Manoj Mathew — CTO

I'm a Chief Architect with 20+ years of end-to-end ownership across banking technology platforms — on both the technology and product fronts — from greenfield ideation to high-scale production systems serving Banks, NBFCs, and digital lenders. What has kept me relevant and energized across two decades is a genuine curiosity and a relentless drive to stay at the leading edge — whether that means exploring a new AI framework, rethinking an architecture pattern or innovations in Banking Domain. My core domain is the full lending lifecycle (LOS · LMS · LCS), alongside core banking modules, mobile wallets, and configurable low-code/no-code platform engineering. I bring hands-on technical depth across Java (Spring Boot), Python, Go, Kafka, YugabyteDB, Elasticsearch, and cloud platforms — consistently engineering systems that achieve sub-second SLAs under millions of daily transactions. I'm at the frontier of AI-native financial product engineering — having architected and productized: 🤖 Agentic AI systems using In house Tools and multi-agent frameworks for autonomous banking workflows 💬 Conversational Digital Origination — LLM-powered, voice-enabled (STT/TTS) loan journeys for low-digital-literacy borrowers 📄 Document Intelligence Platform — computer vision + LLM pipeline achieving >95% accuracy across KYC, income, and title documents ⚡ AiTDP — an institutionalized GenAI Technology Delivery Platform embedding Claude and Cursor and Multiple Agents across the full SDLC: Product Design, Architecture design, Automated coding, PR Manganement, Code review, Automated Test Case Generation, Automated Test Case Execution ,Documentation and Release Management — with human-in-the-loop touchpoints where ever applicable and should be. Beyond Trustt, I've delivered a US Mortgage Broker Platform at Tavant Technologies, pioneered the Finacle Digital Commerce mobile wallet at Infosys/EdgeVerve, and architected Video KYC and India Stack solutions (eKYC, eSign, UPI) contributing to India's digital financial inclusion ecosystem. My foundation was built at Oracle (enterprise application frameworks), Thomson Financial (market data dissemination for trading floors), and IBM (mission-critical telecom systems for AT&T) — instilling a deep appreciation for enterprise-grade engineering and the discipline of building software that simply cannot fail.

Stackforce AI infers this person is a Fintech Architect specializing in AI-driven banking solutions.

Location: Bengaluru, Karnataka, India

Experience: 23 yrs 5 mos