Aug 2024 – Feb 2026 · 1 yr 6 mos · Chennai, Tamil Nadu, India · On-site

• IBMB - India’s next-generation NetBanking P2M payment platform, acting as an interoperable switch between PA/PGs and Banks, enabling seamless QR, Intent, and Web-based P2M flows aligned with RBI standards.
• WORK:
• Developed multiple APIs to handle payment cycle with on-prem infrastructure over bare-metal servers
• Reduced API latency while achieving 5K QPS, Maintaining stickiness.
• Implemented Redis-Lua rate limiter for throttling.
• Implemented POC for FIDO2/AFA passwordless auth with PCI DSS compliance - published RBI-approved technical framework
• Created MCP server using Spring AI with Kafka-ClickHouse pipeline exposing real-time bank/PG metrics (success rates, latency, availability) to AI agents for intelligent payment routing.
• Designed and Developed ODR system (TCC / DRC / RET) cutting resolution time by 80%, with E2E ownership of the complete module to PROD.

Jul 2022 – Jul 2024 · 2 yrs

• 7 Eleven - Merchandising, Demand chain optimization and Order management.
• Migrated/Re-written Consumers from AWS SQS to Kafka.
• Data streams from one application to other application in a modularized architecture with Apache Kafka as streaming engine and Java Spring to trigger pipelines and services.

Aug 2021 – Jun 2022 · 10 mos

• Developed RFP of CLTV (Customer lifetime value) System which is, the total revenue an ecommerce business earns from a customer over time, considering all the orders ever and their correlation.
• Forecast to size up customer satisfaction, loyalty, and the viability of a brand.
• Trained models, testing models to optimal gradient.
• Data extraction, formatting, optimization for the ML Model
• Tools used - OCI AI Services, Anaconda, Python, Octave

Oct 2017 – Aug 2018 · 10 mos · Phagwara, Punjab, India