Ankit Raj

CEO

Delhi, India8 yrs 5 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Doubled monthly disbursals at IDFC FIRST Bank.
  • Built a ₹14 Cr profitable ed-tech vertical.
  • Led strategic transformation achieving 40% YoY growth.
Stackforce AI infers this person is a Fintech and EdTech product strategy leader with a strong focus on digital transformation.

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Skills

Core Skills

Product StrategyProduct ManagementBusiness Development

Other Skills

Strategic PlanningTeam ManagementContent MarketingDigital MarketingResearchSocial MediaMarketingInsuranceSocial Media MarketingSales ManagementLean Six SigmaStrategyCross SellingSearch Engine Optimization (SEO)Search Engine Marketing (SEM)

About

I’m a results-driven product strategy leader with 8+ years of experience driving high-impact initiatives across banking and fintech. Currently leading Personal Loans strategy at IDFC FIRST Bank, where I’ve scaled monthly disbursals 2x+, built a 10L+ partner distribution platform, and launched industry-first digital lending journeys that deliver both profitability and superior customer experience. My expertise lies in translating strategy into scalable products—whether it’s designing high-margin portfolios, optimizing STP journeys, building tech-driven platforms, or boosting revenue through partner ecosystems and digital channels. I bring a sharp focus on data-driven decision-making, cost efficiency, and cross-functional execution with stakeholders across Risk, Credit, Tech, and Compliance. Previously, I built a ₹14 Cr profitable ed-tech vertical from scratch at The Ayurveda Experience and led strategic transformation at Aviva India, delivering 40% YoY topline growth and digitizing sales for 4,000+ employees. Let’s connect if you're building what’s next in lending, fintech, insurance or digital banking

Experience

8 yrs 5 mos
Total Experience
2 yrs 9 mos
Average Tenure
5 yrs 6 mos
Current Experience

Idfc first bank

4 roles

Head - Cross Sell (Wealth and Credit Card)

Promoted

Oct 2025Present · 7 mos · Mumbai, Maharashtra, India

Product Lead - Savings

Apr 2025Sep 2025 · 5 mos · Mumbai, Maharashtra, India

Product Lead - Personal Loans

Apr 2022Mar 2025 · 2 yrs 11 mos · Mumbai, Maharashtra, India

Strategic PlanningProduct Strategy

Chief Manager (Product and Channel Management) - Personal Loans

Sep 2020Apr 2022 · 1 yr 7 mos · Mumbai, Maharashtra, India

  • Responsible for building MyFIRST Partner platform, a one of its kind end to end digital avenue for Personal Loan referral and origination.

Transformative learning solutions

Business Manager (The Ayurveda Experience)

Jul 2019Aug 2020 · 1 yr 1 mo · Delhi

  • Leading Ayurveda Education vertical for The Ayurveda Experience one of its kind e-commerce portal for all-things-ayurveda in US
  • Responsible for scaling-up, tapping into new markets, customer acquisition, user engagement and resulting financial performance.
  • Managing a team of content developers to create high converting content for Facebook and Google Advertising with data driven approach
  • Collaboration with Media Buyers across Facebook, Google (including Youtube) and Pinterest platform on in-depth content performance evaluation

Aviva india

4 roles

Manager

Apr 2019Jun 2019 · 2 mos

  • Working on enablers to enhance sales force activation and productivity, managing sales career progression including key performance metrics, rewards & recognition plan and employee retention
  • Working on designing and implementation of Reward and Recognition program to drive Front Line Sales performance including Agents & Partners (IMF & Bank)

Assistant Manager

May 2017Mar 2019 · 1 yr 10 mos

  • Planning and implementing channel strategic initiatives, overseeing lead management function and channel expansion plan
  • Driving “Customer First” initiatives with departments having regular customer interactions to improve upon customer satisfaction metrics
  • Facilitating Mobile sales tool implementation including business requirement mapping, pilot testing and full-fledged roll out
  • Selected in Aviva “India Cultural Action Team” to lead in intra organizational innovation, process simplification to enhance customer experience

Management Trainee

May 2017Oct 2017 · 5 mos

  • Working as Management Trainee in Aviva Direct Strategy
  • Learnt end to end Insurance Sales process from Client prospecting to policy issuance and servicing

Summer Intern - PPO

Apr 2016Jun 2016 · 2 mos · Gurgaon, India

  • Worked on Intermediary Expansion for Aviva
  • −Analysed IMF channel for Aviva, performed comparative study of IMF with other intermediaries i.e. Individual Agents, Corporate Agency, Bancassurance and Brokers
  • − Worked on streamlining the on-boarding process of IMF, bringing down the on-boarding time from 5-6 months to less than 3 months
  • −Performed profiling and segmentation of existing IMFs and recommended prospect segments for IMF
  • −Performed on-boarding process of an IMF from lead generation to training and certification

Slonkit

Live Project Intern

Mar 2016May 2016 · 2 mos · Delhi, India

  • Phase I: Worked with the Marketing team to design BTL marketing campaign for Slonkit
  • Phase II: Worked with Social media team to design and implement marketing campaigns for Slonkit on social media platform like Facebook, Twitter, Quora, LinkedIn
  • Phase III: After analyzing the various campaigns proposed in phase I, proceeded with on-ground implementation of top 3 campaigns

Education

Management Development Institute, Gurgaon

Master of Business Administration (M.B.A.)

Jan 2015Jan 2017

Sri Venkateswara College

Bachelor's Degree — Mathematics

Jan 2012Jan 2015

PRAGATI PUBLIC SCHOOL

High School — Science

Jan 2004Jan 2012

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