May 2023 – Apr 2024 · 11 mos · Bengaluru, Karnataka, India · On-site

• Review of each process being executed by trade finance and lending operations for potential gaps & risks observed, with establishment of a
• framework for their mitigation.
• Participating in validating design and operating effectiveness of the key controls through inspection, inquiry, Observation, sampling, re-performance and recalculations.
• Contribute in activities to help ensure control assessments being accurate, effective, comply with procedures and templates, and meet
• regulatory and quality control standards.
• Review of risks and key controls through end to end process walkthroughs, events or thematic reviews, data driven reviews or issue read
• across, and evidence reviews.

Nov 2020 – May 2022 · 1 yr 6 mos · Gurugram, Haryana, India

• Responsible for analyzing reports, preparing & verifying final refinance mortgage documents in accordance with TILA/RESPA guidelines
• accurately and within specified timelines with overall audit.
• Reviewing, analyzing valuation reports and conducting market research, identifying pricing trends and collaborating value of property as per
• the valuation report with value as per AVM.
• Review loan terms, ratios and underwriting conditions to ensure compliance with investor regulations and disclosure norms. Collaborates
• with title company to balance final closing disclosure to ensure smooth closing & funding of loan.
• Performs pre-funding review of required documents. Works with settlement agents on review of select closing documents executed at closing
• table. Review required settlement documents for accuracy.
• Calculate and resolve discrepancies in escrows, adjustments & closing costs to meet funding conditions. Serve as an intermediary between
• underwriters, title companies & HA's in a mortgage closing transaction.
• Plan and conduct training sessions and quality audits of IC's to identify areas of development.
• Comply with Fannie May guidelines for closing package of mortgages, for their sale in secondary market.

Dec 2019 – Aug 2020 · 8 mos · Gurugram, Haryana, India

• Responsible for preparing and reviewing valuation reports of immovable assets and managing day to day operations within the organization
• for Delhi NCR, Haryana and West UP branches comprising a staff of 40 personnel.
• Majorly handling HL, NHL, LAP, SME, Working capital and APF valuations for 35 banks and NBFC that ranges from Affordable housing
• valuations to valuations of projects worth more than 300 crores.
• Responsible for managing stakeholders, conducting technical meetings and resolving technical queries.
• Managing and training team of valuation engineers, maintaining required TAT, maintaining check over quality of reports and MIS.
• Business development by inbound marketing and interaction with potential clients.

Sep 2018 – Feb 2019 · 5 mos · Dehradun

• Administered the retail valuation division of tangible immovable assets managing Uttarakhand and Uttar Pradesh (West) region for 5 HFCs, 4
• NBFCs and 4 Banks.
• Preparing valuation report for housing finance in mortgage product category of Home Loan, Balance Transfer, Composite Loan, Loan Against
• Property, Commercial loan & Working Capital for SMEs and Commercial complexes.
• Providing valuation services in least time possible to steadfast their mortgage services.
• Business development by inbound marketing and interaction with potential clients.

Feb 2019 – Dec 2019 · 10 mos · Greater Lucknow Area

• Duties and responsibilities -
• Project Planning and Site execution:
• · Property approval as per OYO Standards.
• · Project planning, site execution and monitoring along with vendor/contractor management and
• logistics planning/monitoring.
• · Monitor and report progress of the launches and the required central processes to ensure time
• deadlines are met.
• · Ensuring that the product effectively satisfies the quality levels.
• Stakeholder Management:
• · Engage in constant communication with all the involved stakeholders to identify and solve problems, find and adopt best practices, strengthen the launch process and ensure harmonious relationships are maintained between all parties involved.
• · Identify, negotiate and liaise with vendors for services and materials.
• · Take autonomous, data-driven decisions and ensure cost reduction and quality control.
• Risk Management:
• · Hands-on leadership required to proactively identifying and working towards mitigating key business risks associated with launch operations.
• · Ability to hustle and on-the-feet thinking required for creative problem solving in new situations.
• Audit:
• · Managing, planning and allocating resources for conducting time efficient opportunity audits in their respective cities.
• · Advise the cost, service and time estimates of every property launch by assessment of the audit outputs.
• · Ensuring all support departments and vendors are aligned for the launches as per Go-live dates
• Team Management.
• · Managing a team of experienced and motivated team members.
• · Reviewing the overall performance and identifying training requirements of personnel to
• complement their learning and growth within the function as well as the organization.

May 2017 – Jun 2017 · 1 mo · Greater Lucknow Area

Jan 2014 – May 2014 · 4 mos · Gurugram, Haryana, India

May 2013 – Jun 2013 · 1 mo · West Bengal, India

May 2012 – May 2012 · 0 mo · Gurugram, Haryana, India