Meenal Tiwari — Product Manager
I build financial products end to end, payments infrastructure, investment platforms, and AI-powered tooling. At NPCI, I owned India's core payments stack: UPI Global (cross-border expansion across UAE, Singapore, Europe), CBDC on BHIM (India's first digital rupee, sub-1-second settlement), e-RUPI, and UPI AutoPay with SBMD. Products used by 300M+ people, built in partnership with RBI, navigating real regulatory complexity at national scale. Before that, at YES Bank I managed HNI client portfolios across Equity, PMS, Mutual Funds, Debt, Structured Products, and PE, generating ₹20Cr AUM in year one. That ground-level understanding of how HNI investors think about money is what I now build products for. At JM Financial, I'm shipping AI-powered capital markets products independently, no engineering team. Built the Investment Basket platform 0-to-1 (2,700 investors, 9,300+ subscriptions), Equity SIP for recurring direct equity purchases, CallScore AI (80% QA time saved), and an RBAC tool, all using Claude API, Flutter, and Supabase. I also built a cross-border B2B payment gateway at Safexpay with direct Middle East bank integrations, FX settlement, remittance flows, and merchant collections across the India-Gulf corridor. My edge: I sit at the intersection of three domains most PMs pick one of global payment rails (SWIFT, ISO 20022, FX, KYC/AML), capital markets & WealthTech (HNI products, portfolio management, investment platforms), and applied AI (LLM products, prompt engineering, AI-native delivery). If you're building in payments, WealthTech, or AI-first fintech, let's talk.
Stackforce AI infers this person is a Fintech professional with expertise in payments infrastructure and AI-driven investment solutions.
Location: Mumbai, Maharashtra, India
Experience: 4 yrs 11 mos
Skills
- Ai Product Management
- Product Strategy
- Project Management
- Cross-border Payments
- Payment Infrastructure
- Cbdc
- Hni Wealth Management
- Portfolio Management
Career Highlights
- Led India's first digital rupee project with sub-1-second settlement.
- Built AI-powered investment products for 1.5 lakh HNI clients.
- Architected cross-border payment solutions used by 300M+ people.
Work Experience
JM Financial Ltd
AI-enabled Senior Product Manager (11 mos)
National Payments Corporation Of India (NPCI)
Senior Associate- Product (3 yrs 5 mos)
YES BANK
Deputy Wealth Manager (1 yr 2 mos)
Azentio Software
Business Analyst (Intern) (2 mos)
Indian Development Foundation
Intern (0 mo)
Education
Master of Business Administration - MBA at ITM Group of Institutions
Bachelor of Commerce - BCom at Disha Institute of Management and Technology Satya Vihar,