Ravendra Kumar Singh

CTO

Gurugram, Haryana, India19 yrs 6 mos experience
AI Enabled

Key Highlights

  • Led digital transformation initiatives across multiple organizations.
  • Pioneered technology organization at Univo, scaling a unified platform.
  • Expert in FinTech, driving secure payment solutions.
Stackforce AI infers this person is a Fintech and EdTech expert with strong capabilities in digital transformation and platform modernization.

Contact

Skills

Core Skills

Ai & Automation LeadershipDigital Transformation StrategyPayment SystemsMicroservicesWeb DevelopmentProduct EngineeringCore BankingSoftware Project ManagementTeam Management

Other Skills

Workflow Automation & AI: Zapier, Make.com, n8nChatGPT APILead GenerationAPI DevelopmentStakeholder ManagementProduct & TechnologyProduct & Engineering LeadershipRevenue Growth & Business PerformanceAgileScrum & Hybrid GovernanceRegulatory ComplianceFront-End DevelopmentScalable Systems & Microservices ArchitectureTechnology & Platform ModernizationSocial Marketing Fulfillment

About

Visionary Technology & Product Leader with 19 years of experience architecting and scaling high-performance, secure platforms across FinTech, EdTech, and Media. CTO & Head of Engineering with a track record of leading 50+ member tech teams, driving digital transformation, AI-led automation, and platform modernization across multiple organizations. FinTech & Payments Expert: Directed engineering at BillDesk and Paytm, re-architecting payment gateways, building core banking systems handling 10M+ transactions/day, and ensuring PCI DSS and regulatory compliance. Platform Innovation & Low-Code/No-Code Solutions: Spearheaded development of enterprise platforms, LMS solutions, and automated workflows, enabling seamless integrations and enhanced operational efficiency. Revenue & Operational Optimizer: At Univo, optimized CRM, payment flows, and call center operations to reduce lead-to-sale cycles by 33% and increase sales team productivity by 1.5x. Enterprise Architecture & Cloud Specialist: Delivered microservices-based, cloud-scalable systems, implementing data warehouses, analytics dashboards, and AI-driven automation for smarter decision-making. Stakeholder-Centric Change Leader: Expert in vendor management, strategic planning, and cross-functional collaboration, aligning technology initiatives with business objectives. šŸ’» My Technical Arsenal: Programming & Frameworks: Java (Core & Advanced), Spring Framework, Spring Boot, Spring Cloud, Netflix Stack; Node.js, React.js, Next.js, Microservices Databases & Analytics: Oracle, MySQL, MongoDB, PostgreSQL, Microsoft SQL Server; Redshift, Power BI, Elasticsearch, Redis Cloud & Infrastructure: AWS Services, Lambda, API Gateway; Cloud Architecture, Scalable System Design Messaging & Integration: IBM MQ, Kafka, RabbitMQ; API Integrations, Webhooks Workflow Automation & AI: Zapier, Make.com, n8n; OpenAI Assistant API DevOps & Monitoring: CI/CD Pipelines, Test Automation, Application & Infrastructure Monitoring, Log & Metric Analysis Enterprise & Third-Party Solutions: CRM: LeadSquared Call Center Solution: Ameyo, MCube, CloudConnect Banking: Finacle CBS 🌟 What Drives Me: I am deeply passionate about innovation and believe in transforming ideas into reality. My approach centers around creating value, solving complex challenges, and driving positive change through technology. Let's connect and explore how our shared enthusiasm for innovation and technology can lead to exciting opportunities.

Experience

19 yrs 6 mos
Total Experience
2 yrs 4 mos
Average Tenure
4 mos
Current Experience

Tata aig general insurance company limited

Head - Engineering & Architecture

Jan 2026 – Present Ā· 4 mos Ā· Gurugram, Haryana, India

Niyava technologies

Co-Founder

Apr 2025 – Jan 2026 Ā· 9 mos Ā· Noida Ā· On-site

Univo education

Chief Technology Officer

Mar 2024 – Mar 2025 Ā· 1 yr Ā· Noida Ā· On-site

  • In my role as the first CTO at Univo, I pioneered the technology organization and successfully scaled a unified platform. I led enterprise-wide digital transformation initiatives across operations, CRM, telephony, and data systems. My focus on optimizing payment flows resulted in a 33% reduction in lead-to-sale cycles, while AI-driven automation enhanced sales team productivity by 1.5 times. I also ensured the security of enterprise data through encryption and compliance with the DPDP Act, and I managed the migration of a large call center and CRM users to an optimized infrastructure.
  • Achievements: I introduced a Quality Bot that scaled call audits from 30% to 100%, leading to a 2% increase in sales. Additionally, I launched enterprise data governance policies and predictive analytics dashboards, which provided real-time visibility for leadership and enabled smarter decision-making. I successfully led a 70+ member cross-functional team, driving significant change management initiatives for CRM, data, and infrastructure modernization.
Workflow Automation & AI: Zapier, Make.com, n8nChatGPT APILead GenerationAPI DevelopmentAI & Automation LeadershipStakeholder Management+15

Billdesk

Head of Engineering

Jun 2021 – Mar 2024 Ā· 2 yrs 9 mos Ā· Mumbai, Maharashtra, India Ā· On-site

  • As Head of Engineering at BillDesk, I directed the engineering and technology strategy, leading a team of over 40 members to deliver secure and scalable payment solutions. I re-architected the reconciliation and settlement system of the BillDesk Payment Gateway, significantly enhancing its performance and scalability. My leadership in developing the EasyTax and BillDesk Collect platforms enabled low-code/no-code integrations and automation, supporting over 35 banks. I also drove the adoption of microservices architecture, which improved transaction processing speeds and ensured compliance with PCI DSS.
  • Achievements: I collaborated with various teams to launch innovative solutions that strengthened our fraud prevention and security posture. My efforts in managing vendor relationships and building a high-performing engineering organization focused on reliability and innovation were instrumental in our success.
Workflow Automation & AI: Zapier, Make.com, n8nChatGPT APIOracle DatabaseMessaging & Integration: IBM MQ, Kafka, RabbitMQAPI IntegrationsWebhooks+29

Ht media group

Director Of Engineering

Feb 2020 – May 2021 Ā· 1 yr 3 mos Ā· New Delhi, Delhi, India

  • In my role as Director of Engineering, I led the engineering efforts for web, mobile, and CMS platforms across HT Media properties. I transformed hindustantimes.com into a responsive, high-traffic site and successfully migrated over 2 million articles and 8 million images to an in-house CMS, significantly boosting platform performance. I managed operations for multiple high-traffic properties, including Hindustan Times and Livemint, optimizing their digital reach.
  • Achievements: I launched new products such as HT Games and e-paper services, contributing to the overall growth and engagement of our digital platforms.
Oracle DatabaseMessaging & Integration: IBM MQ, Kafka, RabbitMQAPI IntegrationsWebhooksSpring BootCore Java+33

Paytm

Senior Engineering Manager

Apr 2016 – Feb 2020 Ā· 3 yrs 10 mos Ā· Noida Ā· On-site

  • I founded and scaled the Core Banking division, delivering high-volume transaction systems and ensuring regulatory integrations. I built an account opening system capable of handling 1 million accounts per day and led a 24x7 engineering team of over 20 members, scaling the core banking team to more than 50 engineers. My role involved acting as a Subject Matter Expert and Solution Architect, successfully completing multiple RBI audits with full compliance.
  • Achievements: I was a founding member of the Paytm Payments Bank setup task force, contributing to the establishment of a robust banking infrastructure.
Messaging & Integration: IBM MQ, Kafka, RabbitMQAPI IntegrationsWebhooksSpring BootCore JavaRabbitMQ+31

Infosys

Technology Lead

Dec 2010 – Apr 2016 Ā· 5 yrs 4 mos Ā· Chandigarh, India Ā· On-site

  • In my capacity as Technology Lead at Infosys, I led core banking transformation projects across the APAC region, including significant projects for PNB India and DBS Singapore. I was responsible for delivering enterprise banking solutions, process automation, and regulatory-compliant system integrations that enhanced operational efficiency and customer satisfaction.
  • Achievements: My contributions were pivotal in transforming banking operations and ensuring compliance with regulatory standards across multiple regions.
Core JavaSQLCore BankingSoftware Project ManagementRegulatory ComplianceWeb Applications+3

E nxt - a tata enterprise

Assistant Manager

Aug 2008 – Dec 2010 Ā· 2 yrs 4 mos Ā· Mumbai, Maharashtra, India

  • Streamlined client engagements, improving overall customer experiences.
  • Developed and implemented a user-friendly self-service portal to enhance client interactions and empower customers.
Oracle DatabaseCore JavaSQLJavaScriptSoftware Project ManagementTeam Management+2

Tata technologies

Solutions Developer

Aug 2006 – Jul 2008 Ā· 1 yr 11 mos Ā· Pune City

  • Contributed to web application development projects.
Oracle DatabaseCore JavaSQLJavaScriptSoftware Project ManagementOrganizational & Change Management

Education

Indian Institute of Management Ahmedabad

EEP - AGMP

Feb 2021 – Mar 2022

Dr. A.P.J. Abdul Kalam Technical University

Bachelor of Technology - BTech — Computer Engineering

Jawahar Navodaya Vidyalaya - JNV

10+2 — Mathematics

Jawahar Navodaya Vidyalaya - JNV

12th — PCM

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