Margam Rohith Kumar

Associate Consultant

Bengaluru, Karnataka, India2 yrs 3 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Expert in designing data-driven risk models.
  • Strong foundation in Data Science and Risk Analytics.
  • Passionate about financial resilience in the MSME sector.
Stackforce AI infers this person is a Fintech Risk Analytics expert with a strong data science background.

Contact

Skills

Core Skills

Risk AnalyticsRisk Modeling

Other Skills

Portfolio Risk AnalyticsLoss ForecastingPolitical Risk AnalysisCredit RiskSQLMicrosoft ExcelStatisticsBERT (Language Model)TransformersData SciencePredictive AnalyticsEDATableauMySQLScikit-Learn

About

Risk Analytics professional with a Master’s in Data Science & Analytics from the Indian Institute of Information Technology, Allahabad. Currently serving as a Risk Analyst within the Risk Analytics team of a NBFC, where I specialize in designing and implementing data-driven risk models to support credit decision-making and manage portfolio risk. My expertise spans the full lifecycle of risk analytics: developing predictive models, assessing credit risk, analyzing portfolio trends, and supporting collections strategies. By leveraging machine learning and statistical methods, I help drive insights that enhance our understanding of risk and inform lending policies, ensuring a balanced approach to growth and risk management. With a strong foundation in both Data Science and Risk Analytics, I am passionate about contributing to solutions that support financial resilience and responsible lending, particularly within the dynamic MSME sector in India.

Experience

2 yrs 3 mos
Total Experience
1 yr 10 mos
Average Tenure
5 mos
Current Experience

Credit saison india

2 roles

Senior Associate - Consumer Risk

Promoted

Apr 2026Present · 1 mo · Bengaluru

Analyst - Consumer Risk

Nov 2025Mar 2026 · 4 mos · Bengaluru

Protium

2 roles

Data Scientist

Jan 2024Nov 2025 · 1 yr 10 mos

  • Worked on Portfolio Risk Analytics, Portfolio Loss Forecasting using Rollrates (Markov chains) and Collections Models
Risk AnalyticsRisk Modeling

Data Science Intern

Jun 2023Dec 2023 · 6 mos

Indian institute of information technology allahabad

Teaching Assistant

Aug 2022May 2023 · 9 mos · Prayagraj, Uttar Pradesh, India

Education

Indian Institute Of Information Technology Allahabad

Master of Technology - MTech — Data Science and Analytics

Dec 2021Dec 2023

Indian Institute of Technology, Kharagpur

Master of Technology - MTech — Rubber Technology

Jul 2021Dec 2021

RGUKT Basar

Bachelor of Technology - BTech — Mechanical Engineering

Jul 2017Jun 2021

RGUKT Basar

Pre University Course

Jul 2015Jun 2017

Good Morning Grammar School

Secondary School Certificate

Jun 2014Apr 2015

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