Ankit Tiwari

Business Development Executive

Gurugram, Haryana, India3 yrs 3 mos experience

AI EnabledAI ML Practitioner

Key Highlights

Expert in credit risk analysis and data storytelling.
Proficient in Python, SQL, and BI tools for data-driven decisions.
Passionate about fintech solutions for financial access.

Stackforce AI infers this person is a Fintech Risk Analyst with strong data analysis and credit management skills.

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Skills

Core Skills

Risk AnalysisCredit Risk ManagementData AnalysisRisk ManagementCustomer Relationship ManagementConsultingCustomer Service

Other Skills

Advanced ExcelAdvertisingAnalytical SkillsArtificial Intelligence (AI)AuditingAutoCADBankingBusiness AnalysisBusiness ProcessCAM preparationCIBIL reviewCommunicationCustomer Relationship Management (CRM)Customer SupportData Entry

About

Product-driven Risk Analyst with experience in underwriting, credit analytics, and data storytelling using Python, SQL, and BI tools like Tableau & Power BI. Currently working in the SME lending space at MobiKwik. Passionate about building data-informed fintech products that solve real-world financial access problems.

Experience

3 yrs 3 mos

Total Experience

9 mos

Average Tenure

1 yr 2 mos

Current Experience

Mobikwik

Risk Analyst- II

Apr 2025 – Present · 1 yr 2 mos · Gurugram, Haryana, India · Hybrid

CAM preparation support for PL & Unsecured Business Loans including WC requirements
Conducted CIBIL review and repayment behavior assessment for SME applicants.
Supported CAM inputs for WC-based merchant credit requirements.
Flagged inconsistencies & performed public domain verification of business activity.
Ensured TAT compliance and resolved document gaps to avoid disbursal delays.
Contributed to remediation & re-KYC initiatives improving portfolio hygiene.
Prepared workflow reports using Advanced Excel, Google Sheets and basic SQL.

CAM preparationCIBIL reviewpublic domain verificationAdvanced ExcelGoogle Sheetsbasic SQL+2

Balancehero india

Risk Analyst

Dec 2023 – Jan 2025 · 1 yr 1 mo · Gurugram, Haryana, India · Hybrid

Evaluated creditworthiness for cash and personal loan applications ensuring accurate risk analysis.
Analyzed financial data using Excel for credit reports, banking transactions, and balance sheets.
Built data models for risk evaluation and financial decision-making through Excel.
Collaborated with cross-functional teams to improve underwriting processes and ensure compliance.
Conducted detailed financial document reviews to identify and mitigate potential risks.
Used financial ratios and data analysis tools to make informed lending decisions.
Created Power BI dashboards to visualize credit trends and performance metrics.
Stayed updated on market trends, credit risks, and regulatory requirements for continuous
improvement in lending decisions.

creditworthiness evaluationfinancial data analysisdata modelsPower BI dashboardsRisk AnalysisData Analysis

Indifi

Relationship Manager

Jun 2023 – Dec 2023 · 6 mos · Gurugram, Haryana, India · On-site

Spearheaded the provision of unsecured business loans to SME business owners via Google Pay, effectively expanding the organization's client base.
Developed and maintained strong relationships with eligible customers, providing them with tailored financial solutions.
Collaborated with the credit department to assess creditworthiness and determine suitable loan products for clients.
Managed the end-to-end operations of loan disbursement, ensuring a seamless and efficient process.
Conducted detailed financial analyses and risk assessments to mitigate potential lending risks.
Delivered exceptional customer service, promptly addressing client inquiries and concerns.
Stayed abreast of the organization's loan products and lending criteria, providing accurate and up-to-date information to clients.
Actively participated in sales meetings, training sessions, and market research to remain informed about industry trends.

unsecured business loansfinancial analysescustomer serviceRisk ManagementCustomer Relationship Management

Paisabazaar

Loan Consultant

Oct 2022 – Apr 2023 · 6 mos · Gurugram, Haryana, India · On-site

Assisted clients in obtaining second and unsecured business loans by evaluating their financial needs and guiding them through the application process.
Conducted comprehensive financial assessments to determine loan eligibility, risk, and repayment capacity.
Maintained up-to-date knowledge of lending products, interest rates, and eligibility criteria.
Built and maintained strong relationships with clients, ensuring exceptional customer service.
Collaborated with financial institutions to negotiate favorable loan terms for clients.
Streamlined the loan application process, ensuring accuracy and compliance with regulations.

financial assessmentsloan application processclient relationshipsConsultingCustomer Service