Apoorv Jha

Operations Associate

Noida, Uttar Pradesh, India2 yrs 10 mos experience

AI Enabled

Key Highlights

Experienced in credit analysis and financial risk assessment.
Proficient in data analysis and financial reporting tools.
Strong adaptability and problem-solving skills in dynamic environments.

Stackforce AI infers this person is a Fintech professional with strong analytical and credit management skills.

Contact

Skills

Core Skills

Credit AnalysisFinancial Analysis

Other Skills

Agile Project ManagementAnalytical SkillsAnalyticsArtificial Intelligence (AI)Attention to DetailCash Flow AnalysisCommunicationCompetitive IntelligenceCredit UnderwritingData AnalysisData AnalyticsDebt-to-Income Ratio (DTI) AnalysisEasily AdaptableEntrepreneurshipExcel Dashboards

Experience

2 yrs 10 mos

Total Experience

1 yr 8 mos

Average Tenure

1 yr 2 mos

Current Experience

Motilal oswal home loans

Branch Credit Manager

Apr 2025 – Present · 1 yr 2 mos · Delhi Branch · On-site

Kotak mahindra bank

Credit Analyst Intern in Working Capital Segment

May 2024 – Jul 2024 · 2 mos · Mandi House, New Delhi · On-site

Learning valuable hands-on experience in credit risk identification, financial statement analysis, and proposal evaluation for working capital facilities, under the guidance of experienced mentors.
Used the fundamentals of credit underwriting, risk assessment and control system to optimize credit decisions and capital allocation.

Credit AnalysisFinancial Statement AnalysisRisk AssessmentCredit UnderwritingFinancial Analysis