Keshav Kumar

Operations Associate

Bihar, India4 yrs 4 mos experience

Key Highlights

Expert in internal auditing and regulatory compliance.
Proven track record in fraud investigations.
Strong commitment to organizational integrity and risk mitigation.

Stackforce AI infers this person is a Fintech Internal Audit Specialist with strong compliance and risk management expertise.

Contact

Skills

Core Skills

Internal AuditingRegulatory ComplianceFraud PreventionRisk ManagementFinancial Analysis

Other Skills

AuditingAccounting ManagementFraud InvestigationsTransaction MonitoringAML ComplianceFinancial Statement AuditingFinanceFinancial AuditsCompliance ReportingEmployee OrientationsOff-shore TeamsTeam BuildingEmployee LoyaltyTenacious Work EthicData Analytics

About

MBA Finance | Assistant Manager – Internal Audit | Risk & Compliance Professional A results-driven Internal Audit professional with hands-on experience in Midland Microfin Ltd. and ESAF Small Finance Bank, currently serving as Assistant Manager – Internal Audit at RBL Finserv. Skilled in ensuring regulatory compliance, identifying process gaps, and driving corrective actions to strengthen internal controls. Expertise includes scrutinizing financial records, evaluating branch operations, leading fraud investigations, and preparing comprehensive audit reports. Known for effective collaboration with branch managers and operational teams to resolve audit issues, enhance transparency, and improve operational efficiency. Currently pursuing an MBA in Finance from DY Patil University, gaining advanced knowledge in financial management, business risk, and risk mitigation strategies. Demonstrates a strong commitment to promoting organizational integrity, minimizing risks, and supporting a culture of compliance across the institution.

Experience

4 yrs 4 mos

Total Experience

1 yr 3 mos

Average Tenure

6 mos

Current Experience

Rbl finserve limited

Assistant Manager Internal Audit

Dec 2025 – Present · 6 mos · Samastipur · On-site

Evaluated internal audit processes by analyzing audit reports, identifying control deficiencies, and implementing corrective measures to ensure compliance with statutory and regulatory requirements.
Conducted detailed scrutiny of financial records, including cash and bank transactions, loan and branch expenses, loan documentation, and field verification activities.
Led fraud investigations and due-diligence exercises by reviewing transaction-monitoring reports, AML compliance, and locker-management procedures.
Collaborated with Branch Managers and operational teams to resolve audit issues, clarify findings, and ensure transparency and accountability.
Prepared and submitted comprehensive internal audit reports to the Audit Committee, highlighting key observations, risks, and actionable recommendations.
Ensured timely completion of audits while providing training, supervision, and guidance to junior audit staff, maintaining high standards of quality and compliance.
Monitored field operations, including Center Meetings and loan-disbursement activities carried out by branch teams.
Executed branch audits across more than 30+ locations on a quarterly basis, covering regions in Bihar, Jharkhand, Uttar Pradesh, and Northern India.
Audited a wide range of loan products—including secured business loans and unsecured loans—ensuring full adherence to regulatory guidelines and organizational procedures.

AuditingAccounting ManagementInternal AuditingRegulatory Compliance

Esaf bank

Internal Auditor

Sep 2024 – Dec 2025 · 1 yr 3 mos · Samastipur · On-site

Evaluated internal audit processes by analyzing audit reports, identifying control
deficiencies, and implementing corrective measures to ensure compliance wi
statutory and regulatory obligations.
Conducted detailed scrutiny of financial records including cash and bank transaction
ATM reconciliations, loan and branch expenses, loan documentation, and fie
verification
Led fraud investigations and due diligence exercises, reviewing transaction monitoring
reports, savings account (SB) data, AML compliance, locker management, and gold loan
procedures.
Collaborated with branch managers and operational teams to resolve audit issues and
clarify findings, ensuring transparency and accountabilit
Prepared and submitted comprehensive internal audit reports to the audit committee,
outlining key findings and recommendation
Ensured timely completion of audits, providing training, supervision, and guidance to
junior audit staff, maintaining high standards of quality control.
Monitored field operations including Center Meetings and loan disbursements manag
by Business Correspondent (BC) teams.
Executed branch audits across more than 30 locations on a quarterly basis, covering
regions in Bihar, Jharkhand, Odisha, West Bengal, and Uttar Pradesh.
Audited a wide range of loan products including mortgage loans, QR loans, and
unsecured loans, ensuring full regulatory and procedural compliance.

AuditingFinancial Statement AuditingInternal AuditingRegulatory Compliance

Midland microfin ltd

Internal Auditor

May 2023 – Sep 2024 · 1 yr 4 mos · Samastipur · On-site

Experienced Internal Auditor with expertise in financial statements analysis and risk management, skilled in identifying discrepancies and recommending process improvements

FinanceFinancial AuditsFinancial AnalysisRisk Management