Rishu Garg — Co-Founder
When you’re paying from your pocket to buy your dream home, why should you pay higher interest rates, chase agents to get your loan approved, or wait forever for the funds to reach the builder? At Credit Dharma, we’re changing the home loan process in India. We’re helping you • get the loan faster • avail lower interest rates • protect yourself from loan fraud and mistakes Hey, I'm Rishu 👋 I grew up in Jaipur, a tier-2 city in Rajasthan, surrounded by traditional Marwari businesspeople. From them, I learned the art of business. Then I went to BITS-Pilani, where I spent the 4 most golden years of my life that taught me resilience, grit, a never-die-attitude and out-of-the-box thinking. I worked at some fantastic startups like Swiggy, Tapzo, and Urban Company. Then, I co-founded India's first and cheapest UPI-based POS solution for offline merchants, which was later acquired by Google. After that, I joined Groww as the first product manager and built the fastest and the most delightful user onboarding experience (KYC) in the country. My love for creating elegant things that solve problems and delight people brought me back to entrepreneurship. Now, I’m building Credit Dharma with my amazing co-founder Akul to solve housing finance problems for the next one million Indians 🏠 If you’re keen to be a part of this mission, hit me up. 𝐀𝐥𝐬𝐨, 𝐢𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐚 𝐡𝐨𝐦𝐞 𝐥𝐨𝐚𝐧 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬, 𝐜𝐡𝐞𝐜𝐤 𝐨𝐮𝐭 𝐰𝐰𝐰.𝐜𝐫𝐞𝐝𝐢𝐭𝐝𝐡𝐚𝐫𝐦𝐚.𝐢𝐧
Stackforce AI infers this person is a Fintech entrepreneur with extensive experience in product management and startup development.
Location: Bengaluru, Karnataka, India
Experience: 12 yrs 1 mo
Career Highlights
- Co-founded India's first UPI-based POS solution acquired by Google.
- Built the fastest user onboarding experience in India's fintech sector.
- Led product management at Groww, scaling from 1k to 1 million investors.
Work Experience
Credit Dharma
Co-founder & CEO (5 yrs 3 mos)
Groww, India
Product (2 yrs 7 mos)
Tapzo (Acquired by Amazon)
Product Manager (5 mos)
Payment Startup (Acquired by Google)
Co-Founder (1 yr)
Swiggy
Strategy (11 mos)
Happily Unmarried Marketing Pvt. Ltd.
Product Management (1 mo)
Urban Company
Business Development (2 mos)
Haptik Inc
Product Management Intern (2 mos)
Wall Street Club BITS Goa
Member (9 mos)
Center for Entrepreneurial Leadership, BITS Pilani (CELBITS)
Member (2 yrs 9 mos)
Education
W21 - Dropout at Y Combinator
at Birla Institute of Technology and Science, Pilani
