketing campaigns across multiple digital platforms, resulting in ~30% increase in ROI within first six months by implementing data-driven strategies and A/B testing methodologies
  • > Fast Track Promotion to Senior Manager within a year
P&L ManagementBusiness Strategy

The d. e. shaw group

Analyst

Dec 2019Sep 2022 · 2 yrs 9 mos · Gurugram, Haryana, India · Hybrid

  • > Led a cross-functional team of 12 in 3 locations (India, NewYork and HongKong), ranging from entry-level analyst to Vice presidents
  • > Finance Controller for NewYork, HongKong and Shanghai entities, effectively managed financial operations, ensuring compliance with regulatory standards
  • > Managed the working capital cycle for all management entities, implemented strategies to improve cash flows
  • > Collaborated closely with management to identify investor chargeable expenses, optimized cost for promoters
  • > Conducted comprehensive financial statement analysis of Banking and Financial Services sector, provided key insights to stakeholders
  • > Appraised with a rating of 4.5/5 for "Exceeding expectations"
Financial ReportingStakeholder Management

Pepsico

Industrial Analyst - Commercial Finance

Oct 2018Oct 2019 · 1 yr · Gurugram, Haryana, India · On-site

  • > Contributed to the preparation of Monthly Brand and Division P&L for Foods Division, aligned with strategic business objectives
  • > Participated in monthly financial reviews and provided key insights to senior management for resource allocation
  • > Assisted in Variance analysis to identify discrepancies between projected and actual financial performance
  • > Engaged in competitive analysis to benchmark performance against industry standards
Commercial FinanceAnnual Operating PlanFinancial Analysis

Grant thornton india llp

Analyst - Audit Assurance

Oct 2016Oct 2018 · 2 yrs · Gurugram, Haryana, India · On-site

  • > Executed Statutory Audits, Tax Audits, Group Reporting and Limited Review Engagements for various clients in line with applicable accounting standards (IGAAP, IndAS). Primarily covered Financial Services and FMCG industry
  • > Performed detailed financial statement analysis, identified discrepancies, and provided actionable recommendations to improve internal controls
  • > Ascertaining compliance with requirement of Companies Act, 2013 and other statutory laws applicable to Client
  • > Engaged in risk assessment procedures, evaluating client operations and identifying potential areas of financial risk. Notable clients included Aviva Life Insurance, Satin CreditCare, LT Foods and Affordable Housing Finance
  • > Awarded Best Trainee of the year in 2017
  • Was appraised with a rating of 4/5 for "Exceeding expectation" within the GT's systems and values.
Statutory AuditGroup Financial ReportingFinancial Reporting

Education

The Institute of Chartered Accountants of India

CA — Investments and Securities

The CFA Institute

CFA Level 1

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