Praveen Kumar

Software Engineer

Delhi, India11 yrs 1 mo experience

Most Likely To SwitchHighly Stable

Key Highlights

Architected high-concurrency systems at scale.
Led teams to deliver technical roadmaps for aggressive growth.
Specialized in building resilient financial ecosystems.

Stackforce AI infers this person is a Fintech expert with a strong focus on high-performance systems and AI integration.

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Skills

Core Skills

LendingDistributed SystemsCross-border TransactionsMicroservicesApi DevelopmentFull Stack Development

Other Skills

Monitoring ServicesJavaRedisPerformance EngineeringSalesforceGoogle APITechnology RoadmappingDigital AuthenticationLegacy ModernizationSaaS DevelopmentComputer Science EducationContinuous MonitoringCash Flow LendingCore CompetencesOperational Excellence

About

Strategic Engineering Leader with 10+ years of experience architecting high-concurrency systems at scale (PhonePe, PayPal, Paytm). I specialise in building resilient financial ecosystems, from global cryptocurrency orchestration to high-volume lending platforms managing ₹500Cr+ in disbursements. Currently, I am focused on the intersection of Fintech and AI, leveraging AI Agentic Systems and LLMs to drive developer velocity and optimise system reliability. I enjoy leading high-performing teams to deliver technical roadmaps that align with aggressive business growth.

Experience

11 yrs 1 mo

Total Experience

2 yrs 2 mos

Average Tenure

3 yrs 7 mos

Current Experience

Phonepe

Lead Software Engineer

Oct 2022 – Present · 3 yrs 7 mos · Bengaluru, Karnataka, India · On-site

Business Scale: Orchestrated the Lending LMS for over 2.7 lac loans totaling ₹500 crore, ensuring reliability across daily computations and repayment cycles.
Lending Integration: Scaled the partner integration layer to support 6 major NBFC lenders (ABFL, Muthoot, PayU), facilitating seamless data exchange and automated loan fulfillment.
Financial Operations: Designed high-accuracy computation engines for loan demand and repayment ledgers, managing complex financial state transitions at merchant scale.

LendingMonitoring ServicesDistributed SystemsJavaMicroservices

Paypal

SDE 3

Sep 2020 – Oct 2022 · 2 yrs 1 mo · Bengaluru, Karnataka, India

Global Product Launch: Directed the technical team of 8 to launch PayPal’s Cryptocurrency services in the UK, architecting the buy/sell/hold engine for major assets like BTC and ETH.
Complex Orchestration: Developed a high-availability orchestration layer integrating with Paxos and internal pricing/payment services, securing cross-border crypto transactions.
High-Performance Systems: Leveraged Redis and Java-based microservices to maintain sub-second latency for price alerts and real-time asset conversions.

JavaMicroservicesCross-border TransactionsRedis

Paytm

Senior Software Engineer

Oct 2018 – Aug 2020 · 1 yr 10 mos · Noida, Uttar Pradesh, India

Scale & Ownership: Managed the end-to-end technical ownership of the Digital Order Fulfillment engine (Deals & Gift Cards), ensuring the reliable delivery of 400,000+ daily orders.
System Integration: Architected and integrated secure API gateways for global merchants (including Google Play), implementing robust OAuth and IP-whitelisting protocols to expand the product ecosystem.
Platform Orchestration: Expertly navigated Paytm’s microservices landscape (Wallet, Inventory, Catalog) to design seamless service-to-service communication for complex order lifecycles.
Performance Engineering: Led stress and load testing initiatives to identify bottlenecks, significantly improving TPS to maintain system stability during peak traffic.
Full Lifecycle Management: Engineered automated modules for invoice generation and multi-channel delivery (Email/SMS), reducing manual intervention and improving fulfillment accuracy.

API DevelopmentMicroservicesPerformance Engineering

Axtria - ingenious insights

Senior Software Engineer

Jun 2015 – Oct 2018 · 3 yrs 4 mos · Gurgaon, India

Axtria SalesIQ, Product Development: A cloud-based sales planning and operations platform for Pharma domain that delivers field productivity and effectiveness for more than 30,000 reps globally.
Worked as a full stack developer in three different modules Alignment, Roster, and call-plan with primary focus on the backend.
Technologies used - Lightning, Apex and core Java, Visualforce, Jquery, Javascript, apex trigger, batch.
Axtria SalesIQ is one of the global leading applications in the pharma sales domain with fortune 500 clients. Notable clients: Shire, Intarcia, Az-Global, Otsuka, etc.

JavaSalesforceFull Stack Development