Chinmay Vyas

Associate Consultant

Pune, Maharashtra, India6 yrs 4 mos experience

Key Highlights

Over 4 years of experience in Business Analysis.
Expertise in BFSI, lending, and insurance sectors.
Proficient in tools like JIRA, Confluence, and API testing.

Stackforce AI infers this person is a Fintech Business Analyst with strong expertise in product development and business analysis.

Contact

Skills

Core Skills

Business AnalysisProduct DevelopmentCredit Underwriting

Other Skills

Requirements AnalysisChange request analysisDocumentation managementUser story writingBacklog managementProduct CustomizationUser Acceptance TestingAPI integrationTechnical requirement clarificationCustomer SuccessService-Level Agreements (SLA)API integration managementCreating process diagramsUser StoriesFRD

About

As a Business Analyst, I collaborate with clients to understand their business processes, requirements, and challenges, and provide them with customized solutions that enhance their operational efficiency and customer experience. I also manage the end-to-end delivery of projects, from configuration and testing to deployment and support, ensuring quality and timely delivery. I have over 4 years of experience in Business Analysis, with a strong understanding of the BFSI,lending and insurance sector. I have successfully translated complex functional requirements into practical operational capabilities for various clients, ranging from banks to NBFCs to fintech startups. I have also demonstrated analytical, communication, and team-building skills, as well as proficiency in tools such as JIRA, confluence, Gitlab, Kibana, postman and eclipse for API testing. I hold a MBA degree from Symbiosis Centre for Management and Human Resource Development, where I learned the fundamentals of management and human resource development. I am passionate about leveraging technology and innovation to solve real-world problems and create value for customers and stakeholders.

Experience

6 yrs 4 mos

Total Experience

1 yr 6 mos

Average Tenure

Current Experience

Ebix technologies

Functional Consultant - Business Analyst

Dec 2024 – Jan 2026 · 1 yr 1 mo · Pune · On-site

At Ebixcash, I’ve been actively managing two LOS projects from a support and enhancement perspective — one for Doha Bank in Qatar focused on Staff Loan journey implementation, and the other for Family Bank in Kenya involving enhancements like Risk-Based Pricing, Sector Classification, and Risk Premium adjustments.
In the support and maintenance phase, I handle ongoing change requests, analyze enhancement requirements, coordinate with internal tech teams, and ensure timely delivery of CRs aligned with business objectives. I conduct impact analysis and ensure updated documentation is maintained for each release.
Parallelly, I’ve also been part of a new product development initiative for our LOS and LMS systems. During the planning and analysis phases, I played a key role in defining the MVP scope, breaking down epics into user stories, and creating a structured product backlog. I’ve authored over 350 user stories with clear acceptance criteria and worked with the Product Owner to groom and prioritize the backlog across multiple sprints.
Throughout the development lifecycle, I’ve participated in agile ceremonies—daily stand-ups, sprint planning, reviews—and collaborated closely with QA and development teams to ensure functionality is aligned with business needs.
This role involves strong skills in backlog management, user story writing, change request analysis, and cross-functional coordination, all within an Agile delivery framework.

Business AnalysisRequirements Analysis

Perfios

2 roles

Fintech Business Analyst

Promoted

Apr 2024 – Nov 2024 · 7 mos · Mumbai, Maharashtra, India · On-site

Project Narration: Quiklyz Car Leasing Platform
One of the key projects I worked on was the Quiklyz Car Leasing Platform for Mahindra Finance. The objective was to build a digital platform enabling seamless leasing and rental of vehicles through a Straight-Through Processing (STP) journey for loan approvals.
During the initiation phase, I collaborated with Mahindra’s Product Lead to understand the business objectives and gathered high-level requirements. I conducted multiple product demos to align stakeholder expectations with Perfios’ capabilities.
In the planning and analysis phase, I was responsible for preparing the Scope of Work (SOW), clarifying technical requirements with our Tech BA via GitLab, and documenting use cases and integration flows. I also managed user access and set up the UAT environment on our SaaS platform.
During the design and implementation phase, I acted as the Functional BA and single point of contact (SPOC), coordinating API integration for our Bank Statement Analyzer, TotalKYC, and Account Aggregator products. I worked closely with the development teams on both sides to customize the APIs, manage tickets via JIRA, and resolve issues through regular syncs and escalation handling.
For the testing phase, I created UAT test cases, supported client-side validation, and used Kibana to monitor test logs and troubleshoot errors.
Finally, during the deployment and go-live phase, I ensured successful end-to-end implementation, facilitated onsite visits, and supported client handover.
This project involved close collaboration with cross-functional teams and required strong stakeholder management, backlog grooming, and continuous engagement to ensure successful delivery and adoption of our API products into the Quiklyz ecosystem

Product CustomizationUser Acceptance TestingProduct Development

Associate Manager - BA

Jun 2023 – Mar 2024 · 9 mos · Mumbai, Maharashtra, India · On-site

Customer Success

Hdfc bank limited

2 roles

Assistant Manager - Business Analyst

May 2022 – Jun 2023 · 1 yr 1 mo · Pune, Maharashtra, India · On-site

Project Narration: LEAP 2.0
One of the significant projects I contributed to was LEAP 2.0, a credit underwriting platform aimed at reducing turnaround time for mortgage loan appraisals.
In the initiation and analysis phase, I collaborated with stakeholders including the Credit Hub Head and Operations team to gather detailed business requirements. I performed a comprehensive gap analysis between the existing Oracle LOS system and the envisioned LEAP 2.0 process to define the TO-BE state.
During the planning and design phase, I prepared BRDs and FRDs and translated requirements into a prioritized product backlog using JIRA and Confluence. I also created process diagrams using MS Visio to clearly define workflow and data flow across the 70+ screens of the platform.
Throughout the build and integration phase, I coordinated closely with external vendors like Perfios, Karza, and Finbox to manage API integration for banking analysis, fraud checks, and KYC. I worked alongside our Scrum team during sprint planning, daily stand-ups, and reviews, ensuring continuous alignment between technical deliverables and business expectations.
In the testing and deployment phases, I supported functional and UAT testing by validating integrations and business logic. I also facilitated end-user training sessions to ensure smooth adoption by credit and operations teams.
This project required strong stakeholder management, vendor coordination, backlog grooming, and agile documentation, ultimately contributing to faster and more efficient credit decisioning.

Credit UnderwritingService-Level Agreements (SLA)

Management Trainee - BA

Mar 2021 – Apr 2022 · 1 yr 1 mo · Pune, Maharashtra, India · On-site

User StoriesFRD

Ascent health

Summer Internship Project - Procurement

Apr 2020 – May 2020 · 1 mo · India

I worked on a project in the domain of procurement during two months of internship. The project helped me to understand basics of spend analysis, spend cube in procurement. I followed the DMAIC methodology of Lean Six Sigma for process & cost optimization in procurement of few materials. I also wokred on strategy formation for cost reduction and lead generation for new procurement options, PAN India.