Ankit Raj — CEO
I’m a results-driven product strategy leader with 8+ years of experience driving high-impact initiatives across banking and fintech. Currently leading Personal Loans strategy at IDFC FIRST Bank, where I’ve scaled monthly disbursals 2x+, built a 10L+ partner distribution platform, and launched industry-first digital lending journeys that deliver both profitability and superior customer experience. My expertise lies in translating strategy into scalable products—whether it’s designing high-margin portfolios, optimizing STP journeys, building tech-driven platforms, or boosting revenue through partner ecosystems and digital channels. I bring a sharp focus on data-driven decision-making, cost efficiency, and cross-functional execution with stakeholders across Risk, Credit, Tech, and Compliance. Previously, I built a ₹14 Cr profitable ed-tech vertical from scratch at The Ayurveda Experience and led strategic transformation at Aviva India, delivering 40% YoY topline growth and digitizing sales for 4,000+ employees. Let’s connect if you're building what’s next in lending, fintech, insurance or digital banking
Stackforce AI infers this person is a Fintech and EdTech product strategy leader with a strong focus on digital transformation.
Location: Delhi, India
Experience: 8 yrs 5 mos
Skills
- Product Strategy
- Product Management
- Business Development
Career Highlights
- Doubled monthly disbursals at IDFC FIRST Bank.
- Built a ₹14 Cr profitable ed-tech vertical.
- Led strategic transformation achieving 40% YoY growth.
Work Experience
IDFC FIRST Bank
Head - Cross Sell (Wealth and Credit Card) (7 mos)
Product Lead - Savings (5 mos)
Product Lead - Personal Loans (2 yrs 11 mos)
Chief Manager (Product and Channel Management) - Personal Loans (1 yr 7 mos)
Transformative Learning Solutions
Business Manager (The Ayurveda Experience) (1 yr 1 mo)
Aviva India
Manager (2 mos)
Assistant Manager (1 yr 10 mos)
Management Trainee (5 mos)
Summer Intern - PPO (2 mos)
Slonkit
Live Project Intern (2 mos)
Education
Master of Business Administration (M.B.A.) at Management Development Institute, Gurgaon
Bachelor's Degree at Sri Venkateswara College
High School at PRAGATI PUBLIC SCHOOL