Avijit Jain

CEO

India28 yrs 2 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Over 25 years in banking and financial services.
Led India's largest digital lending platform.
Expert in P&L and portfolio management.

Stackforce AI infers this person is a Fintech executive with extensive experience in digital lending and operational leadership.

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Skills

Core Skills

P&l ManagementProduct DevelopmentSales ManagementBusiness DevelopmentBusiness Relationship Management

Other Skills

Data IntelligenceCustomer Relationship ManagementRegulatory ComplianceProject ManagementCredit UnderwritingInstitutional SalesTeam ManagementBusiness Strategy

About

Accomplished senior management professional with over 25+ years of experience in banking, financial services, and digital lending both consumer and merchant. With a proven track record of delivering results and a keen understanding of business drivers, I am known to make impactful contributions to organizations and the broader financial service sector. Have established and grown new businesses through strategic planning and execution successfully delivering the organization goals and revenue objectives with outstanding capabilities in people and process management. Noteworthy skills encompass in P&L management, product and technology development, credit risk and operational risk management, sales & distribution management, data intelligence, lender relationship management, industry networking, customer relationship management, collections and a profound comprehension of regulatory compliance.

Experience

28 yrs 2 mos

Total Experience

5 yrs 7 mos

Average Tenure

6 yrs 7 mos

Current Experience

Paytm

SVP - Chief Operating Officer - Lending

Sep 2019 – Present · 6 yrs 7 mos · New Delhi, Delhi, India · On-site

As COO of retail lending and head of partnership and alliances, I lead the largest digital lending platform in India, with over 15 million consumer and merchants across segments and geographies disbursing average monthly volume of 4000 Crores.
I oversee strategic initiatives across compliance, sales and product management, distribution channels, and commercial arrangements with lending partners.
With a focus on comprehensive P&L and portfolio quality management through lending partnerships, I manage a diverse portfolio including BNPL, consumer and merchant loans, and secured lending. My responsibilities span the CLM of digital lending, from onboarding, growth, servicing, marketing, distribution, and collections.
A significant aspect of my role revolves around driving technology and digital transformation initiatives to enhance customer UI/UX and enable real time decision making.
I am deeply involved in creating and optimizing digital platforms that streamline processes and provide customers with seamless access to financial services. I mentor cross functional verticals in financial services.

P&L ManagementProduct DevelopmentSales ManagementData IntelligenceCustomer Relationship ManagementRegulatory Compliance

Hdfc bank

Senior Vice President - National Sales Head

May 2002 – Sep 2019 · 17 yrs 4 mos · New Delhi · On-site

During 17+years of stint with HDFC bank, have worked across various leadership roles in retail banking specializing in consumer and SMEs lending.
This included holistic management of product and policy, sales and marketing, credit underwriting, and collections. Have got significant exposure in managing large sized teams with 1000+ people spread across different geographies of India.
Have led digital transformation and technology usage initiatives leading to enhanced efficiencies and AUM of 20,000 Crores.

Project ManagementBusiness DevelopmentSales ManagementCredit Underwriting