yogesh bhosale

Operations Associate

Pune, Maharashtra, India12 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in KYC and Risk Management.
Proven track record in merchant onboarding.
Strong analytical skills with attention to detail.

Stackforce AI infers this person is a Fintech professional specializing in risk management and merchant onboarding.

Contact

Skills

Core Skills

Risk ManagementKyc ManagementDispute ManagementMerchant Onboarding

Other Skills

KYCRisk AnalysisTeam ManagementBankingException handlingVendor managementCustomer disputesRBI Regulatory reportingApplication processingATM monitoringComplianceData trackingMicrosoft ExcelTeamworkMicrosoft Office

About

I am a conscientious person who works hard and pays attention to detail. I'm flexible, quick to pick up new skills and eager to learn from others. I also have lots of ideas and enthusiasm which could be helpful in process improving I have my expertise knowledge in the field Merchant Onboarding ,Banking Relationship, KYC Management, Payment Processing, Dispute Management, Risk Management etc

Experience

12 yrs 2 mos

Total Experience

3 yrs

Average Tenure

4 yrs 11 mos

Current Experience

Hdfc bank

Senior Manager

Jun 2021 – Present · 4 yrs 11 mos · Mumbai, Maharashtra, India

KYCRisk AnalysisTeam ManagementBankingRisk ManagementKYC Management

Indusind bank

Associate Manager

Nov 2018 – May 2021 · 2 yrs 6 mos · Mumbai Metropolitan Region

Associate Manager-ATM/PoS Operations
➜ Exception handling, Vendor management and coordination for any issues in Recon reports
➜ Effectively manage customer disputes, internal MIS, Queries from various department
➜ ATM monitoring and working towards ATM uptime improvement
➜ RBI Regulatory reporting’s and handing audit queries on quarterly basis
➜ Calculating and creating invoice for White labels ATM’s on monthly basis.
➜ Mentor and develop merchant KYC and on boarding team and ensure optimum TAT of application processing
➜ Manage response to Pre & Post sourcing application related queries/ complaints raised by various channels on email or phone

Exception handlingVendor managementCustomer disputesRBI Regulatory reportingKYCApplication processing+2

Paytm

Agency Manager

Feb 2017 – Oct 2018 · 1 yr 8 mos · Pune/Pimpri-Chinchwad Area

Citrus pay

Senior Executive merchant onboarding

Dec 2013 – Jan 2017 · 3 yrs 1 mo · Pune

Responsible for handling merchant on-boarding task as a team
Pre-verification of application form, KYC, Financials as per check list.
Review Merchant application to ensure that they comply to the legal policies.
Find discrepancies in the Merchant documentation and do follow up for resolving them.
To screen Merchant website in order check/find fraud or fake data.
To ensure compliance are taken care for website and documentation within TAT.
Work in close co-ordination with sales, operations, and risk team and being one point of contact for them
Continuous co-ordinate with the partner banks for making the merchant account live on all platforms Debit/Credit cards, Net-banking and wallets
Maintain records of data and track on daily transactions for all live merchants
Code Testing before assigning the PG to particular merchant.
Making merchant account Live and PG activation.