Subin Ramakrishnan

Business Development Executive

Bengaluru, Karnataka, India15 yrs 8 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 14+ years of experience in diverse sectors.
  • Achieved β‚Ή100+ crore in revenue growth.
  • Expert in data-driven decision-making and operational leadership.
Stackforce AI infers this person is a Fintech and E-commerce leader with strong operational and strategic expertise.

Contact

Skills

Core Skills

LeadershipOperations ManagementStrategic LeadershipLending Portfolio ManagementBusiness StrategySales ManagementTeam ManagementSaas ManagementBusiness DevelopmentMarketing ManagementSales StrategySales OperationsProduct ManagementCustomer Service ManagementCustomer Support Management

Other Skills

National Sales ManagementSenior AdministrationMulti-location ManagementData-driven Decision MakingCustomer Relationship Management (CRM)Regional MarketingDistrict ManagementCustomer AcquisitionRisk ManagementRevenue Cycle ManagementManagementCustomer Lifecycle ManagementProcess ImprovementTeam BuildingLaunch Experience

About

πŸ“Œ Seasoned Senior Regional Head with 14+ years of experience across fintech, e-commerce, lending, logistics, and telecom sectors. Proven ability in driving large-scale business growth, market expansion, and end-to-end P&L ownership. πŸ’Ό Expertise includes revenue generation, customer acquisition, credit risk analysis, and portfolio management. Demonstrated success in building high-performing teams, streamlining operations, and delivering consistent results β€” including β‚Ή100+ crore in revenue. πŸ“Š Strong focus on data-driven decision-making, leveraging CRM systems and analytics tools to enhance performance and customer experience. Known for strategic thinking, execution excellence, and operational leadership in fast-paced, competitive markets.

Experience

15 yrs 8 mos
Total Experience
2 yrs 7 mos
Average Tenure
6 yrs 3 mos
Current Experience

Khatabook

4 roles

Senior Regional Manager

Promoted

Jul 2025 – Present Β· 10 mos Β· On-site

  • Currently leading nationwide Video Verification operations at Khatabook, managing over 30 CR business monthly while driving a digital onboarding strategy focused on compliance, scalability, and customer trust.
  • I have built automation-driven frameworks that reduced TAT by 35%, designed fraud-control systems that lowered risk incidents by 25% in line with RBI regulations, and mentored a 200+ member pan-India team to achieve performance excellence.
  • By collaborating closely with Tech, Product, and Compliance teams, I have enabled seamless customer journeys, leveraging data and analytics to improve conversion rates by 20% and enhance quality scores. These initiatives have directly contributed to 40% business growth in Khatabook’s lending vertical through scalable and compliant verification models.
National Sales ManagementSenior AdministrationMulti-location ManagementLeadershipOperations Management

Senior Regional Head - Tamil Nadu

Promoted

Oct 2024 – Jul 2025 Β· 9 mos Β· On-site

  • πŸš€ I have been directly responsible for driving Strategic Leadership, achieving a remarkable 25% YoY growth in loan disbursals and achieving targets through meticulous Annual Business Plan execution and lending portfolio management. πŸ“ˆ Under my guidance, Revenue Growth soared with an 18% portfolio expansion, generating β‚Ή10+ crore in additional revenue across Tamil Nadu via innovative market strategies.
  • πŸ‘₯ I successfully led and mentored a Team of 25+ members, enhancing productivity by 30%. 🌍 Spearheaded Market Penetration, extending operations to 25+ rural regions, boosting loan disbursals by 40%, and acquiring 5,000+ borrowers through cutting-edge digital solutions.
  • πŸ’³ Merchant Acquisition was elevated by onboarding 1,500+ merchants, increasing lending penetration by 25% and driving revenue in crores and in transaction volumes. πŸ“‰ My Risk Management efforts reduced defaults by 5% using AI-driven strategies, while πŸ“Š Data-Driven Insights streamlined acquisition costs by 15% and improved loan approvals by 20%.
  • πŸ’‘ Through Cost Optimization, I achieved a 12% reduction in operational expenses via process automation and digital tools. βœ… Lastly, I ensured Regulatory Compliance with 100% adherence to RBI guidelines and corporate governance standards.
Senior AdministrationNational Sales ManagementMulti-location ManagementRegional MarketingDistrict ManagementStrategic Leadership+1

Regional Manager - Tamilandu

Nov 2022 – Oct 2024 Β· 1 yr 11 mos Β· On-site

  • In my role, I oversee the creation and execution of long-, medium-, and short-term sales strategies πŸ“Š, aimed at driving business growth πŸ“ˆ and meeting ambitious targets 🎯. I develop and implement strategies πŸ“ that support sustainable growth 🌱, directing operations 🏒 and resource allocation πŸ’Ό to ensure profitability πŸ’΅ and efficiency ⚑.
  • I work closely with teams across all levelsβ€”employees πŸ‘₯, managers πŸ‘¨β€πŸ’Ό, supervisors πŸ‘©β€πŸ’Ό, and clients πŸ€β€”to achieve shared objectives 🀝, while continuously monitoring and optimizing performance πŸ“ˆ. Key responsibilities include planning team meetings πŸ—“οΈ, conducting training sessions πŸ“š, supporting recruitment πŸ‘₯, and fostering a positive, productive culture 🌟.
  • I prioritize strong, trustworthy relationships 🀝 with clients and stakeholders πŸ’Ό, upholding corporate standards πŸ… and health protocols πŸ₯. Additionally, I conduct research πŸ”, prepare reports πŸ“‘, and present findings πŸ“Š to keep the team informed 🧠. I am committed to continuous learning πŸ“š, regularly attending industry training and workshops πŸŽ“, and I lead efforts to develop innovative strategies πŸ’‘ that enhance both client relationships ❀️ and business expansion 🌍.
Business StrategyData-driven Decision MakingRevenue Cycle ManagementManagementCustomer Lifecycle ManagementSales Management

City Manager - Coimbatore

Jan 2020 – Oct 2022 Β· 2 yrs 9 mos Β· On-site

  • In my role, I am responsible for driving growth πŸ“ˆ and efficiency ⚑ in both merchant acquisition and SaaS management. At Khatabook, I lead teams to achieve merchant acquisition targets 🎯, ensuring effective deployment, training, and support for merchants.
  • I also strategize on competition monitoring, response planning, and monetization πŸ’‘, contributing to leadership development, employee engagement, and organizational growth πŸ“Š. Collaborating with key departments such as Marketing and Customer Experience enhances our team’s alignment and impact.
  • At BizAnalyst, I work with IT, sourcing, and business stakeholders to manage and document SaaS applications and subscriptions across the organization πŸ“‘. This includes creating a transparent SaaS inventory πŸ“‹, establishing best practices for SaaS evaluation and governance, and tracking KPIs for usage and satisfaction.
  • I oversee the SaaS application life cycle πŸ”„, renewal planning, and collaborative evaluation to maximize ROI πŸ’°, ensuring all teams approach SaaS investments with a value-driven mindset. Additionally, I handle customer onboarding, account escalations, renewals, upsell campaigns πŸ“ˆ, periodic health checks, and customer advocacy, which helps drive long-term success and customer satisfaction 😊 across the organization.
Process ImprovementTeam BuildingLaunch ExperienceLeadershipTier 2Team Management+1

Jugnoo

City Manager

Sep 2016 – Jan 2020 Β· 3 yrs 4 mos Β· Coimbatore, Tamil Nadu, India

  • In my role, I collaborate closely with the sales executive team on forecasting and planning πŸ“Š, ensuring alignment with overall sales goals 🎯. This involves frequent travel ✈️ to support and oversee sales teams πŸ‘₯ and engage with clients 🀝. I focus on maximizing revenue πŸ’° from existing clients by prioritizing inquiries and quotes πŸ“‘ based on thorough analysis of the sales pipeline πŸ”. Additionally, I lead efforts to standardize evaluation processes πŸ”§, allowing us to efficiently prioritize high-impact opportunities πŸš€.
  • To support informed decision-making πŸ“ˆ, I monitor and distribute accurate sales reports πŸ“Š, ensuring timely intelligence πŸ•’ for the sales organization. Daily meetings πŸ“… with the sales team help us review pipeline status πŸ”„ and strategize on conversions πŸ”‘. Working with sales management, I identify areas for process improvement πŸ› οΈ and operational efficiency βš™οΈ, and I create work schedules πŸ—“οΈ, standardize procedures πŸ“, and coordinate workflow πŸ”„ to optimize performance πŸ“ˆ.
  • I also manage special projects 🎯 for the city πŸ™οΈ, overseeing the planning, implementation, and evaluation of initiatives πŸ› οΈ such as construction projects πŸ—οΈ, new program launches πŸŽ‰, and various professional services πŸ‘¨β€πŸ’Ό, to ensure effective project outcomes βœ”οΈ.
New Business DevelopmentDirect SalesRevenue & Profit GrowthE-CommercePublic SafetyCity Management+5

Askme.com

Deputy Manager Marketing

May 2016 – Sep 2016 Β· 4 mos Β· Coimbatore, Tamil Nadu, India

  • In my role, I lead Sales and Marketing activities πŸ“Š, focusing on planning πŸ“, forecasting πŸ“…, and executing effective sales strategies 🎯. My responsibilities include developing customer profiles πŸ‘₯ and analyzing industry trends πŸ“ˆ to align with team goals 🎯. I work on enhancing brand visibility and awareness 🌟 through ATL, BTL,marketing efforts πŸ“£, along with research πŸ”, competition mapping πŸ—ΊοΈ, and in-depth market analysis 🧠.
  • Additionally, I identify potential clients πŸ”‘ and implement innovative strategies πŸ’‘ to maximize revenue πŸ’΅ and streamline business processes βš™οΈ. Through these efforts, I aim to strengthen our market presence πŸ’Ό, drive growth πŸ“ˆ, and continuously improve our approach πŸ”„ to meet dynamic business objectives 🎯.
MarketingBusiness-to-Business (B2B)SalesMarketing StrategyNew Business DevelopmentMarketing Management+1

Aircel

2 roles

Senior Executive

Promoted

Jun 2014 – May 2016 Β· 1 yr 11 mos Β· Coimbatore, Tamil Nadu, India

  • In my role, I oversee the sales operations πŸ“Š for the company's mobile device business πŸ“±, partnering closely with the operator sales department 🀝 to drive increased sales volume πŸ“ˆ in this high-priority product area πŸš€. My responsibilities include developing formal business proposals πŸ“‘, delivering impactful presentations 🎀, and identifying customer needs πŸ§‘β€πŸ’Ό to align our product offerings with market demand πŸ“Š.
  • I manage provisioning βš™οΈ, installation πŸ”§, and configuration processes πŸ› οΈ to ensure smooth product delivery 🚚, while overseeing a designated territory 🌍 and building strong, lasting relationships with customers ❀️. Additionally, I create and implement tested strategies 🧠 and revenue-enhancing plans πŸ’‘, consistently aiming to elevate the company's revenue πŸ’΅ and market presence 🌟. Through targeted efforts, I contribute to the sustained growth 🌱 and success 🎯 of the mobile device business.
Customer Relationship Management (CRM)SalesProduct DevelopmentQuality AssuranceNew Business DevelopmentProduct Launch+4

Customer Service Specialist

Aug 2010 – Jul 2011 Β· 11 mos Β· Coimbatore, Tamil Nadu, India

  • In my role, I focus on identifying customer needs πŸ” and providing tailored solutions 🎯 to enhance their experience 😊. By recognizing opportunities for account up-sell πŸ“ˆ, I introduce additional services πŸ’‘ and explain new features 🌟 that bring added value πŸ’Ž. My responsibilities include clarifying information πŸ’¬, thoroughly researching each customer issue 🧠, and offering effective solutions πŸ’‘ or alternatives πŸ”„ to meet their specific requirements πŸ“‹. This approach helps to build stronger customer relationships 🀝 and drive service growth πŸš€.
Process ImprovementIVRCall Center AdministrationCustomer SupportInbound SalesCustomer Service+3

Vodafone

Senior Executive

Jul 2011 – Jun 2014 Β· 2 yrs 11 mos Β· Coimbatore, Tamil Nadu, India

  • In my role, I prioritize customer satisfaction 😊 by attentively addressing customer needs πŸ›οΈ, concerns πŸ—£οΈ, and queries ❓, ensuring each interaction leaves them with a positive experience ⭐. I am well-versed in the products displayed in-store 🏬 and maintain an updated customer database πŸ“š to support sales efforts πŸ’Ό. I handle staff πŸ‘₯ and customer issues βš–οΈ, from complaints 😑 to grievances 😀, serving as a model of professionalism πŸ§‘β€πŸ’Ό and high performance πŸ†.
  • Additionally, I am responsible for overseeing the store's profitability πŸ’° and target achievement 🎯. In managing the Credit and Collections department πŸ’³, I develop operational goals πŸ“ˆ, process invoices for timely payments ⏰, and handle billing πŸ’³ to ensure accurate and prompt payments πŸ’Έ. I manage delinquent accounts πŸ“‰, track customer contacts πŸ“ž, and coordinate payment plans πŸ’Ό to facilitate effective collections πŸ’³ and maintain company revenue πŸ’΅. My goal is to foster smooth, efficient operations βš™οΈ and uphold a standard of excellence πŸ… across all interactions and processes.
Customer RetentionSalesKey Account Acquisition & RetentionSales OperationsNew Business DevelopmentCustomer Service+4

Education

Indian Institute of Banking & Finance (IIBF)

Financial Debits Recovery

Dec 2024 – Jan 2025

RVS College of Engineering and Technology

Engineer's degree

Jan 2007 – Jan 2010

Asean Online Education AOE

Diploma of Education β€” Computer Systems Networking and Telecommunications

Jan 2019 – Jan 2020

Asean Online Education AOE

Skills For Speaking Effectively: The Art Of Speaking β€” The Art Of Speaking

Jan 2019 – Jan 2019

Asean Online Education AOE

Legal Studies Laws & Judicial System β€” Legal Studies and judici

Jan 2017 – Jan 2018

Asean Online Education AOE

Business Management & Entrepreneurship

Jan 2016 – Jan 2016

Tamil Nadu Open University, Chennai

Bachelor's degree β€” Computer/Information Technology Administration and Management

Jan 2012 – Jan 2015

Thiyagi N G Ramasamy Memorial Higher Secondary School

Secondary School of Education β€” Secondary School of Education

Jan 2007 – Jan 2007

Indian Institute of Banking & Finance (IIBF)

Financial Debits Recovery

Mar 2025 – Apr 2025

The Tamilnadu Dr.Ambedkar Law University

Polar Science

Jan 2025 – Jun 2025

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