Prerak Goel

Associate Consultant

Noida, Uttar Pradesh, India12 yrs 8 mos experience
Highly Stable

Key Highlights

  • Over 12 years of experience in banking sector.
  • Expertise in Lending and AML/CFT compliance.
  • Proven track record in project management and team leadership.
Stackforce AI infers this person is a Fintech professional with extensive experience in compliance and project management.

Contact

Skills

Core Skills

Project ManagementLoan Life Cycle ProcessData MigrationTeam ManagementSqlDatabase DevelopmentClient CommunicationTesting

Other Skills

CommunicationCore Repayment module developmentPL/SQLOperating SystemsOracle 10gHTMLProgrammingCTeamworkJavaScriptC++Core JavaJSPSoftware DevelopmentJava

About

Financial Consultant with over 12 years of experience bridging the gap between business and technology in the banking sector, specializing in Lending and AML/CFT. I focus on aligning regulatory requirements with innovative solutions to streamline operations and enhance compliance for financial institutions.

Experience

12 yrs 8 mos
Total Experience
8 yrs 7 mos
Average Tenure
4 yrs 1 mo
Current Experience

Ntt data services

2 roles

Industry Consulting Manager

May 2023Present · 3 yrs 1 mo

Principal Consultant

May 2022May 2023 · 1 yr

Newgen software

4 roles

Project Leader

Jul 2021May 2022 · 10 mos

  • Owning current project around Student Loans
  • Managing team of 8 members, handling task allocation, ensuring clear communication among all the members
  • Managing project, organizing tasks, velocity tracking, risks management and coordinating contingency plans
  • Improved overall project velocity by 20% through effective tasks and resource management
  • Owning communication channel with all stakeholders
  • Owning client discussions around Loan Data Migration ; Collection process ; GL Module maintenance
  • Functional understanding of Loan Life Cycle process : Loan Initiation and Disbursement, Receipts and Payments, EOD - BOD process, Rescheduling, Restructuring, Pre-Termination, Maturity Closure etc.
  • Development of Core Repayment module (Moratorium period included)
  • Managing and mentoring the team around development of Repayment Schedule, Bulk Repayment, Floating Rate Review process, Accrual Billing and Termination of account, servicing the approved loans, disbursal’s, accruals, billing, repayments, non-performing assets tracking, provisioning, re-pricing, termination handling, document tracking and insurance tracking
Loan Life Cycle processProject ManagementTeam ManagementCommunicationCore Repayment module development

Group Leader

Jul 2019Jun 2021 · 1 yr 11 mos

  • Data Migration of Customers Loans from Existing System into LMS System.
  • Creating a Parallel Execution of End-of-Day Process wherein multiple loans are reconciled parallel. This has improved performance of the system by 55%
  • Setting up the Accounting shared by Customer in LMS system. This involved studying the workflow of the Accounting at various events and then migrating the shared excel based data into our Database system using SQL knowledge that I possess.
  • Mentoring the team of 5 members to enable them to work independently, ensuring high efficacy and productivity
Data MigrationSQLTeam Management

Team Leader

Promoted

Jul 2017Jun 2019 · 1 yr 11 mos

  • CITI Private Bank, U.S.A
  • Module Lead+ Database Development
  • Coding of application services as per the business requirements of the module using PL/SQL
  • Creating PL/SQL Packages, Stored Procedures, Functions and Views for the Module Mentioned above
  • Unit Testing the data further for Issues and if found, fixing it after reviewing the database queries and logics
  • Reading and analysis of the functional specification documents
  • End-to-End Communication with Client
  • Working with Onsite Client to review the Defects and solving them within the deadline.
PL/SQLDatabase DevelopmentClient Communication

Senior Software Engineer

Jul 2013Jun 2017 · 3 yrs 11 mos

  • Working on Dynamic Report Center for CITI Private Bank U.S.A. at Newgen Software Technologies Ltd. since July,2013. My responsibilities include:
  • 1. Reading and analysis of the functional specification documents.
  • 2. Coding of application services as per the business requirements of the module using PL/SQL.
  • 3. Single handedly created Packages, Procedures and Views for the Module mentioned above.
  • 4. Tested the data further for issues and if found, have fixed it after reviewing the database queries.
  • 5. Support the onsite team in case of issues.
PL/SQLDatabase DevelopmentTesting

Education

HARCOURT BUTLER TECHNOLOGICAL INSTITUTE

B.TECH — COMPUTER SCIENCE

Jan 2009Jan 2013

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