Monica Kaushik

Associate Consultant

Bengaluru, Karnataka, India7 yrs 5 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Strong background in Risk Management and Financial Analysis.
Hands-on experience in credit assessment at ANZ Bank.
Motivated to expand knowledge in business areas.

Stackforce AI infers this person is a Fintech professional with expertise in risk management and credit analysis.

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Skills

Core Skills

Risk AssessmentCredit Analysis

Other Skills

Analytical SkillsFinancial Statement AnalysisAccounting

About

Through my experience, I have discovered my interests in Risk Management, Financial Statement Analysis, Economics and Risk Assessment. I am highly motivated to continue to learn more about these areas while also enhancing my understanding of various other areas of a business. I was fortunate enough to have the opportunity to work at ANZ Bank, where I learned from amazing mentors and professionals, which allowed me to gain real work experience that left an impact.

Experience

7 yrs 5 mos

Total Experience

3 yrs 8 mos

Average Tenure

6 yrs 4 mos

Current Experience

Anz

2 roles

Discovery & Mining Analyst

Aug 2023 – Present · 2 yrs 9 mos

Credit Assessment Officer

Jan 2020 – Aug 2023 · 3 yrs 7 mos

Assess the creditworthiness of individuals and firms, and perform risk analyses of various
types of lending proposals from straightforward to complex portfolios.
Prepare reports based upon their findings to help make decisions on lending and
creditworthiness.
Utilized credit data and financial statements to determine the degree of risk involved in
extending credit or lending money.
Ensuring that credit exposures arising from both lending and trading activities are kept
within the institute's credit risk limits..

Analytical SkillsRisk AssessmentCredit Analysis